The top-rated long-term care insurance agent in Delray Beach, Florida is Better Health Consulting, rated 4.8 stars across 357 reviews. Other highly rated options include Estrella Insurance, Gracey Backer Insurance, Insurance World of Delray. This directory lists 15 long-term care insurance agents serving Delray Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Better Health Consulting | 1828 Dr. Andres Way Unit 50 | (800) 209-1866 |
| 2 | Estrella Insurance | 1690 S Congress Ave Ste 100 U11 | (754) 318-7220 |
| 3 | Gracey Backer Insurance | 275 George Bush Blvd | (561) 276-6055 |
| 4 | Insurance World of Delray | 120 S Congress Ave | (561) 276-7283 |
| 5 | K2 Insurance | 1690 S Congress Ave suite 100 office #9 | (561) 749-9993 |
| 6 | Weinstein Wealth Insurance Solutions | 2314 Bloods Grove Cir | (732) 407-8063 |
| 7 | Kapital Insurance, Inc | 955 NW 17th Ave Bldg G | (561) 206-6603 |
| 8 | Affordable Care Agents | 502 E Atlantic Ave Suite 215 | (561) 652-5770 |
| 9 | Plastridge Insurance | 820 NE 6th Ave | (561) 276-5221 |
| 10 | HealthMarkets Insurance - Bryan Posillico | 302 SW 28th Ave | (954) 881-4939 |
Better Health Consulting serves Delray Beach and the broader Palm Beach County area in Florida, providing services as a long-term care insurance agent. The company helps clients navigate coverage options designed to protect assets and fund future care needs. It guides individuals through policy comparisons and the application process, focusing on financial planning for aging. This agency specifically handles long-term care policy evaluations and personalized plan recommendations for local residents.
As winter residents return to south Florida and families plan for long-term care needs, Estrella Insurance in Delray Beach provides guidance on choosing appropriate coverage. The firm helps clients navigate Medicare supplement options and asset protection strategies that address the high cost of skilled nursing and home-based care in Palm Beach County. By reviewing current health status, family history, and retirement income, the agent tailors policy recommendations to individual circumstances. An initial consultation begins with a careful assessment of each client’s eligibility and financial goals before any formal application is submitted.
Gracey Backer Insurance provides guidance on selecting and securing long-term care insurance policies for individuals seeking to protect their assets and future care options. The agency offers initial policy consultations and ongoing support to ensure coverage remains aligned with changing health needs and financial goals. Regular plan reviews are available to help clients understand policy updates or modify benefits as circumstances evolve. The agency services single-family homes, apartments, retail, and restaurants in the Delray Beach, FL area.
Insurance World of Delray serves clients in Delray Beach who are planning for future healthcare needs, including seniors and their families seeking long-term care insurance policies. The agency explains coverage options that help protect assets and reduce the financial burden of extended care, assisting with policy comparisons and enrollment. It operates as a dedicated resource for local residents evaluating insurance strategies for nursing home, home health, or assisted living expenses. The agency also serves the greater Boca Raton area and neighboring communities throughout southern Palm Beach County.
K2 Insurance serves Delray Beach, Florida, and the surrounding communities of Palm Beach County. As a long-term care insurance agent, it handles policies designed to cover assistance with daily living activities for aging or chronically ill individuals. In a typical case, it begins by assessing a client’s financial resources, health outlook, and future care preferences to match them with appropriate coverage options from available carriers.
Weinstein Wealth Insurance Solutions in Delray Beach, FL assists clients in distinguishing between one-time policy placements and recurring service options such as annual policy reviews or benefit eligibility checks. Coverage typically addresses nursing home, assisted living, and home care expenses to help protect personal assets. As a long-term care insurance agent, the company helps individuals evaluate policies from multiple carriers. Their work generally operates on both one-time and scheduled bases, with additional services offered as needed.
Kapital Insurance, Inc specializes in long-term care insurance policies, helping clients plan for future needs related to aging or chronic illness. The agency serves the Delray Beach area by guiding individuals through policy options that protect assets and ensure access to quality care. It provides personalized consultations to assess coverage requirements and navigate the complexities of long-term care planning. As the region faces increasing demand for elder care services, this firm assists families in addressing concerns about rising care costs during retirement or unexpected health changes.
Affordable Care Agents in Delray Beach, Florida assists clients in planning for future health needs through long-term care insurance. The agency focuses on policies that cover services like nursing home care and in-home assistance. Such coverage helps protect savings from the high costs of extended medical support. In addition to residential clients, the company provides planning solutions for various commercial enterprises, including offices, warehouses, and food service operations.
In coastal South Florida, the rising cost of long-term care makes planning essential for many retirees. Plastridge Insurance in Delray Beach assists older adults by offering guidance on policies that help cover future assisted living or home health expenses. As a local agency, it works with residents to navigate the complexities of policy selection and premium options appropriate for their circumstances. The process typically begins with an initial consultation to review current assets and care preferences before suggesting a coverage plan or assessment step.
HealthMarkets Insurance - Bryan Posillico serves residents of Delray Beach, Florida, and the surrounding communities, helping individuals and families plan for future care needs. Commercial coverage is also available for businesses seeking to protect their employees and key personnel. As a long-term care insurance agent, the company provides policy options that address potential assisted living, nursing home, or in-home support costs. Regular follow-up and repeat service are offered between scheduled visits to adjust coverage as personal circumstances or care requirements change.
What Does a a Long-Term Care Insurance Agent in Delray Beach Cost?
Long-term care insurance premiums in Florida vary widely based on age health and coverage level. A typical annual premium for a 55-year-old might range from 1500 to 3000 dollars for a basic plan with a 3-year benefit period. More comprehensive policies with lifetime benefits and inflation protection can cost 4000 to 8000 dollars per year. Costs also depend on the daily benefit amount and elimination period chosen. This is general information and not insurance advice. Consult a licensed agent for a personalized quote.
About long-term care insurance agents in Delray Beach
Long-term care insurance agents in Delray Beach Florida help residents plan for future care costs. Florida law offers the Long-Term Care Partnership Program which allows policyholders to protect assets equal to the benefits paid. An agent can explain how these plans work with local care facilities and home health services.
Frequently Asked Questions
What does a long-term care insurance agent in Delray Beach do?
An agent helps you compare policies from different carriers and explains coverage options. They can clarify Florida Partnership plan rules and how they interact with Medicaid. The agent also assists with application forms and medical underwriting requirements.
How does the Florida Long-Term Care Partnership Program affect my policy?
This program lets you keep assets equal to the amount your policy pays out if you later need Medicaid. An agent can show you which policies qualify as Partnership plans in Florida. This protection is available only for policies purchased after the program started in 2007.
What is the best age to buy long-term care insurance in Florida?
Most people buy a policy in their 50s or early 60s when premiums are lower. Florida law allows insurers to increase rates on existing blocks of policies but not on individual plans. An agent can help you lock in a rate while you are still healthy and eligible.
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