The top-rated long-term care insurance agent in Daytona Beach, Florida is Shawn E. Brown Insurance, rated 5.0 stars across 278 reviews. Other highly rated options include Brandon Pham, Bankers Life Agent, Murray Insurance Agency, The Medicare Dude - Independent Broker. This directory lists 14 long-term care insurance agents serving Daytona Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Shawn E. Brown Insurance | Medicare Quotes, 140 S Beach St #300 | (386) 866-1090 |
| 2 | Brandon Pham, Bankers Life Agent | 444 Seabreeze Blvd Ste 400 | (386) 615-5100 |
| 3 | Murray Insurance Agency | 120 Integra Breeze Ln #2b | (386) 356-5032 |
| 4 | The Medicare Dude - Independent Broker | 1616 Concierge Blvd # 100 | (386) 871-3858 |
| 5 | Smart Choice Partners | 1326 S Ridgewood Ave STE 1 | (386) 898-0600 |
| 6 | LYNDA 101 | 128 Orange Ave | (352) 817-7245 |
| 7 | Health Insurance Associates | 1175 Beville Road | (800) 950-0608 |
| 8 | Beth Thibodeau, Bankers Life Agent | 444 Seabreeze Blvd Ste 400 | (386) 615-5100 |
| 9 | The Florida Health Insurance Exchange | 128 Orange Ave Suite 309 | (386) 275-1202 |
| 10 | Dunn & Associates Insurance, Inc. | 324 W International Speedway Blvd | (386) 255-2477 |
Brandon Pham, Bankers Life Agent helps individuals and families in Daytona Beach plan for future long-term care needs. This service assists clients in managing the potential high costs of extended medical or custodial care not covered by standard health insurance. A long-term care insurance agent evaluates personal health and financial situations to recommend appropriate policy options. The agent also covers the neighboring community of Port Orange to provide similar guidance and support for their residents.
Murray Insurance Agency in Daytona Beach, Florida, provides long-term care insurance services to help individuals plan for future custodial and extended care needs. The agency assists clients in reviewing policy options and coordinates ongoing plan maintenance to keep coverage aligned with changing health circumstances and financial goals. It serves single-family homeowners, apartment residents, retail businesses, and restaurants that require appropriate coverage for themselves or employees.
The Medicare Dude - Independent Broker serves Daytona Beach, Florida, and the surrounding communities. It handles long-term care insurance, offering policies that help cover costs for extended care needs. This independent agent works to compare plans from different carriers to find a suitable fit for each client's financial and health situation. For a typical job, it assesses the client's potential future care needs, reviews available policy options, and then presents the selected coverage for a final decision.
Smart Choice Partners serves Daytona Beach, Florida, and surrounding communities, handling long-term care insurance needs. The agency assists clients with policies tailored to cover nursing home care, assisted living, and home health services throughout the Volusia County region. It focuses on educating customers about benefit options and policy structures, such as elimination periods and daily benefit caps. To manage a typical job, the agent conducts a thorough assessment of the client’s financial situation and health history, then presents suitable coverage plans for their consideration.
Based in Daytona Beach, LYNDA 101 distinguishes between a one-time policy review and ongoing management of your long-term care insurance plan, providing clarity on coverage options for local residents. This agent guides clients through Florida-specific policies designed to protect assets against the high costs of extended care, whether in-home or at a facility. The goal is to match each individual with suitable protection for their future health needs. Service runs on an as-needed basis, allowing clients to schedule appointments when evaluating a policy purchase or reassessing their current coverage.
Health Insurance Associates in Daytona Beach provides focused guidance on long-term care insurance planning, helping clients assess their future needs for custodial and assistive services. It works with individuals and families to understand policy options that cover home care, adult day care, and nursing facility stays. The agency then educates clients on the importance of protecting retirement savings from high medical costs. When enrolling during the Medicare Annual Election Period or when a sudden disability risk arises, it offers timely assistance to secure coverage.
As Florida’s hurricane season brings concerns about safety and stability, many retirees consider how to safeguard assets from surprising medical costs. Beth Thibodeau, Bankers Life Agent in Daytona Beach, assists seniors with long-term care insurance that covers home health aides or assisted living facility stays. This planning can protect family savings from being depleted by extended skilled nursing needs. For those thinking ahead, the company begins with a free benefits review to discuss each client’s personal health history, retirement budget, and future care preferences in their Daytona Beach office.
For those seeking either a single policy purchase or ongoing coverage adjustments, The Florida Health Insurance Exchange in Daytona Beach specializes in long-term care insurance. This category addresses needs ranging from assisted living to in-home care services. Protecting assets during later years requires careful policy selection, which this agency facilitates. Service options include one-time consultations for initial plan setup, scheduled reviews to update beneficiaries, or as-needed support when care requirements change.
Dunn & Associates Insurance, Inc. helps individuals in the Daytona Beach area plan for the financial challenges of extended personal care. The company specializes specifically in securing long-term care insurance coverage to protect savings and assets. Agents consult with clients to explain policy options such as daily benefit amounts and benefit periods that suit various care needs. The firm can assist both private residences and commercial sectors, including offices, warehouses, and food service operations.
What Does a a Long-Term Care Insurance Agent in Daytona Beach Cost?
Long-term care insurance premiums in Florida vary based on age health and coverage level. A typical policy for a 55-year-old might cost between 150 and 300 dollars per month. Costs increase with age and for richer benefits like 5 percent annual inflation riders. This is general information and not insurance advice.
About long-term care insurance agents in Daytona Beach
Long-term care insurance agents in Daytona Beach help residents plan for future care costs like nursing homes or home health aides. Florida law requires agents to be licensed and follow specific disclosure rules under Florida Statute 627.9407. Working with a local agent can help you understand how Florida Partnership for Long-Term Care policies work.
Frequently Asked Questions
What does a long-term care insurance agent in Daytona Beach do?
An agent helps you compare policies from different companies and explains coverage options like daily benefit amounts and elimination periods. They also guide you on Florida-specific rules such as the 30-day free look period and inflation protection requirements.
Are there Florida laws that affect long-term care insurance?
Yes Florida has specific laws including a 30-day free look period to cancel a policy for a full refund. Florida also requires agents to provide a shopper guide and outline of coverage before you buy a policy.
How do I choose a long-term care insurance agent in Daytona Beach?
Look for an agent who is licensed in Florida and has experience with long-term care policies. You can verify a license through the Florida Department of Financial Services website. Ask about their knowledge of the Florida Partnership program.
Long-Term Care Insurance Agents in Other Florida Cities
Altamonte Springs · Apopka · Belleview · Boca Raton · Bonita Springs · Boynton Beach · Bradenton · Brandon · Cape Coral · Casselberry · Clearwater · Clermont · Coconut Creek · Cooper City · Coral Gables