The top-rated long-term care insurance agent in Deltona, Florida is Butler Insurance Services, rated 5.0 stars across 178 reviews. Other highly rated options include Rich Howes: Allstate Insurance, Ian Markowitz - State Farm Insurance Agent, Cynthia Blomquist - State Farm Insurance Agent. This directory lists 14 long-term care insurance agents serving Deltona.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Butler Insurance Services | 2031 Saxon Blvd suite# 102 | (386) 202-6898 |
| 2 | Rich Howes: Allstate Insurance | 674 Deltona Blvd | (386) 574-4777 |
| 3 | Ian Markowitz - State Farm Insurance Agent | 3140 Howland Blvd #100 | (386) 218-6888 |
| 4 | Cynthia Blomquist - State Farm Insurance Agent | 2802 Howland Blvd | (386) 789-7810 |
| 5 | Alternative Insurance Agency | 1235 Providence Blvd Suite N | (386) 575-2300 |
| 6 | Mel Himes & Associates Insurance Agency, Inc | 892 Deltona Blvd | (386) 574-3030 |
| 7 | Trustworthy Insurance FL | 2600 Haulover Blvd | (386) 227-6916 |
| 8 | Sunsure Insurance - Florida Blue Agency | 1229 Providence Blvd Suite F | (386) 878-4243 |
| 9 | Amazing Grace Insurance Agency PLLC | 2050 El Campo Ave | (386) 450-1216 |
| 10 | Covyrd Life | 1440 E Normandy Blvd | (386) 298-8838 |
Butler Insurance Services serves clients in the Deltona, Florida, area, specializing in long-term care insurance agency services. The firm helps individuals evaluate options to cover future custodial and personal care needs, which often require significant financial planning. These policies can provide essential support that preserves personal assets and reduces family burdens. The company assists with explaining coverage guidelines and enrollment for policies designed to cover home-based aides or assisted living facility stays. It also guides clients through plan selection that addresses costs of nursing home care services.
Rich Howes: Allstate Insurance in Deltona, Florida offers general insurance protection for individuals and families, specializing in long-term care insurance to help clients cover extended personal care needs not typically met by standard health plans. This coverage assists with expenses for assisted living and in-home care across the region. The agency serves residential homeowners and renters, as well as commercial operations including offices, warehouses, and food service establishments.
Ian Markowitz - State Farm Insurance Agent in Deltona, FL, provides long-term care insurance policies that help cover the costs of extended custodial or medical care. Its service offerings include initial policy enrollment guidance and ongoing account management for existing clients to adjust coverage as needs change. The agency typically services single-family homes, apartments, retail establishments, and restaurants in the local area.
Cynthia Blomquist - State Farm Insurance Agent serves homeowners, families, and retirees in Deltona, Florida, by offering long-term care insurance policies designed to help cover nursing home stays, assisted living, and in-home health support. These plans provide financial protection for clients concerned about preserving savings while aging. As a local agent, Cynthia Blomquist assists individuals in reviewing coverage options and navigating policy choices tailored to their future care needs. The agency also provides its services to residents in the greater Orlando metro area, including nearby communities like DeBary and Orange City.
Alternative Insurance Agency serves the Deltona, Florida area and the surrounding Volusia County communities with long-term care insurance plans. It handles policies that help cover costs for nursing homes, assisted living facilities, and home health care services not covered by standard health insurance or Medicare. The agency evaluates each client’s health situation, financial resources, and future care goals to match them with an appropriate plan.
Mel Himes & Associates Insurance Agency, Inc, based in Deltona, FL, distinguishes between one-time consultative advice and recurring service options for those planning long-term care coverage. Their primary focus is on helping clients navigate policies that address future needs for assistance with daily living activities, a key consideration for local residents. Service runs on an as-needed basis, with flexibility for clients to request assistance whenever a specific policy question or coverage adjustment arises.
Trustworthy Insurance FL specializes in helping individuals plan for long-term care needs, offering guidance on policies that cover nursing homes and home health aides. It serves Deltona, Florida, helping residents protect assets from the rising costs of extended care. The company works with clients to review policy options and understand coverage limitations. As Florida’s population ages, it assists families facing a recent diagnosis or a sudden decline in a loved one’s ability to live independently.
As winter residents return and Florida families settle into the cooler months, many local seniors begin reviewing their healthcare coverage needs. Sunsure Insurance - Florida Blue Agency in Deltona helps clients navigate long-term care insurance options, ensuring they understand policy structures and benefit timelines. Their representatives focus on explaining how these plans coordinate with existing health coverage, offering clarity on waiting periods and covered services. A typical first step involves a straightforward initial assessment of the client’s current health situation and desired level of future care support.
Amazing Grace Insurance Agency PLLC works with individuals and families to plan for future care needs. The Deltona firm specializes in long-term care insurance policies, which help cover expenses that typical health plans do not. Agents evaluate each client’s situation and compare options from multiple insurance companies. They serve residential customers as well as commercial sectors, including small offices, local warehouses, and food service establishments in the region.
Covyrd Life provides long-term care insurance guidance to residents of Deltona, Florida, along with commercial coverage options for local businesses seeking to offer such benefits to their employees. The agency serves clients throughout the Deltona area and surrounding communities. Their work focuses on helping individuals plan for future care needs by explaining policy details and coverage limits. Follow-up consultations are available between regular visits to address any changes in a client’s health status or financial situation.
What Does a a Long-Term Care Insurance Agent in Deltona Cost?
Typical annual premiums for a long-term care insurance policy in Florida range from 1,500 to 4,500 dollars for a person aged 55 to 65. Costs depend on factors like daily benefit amount benefit period and inflation protection. Florida law requires insurers to offer a nonforfeiture benefit option which can affect price. This is general information not insurance advice.
About long-term care insurance agents in Deltona
Long-term care insurance agents in Deltona Florida help residents plan for future care needs such as nursing home or home health services. Florida law requires agents to be licensed and to follow specific disclosure rules under Florida Statute 627.9407. These agents can explain policy options that cover costs not paid by Medicare or regular health insurance.
Frequently Asked Questions
What does a long-term care insurance agent in Deltona do?
An agent helps you compare policies from different insurers to find coverage that fits your budget and needs. They explain benefit triggers elimination periods and inflation protection options. Agents must follow Florida regulations including a 30-day free look period for new policies.
How do Florida laws affect long-term care insurance policies?
Florida law requires insurers to offer inflation protection and to provide a outline of coverage before purchase. Policyholders have a 30-day free look period to cancel for a full refund. Agents must also disclose any partnership program benefits that allow asset protection under Medicaid.
What is the typical cost for long-term care insurance in Florida?
Costs vary based on age health and benefit amount. A 55-year-old in Florida might pay between 1,500 and 3,000 dollars per year for a policy with a 150 dollar daily benefit. Premiums can increase over time and are not guaranteed to stay level.
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