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Find Long-Term Care Insurance Agents Near You in San Ramon, CA

Browse long-term care insurance agents serving San Ramon, California. Updated 2026-07-14.

The top-rated long-term care insurance agent in San Ramon, California is Farmers Insurance - Gail Mirchandani, rated 5.0 stars across 92 reviews. Other highly rated options include Onstad's Insurance Agency, A.J. Franco at Comparion Insurance Agency, Darrell Lee: Allstate Insurance. This directory lists 18 long-term care insurance agents serving San Ramon.

Showing 18 long-term care insurance agents in San Ramon, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Farmers Insurance - Gail Mirchandani3150 Crow Canyon Pl Ste 100(925) 244-1300
2Onstad's Insurance Agency3130 Crow Canyon Pl Suite 425(925) 866-1444
3A.J. Franco at Comparion Insurance Agency2603 Camino Ramon Ste 210(925) 659-0419
4Darrell Lee: Allstate Insurance2333 San Ramon Valley Blvd Suite 275(925) 904-4800
5The BFIS | The Brighton Financial and Insurance Services2258 Camino Ramon(888) 412-7630
6Michael Smith Insurance Solutions2010 Crow Canyon Pl #100(925) 683-9743
7Trouette Insurance2415 San Ramon Valley Blvd STE 4-415(925) 327-1020
8One Risk Group LLC2000 Crow Canyon Pl suite 160(925) 226-7350
9New York Life Insurance2633 Camino Ramon #525(925) 866-4500
10Guardian Life Insurance Co-America2603 Camino Ramon Suite 475(925) 380-9580
FI
3150 Crow Canyon Pl Ste 100
Farmers Insurance - Gail Mirchandani
Long-Term Care Insurance Agent · San Ramon, CA

Farmers Insurance - Gail Mirchandani in San Ramon, CA offers long-term care insurance agent services, assisting clients with policy selection and application processes. Its maintenance plans include periodic policy reviews to adjust coverage for changing health needs and financial goals. The company also helps with claims filing and benefit coordination. It services single-family homes, apartments, retail locations, and restaurants throughout the local area.

OS
3130 Crow Canyon Pl Suite 425
Onstad's Insurance Agency
Long-Term Care Insurance Agent · San Ramon, CA

Onstad's Insurance Agency serves the San Ramon area and the surrounding Contra Costa County region, specializing as a long-term care insurance agent. The company assists clients in planning for future care needs by explaining policy options that help protect assets and maintain independence. Policies can cover in-home care, assisted living, and nursing facility expenses. The agency guides customers through the application process and helps compare benefit structures. Onstad's Insurance Agency handles policy selection for individuals and couples seeking coverage against rising long-term care costs.

JF
2603 Camino Ramon Ste 210
A.J. Franco at Comparion Insurance Agency
Long-Term Care Insurance Agent · San Ramon, CA

A.J. Franco at Comparion Insurance Agency serves local individuals and families planning for future medical expenses, offering long-term care insurance policies that help cover costs like in-home assistance or skilled nursing facility stays. This San Ramon agency focuses on options for covering extended care needed during aging or illness. Clients there can review policy options addressing inflation and benefit periods. The agency also serves residents in nearby communities throughout the East Bay area, including Danville.

DL
2333 San Ramon Valley Blvd Suite 275
Darrell Lee: Allstate Insurance
Long-Term Care Insurance Agent · San Ramon, CA

Darrell Lee: Allstate Insurance serves the San Ramon area and nearby communities throughout California, specializing in long-term care insurance. As a local agent, it helps clients evaluate options for covering extended care needs, including home health services and assisted living. This office assists individuals in understanding policy features such as benefit triggers and inflation protection. When working on a typical case, it reviews a client's financial goals and health situation to recommend appropriate coverage levels from available carriers.

BB
2258 Camino Ramon
The BFIS | The Brighton Financial and Insurance Services
Long-Term Care Insurance Agent · San Ramon, CA

The BFIS | The Brighton Financial and Insurance Services in San Ramon, CA distinguishes between one-time policy consultations and recurring service options for clients, ensuring tailored support for their coverage needs. As a long-term care insurance agent, the company helps clients understand policies that cover home care, assisted living, and nursing home expenses. Service runs on a one-time, scheduled, or as-needed basis, depending on the client’s plan for periodic review or immediate assistance.

MS
2010 Crow Canyon Pl #100
Michael Smith Insurance Solutions
Long-Term Care Insurance Agent · San Ramon, CA

Michael Smith Insurance Solutions advises clients throughout the San Ramon area on financial planning for future care needs. The agency specializes specifically in long-term care insurance, helping individuals protect assets against the high cost of extended medical or custodial support. Their work involves reviewing policy options that cover in-home assistance, assisted living, and nursing home stays. This small agency can assist anyone from solo professionals and small office staff to commercial clients including warehouses and food service operations.

TI
2415 San Ramon Valley Blvd STE 4-415
Trouette Insurance
Long-Term Care Insurance Agent · San Ramon, CA

Trouette Insurance specializes in long-term care insurance policies designed to help individuals and families prepare for future care needs. Located in San Ramon, CA, the agency guides clients through the complexities of coverage options and eligibility, ensuring they understand how such plans can protect assets and provide peace of mind. The team assists with policy comparisons, enrollment, and ongoing support for claims or adjustments. As seasonal health concerns increase with colder weather, the agency helps clients review their plans to ensure they are poised for any sudden care requirements.

OR
2000 Crow Canyon Pl suite 160
One Risk Group LLC
Long-Term Care Insurance Agent · San Ramon, CA

As residents of San Ramon begin planning for the predictable costs of aging, the need for financial protection against extended care expenses often becomes urgent. One Risk Group LLC assists local families by explaining options offered through long-term care insurance agents for coverage of services like home health aides or assisted living facilities. They review current policy structures with each client to ensure potential gaps are addressed before health changes occur. An initial personal eligibility consultation begins this planning process.

NY
2633 Camino Ramon #525
New York Life Insurance
Long-Term Care Insurance Agent · San Ramon, CA

New York Life Insurance provides residential long-term care insurance services for individuals in San Ramon and the surrounding area, ensuring families have coverage for future needs. The agency also offers commercial coverage options for local businesses seeking employee benefits plans. Service extends throughout the San Ramon region. Clients seeking to structure their long-term care policies can schedule consultations to review options. The company contacts clients again after regular service intervals to address any changes in coverage needs or policy adjustments.

GL
2603 Camino Ramon Suite 475
Guardian Life Insurance Co-America
Long-Term Care Insurance Agent · San Ramon, CA

Guardian Life Insurance Co-America, based in San Ramon, CA, is known for helping clients prepare for the financial challenges of extended care needs. The company offers guidance on long-term care insurance policies that cover services like nursing home care, home health aides, or assisted living. Its agents work with individuals to find coverage that fits personal budgets and future health considerations. As an added specialty, Guardian Life Insurance Co-America can also coordinate policy options designed to protect retirement savings from long-term care expenses.

MO
2333 San Ramon Valley Blvd
Millennium Oak San Ramon
Long-Term Care Insurance Agent · San Ramon, CA
(925) 904-4800
allstate.com/dlee
HI
6101 Bollinger Canyon Rd #150
HUB International
Long-Term Care Insurance Agent · San Ramon, CA
(925) 866-7050
hubinternational.com/offices/us/california/san-ramon
SH
2440 Camino Ramon
Steven Hom Insurance Services Inc
Long-Term Care Insurance Agent · San Ramon, CA
(925) 806-9300
stevehom.com
IR
3150 Crow Canyon Pl
Insurance Review Services
Long-Term Care Insurance Agent · San Ramon, CA
(925) 708-6501
ltccpas.com/home/contact-us
BJ
3150 Crow Canyon Pl #140
Berger & Jones Insurance Agency, Inc.
Long-Term Care Insurance Agent · San Ramon, CA
(925) 277-9090
bergerandjonesinsurance.com
TW
3000 Executive Pkwy Suite 325
Trumark Wholesale Insurance Services, Inc.
Long-Term Care Insurance Agent · San Ramon, CA
(925) 648-4700
MI
3130 Crow Canyon Pl Suite 400
McGriff Insurance Services
Long-Term Care Insurance Agent · San Ramon, CA
(888) 743-2217
mcgriffinsurance.com
MI
3150 Crow Canyon Pl #100
Mirchandani Insurance
Long-Term Care Insurance Agent · San Ramon, CA
(925) 244-1300
mirchandaniinsurance.com

What Does a a Long-Term Care Insurance Agent in San Ramon Cost?

Typical annual premiums for long-term care insurance in California range from 1,500 to 4,000 dollars for a 55-year-old, but can be higher for older applicants or richer benefits. Costs vary by case based on age, health, and coverage choices. This is general information, not insurance advice.

About long-term care insurance agents in San Ramon

Long-term care insurance agents in San Ramon, California help residents plan for future care needs. California offers the Partnership for Long-Term Care program, which allows policyholders to protect assets equal to the benefits paid. Working with a local agent can provide guidance on policies that meet California-specific regulations and your personal budget.

Frequently Asked Questions

What is the California Partnership for Long-Term Care?

It is a state program that combines private long-term care insurance with Medi-Cal asset protection. Policyholders can keep assets equal to the benefits their policy pays out. This program is only available through specially trained agents in California.

How do I choose a long-term care insurance agent in San Ramon?

Look for an agent licensed in California with experience in long-term care policies. Ask about their familiarity with the California Partnership program. Verify their credentials through the California Department of Insurance website.

What factors affect long-term care insurance costs in California?

Costs depend on your age, health, the benefit amount, and the policy type. California law requires insurers to offer inflation protection options. Premiums can also vary based on whether you choose a Partnership or non-Partnership policy.

Long-Term Care Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each long-term care insurance agent's credentials and current standing with your state Department of Insurance.