The top-rated long-term care insurance agent in Fort Myers, Florida is Lighthouse Insurance Group Of Florida, rated 5.0 stars across 859 reviews. Other highly rated options include The Thompson Agency Inc., Stay Blessed Insurance, Informed Choice Insurance Agency. This directory lists 27 long-term care insurance agents serving Fort Myers.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lighthouse Insurance Group Of Florida | 3620 Colonial Blvd Ste 140 | (239) 369-2019 |
| 2 | The Thompson Agency Inc. | 3677 Central Ave K | (239) 689-8570 |
| 3 | Stay Blessed Insurance | 13550 Reflections Pkwy Suite 504A | (407) 842-7100 |
| 4 | Informed Choice Insurance Agency | 14421 Metropolis Ave Ste 101 | (877) 446-3676 |
| 5 | First Family Insurance | 7800 University Pointe Dr | (800) 327-0977 |
| 6 | The Insurancenter | 16591 S Tamiami Trl | (239) 489-2838 |
| 7 | Wilcox Family Insurance Company | 3707 Cleveland Ave | (239) 337-7755 |
| 8 | Florida Blue Health Insurance - Blue Cross Blue Shield by Summit | 10491 6 Mile Cypress Pkwy #282 | (239) 628-3209 |
| 9 | Chapman Insurance Group | 12751 S Cleveland Ave #201 | (239) 444-6888 |
| 10 | 3rd Generation Home & Car Insurance - Fort Myers | 14421 Metropolis Ave Suite 105 A | (239) 225-9026 |
Lighthouse Insurance Group Of Florida provides long-term care insurance services to individuals throughout the Fort Myers area. These agents help clients understand coverage options for nursing home, assisted living, and home health care needs. They work with multiple insurance carriers to offer policies that protect financial assets from the high costs of extended care. Their practice focuses on evaluating each client’s age and health to recommend suitable plans. The office handles policy application filings and offers reviews of existing long-term care contracts for local residents.
The Thompson Agency Inc. in Fort Myers, FL serves individuals and families who are planning for the financial challenges of extended healthcare needs. As a long-term care insurance agent, the company works with clients to explore coverage options that address potential costs for assisted living, nursing home stays, and in-home care services. These policies help protect personal savings from the strain of long-term medical expenses. The agency also provides its guidance to residents in neighboring communities across the Cape Coral metro area.
Stay Blessed Insurance serves Fort Myers and surrounding communities in Southwest Florida, handling long-term care insurance policies for local residents. The agency assists clients in planning for future care needs, helping them navigate coverage options that protect assets while ensuring access to necessary services. It works with individuals and families to evaluate their specific situations and financial goals. To handle a typical job, the agency assesses each client’s current health profile and future care preferences before comparing available plans from multiple carriers to find suitable coverage.
Long-term care insurance agents advise on both one-time policy purchases and ongoing coverage adjustments as needs change over time. This agency offers consultations to explain how long-term care plans help protect assets and cover costs for home care, assisted living, or nursing facilities. Serving the Fort Myers area, Informed Choice Insurance Agency helps clients compare policy features and premium structures from available insurers. Their service is available on an as-needed basis, providing support for new applications, policy reviews, or benefit questions whenever they arise.
First Family Insurance provides a range of long-term care insurance services for clients in the Fort Myers area, including policy selection guidance to help individuals plan for future care needs. The agency also offers ongoing policy reviews and support to ensure clients maintain appropriate coverage as their circumstances evolve. Its services focus on protecting assets while addressing potential health care expenses associated with aging or chronic conditions. The company handles coverage for various property types, including single-family homes, apartments, retail establishments, and restaurants.
The Insurancenter specializes in guiding clients through long-term care insurance options, helping Fort Myers residents protect assets from future care costs. Its agents provide personalized consultations to compare policies and coverage levels from various carriers, ensuring plans match individual health needs and financial goals. As the local population ages, many families seek assistance navigating Medicare gaps and care coordination conflicts. This dedicated agency particularly assists clients reassessing coverage during open enrollment periods, addressing sudden changes in health status that necessitate immediate policy adjustments.
Fort Myers residents planning for future care needs often seek reliable guidance through the complexities of long-term care insurance. Wilcox Family Insurance Company helps local families navigate policy options tailored to their goals. As a long-term care insurance agent in this community, the firm focuses on explaining coverage for home health aides, facility stays, and personal assistance. The typical process begins with an initial assessment of the client’s current health and financial situation, followed by a review of available plans. A free consultation is offered to discuss specific needs.
Florida Blue Health Insurance - Blue Cross Blue Shield by Summit provides long-term care insurance agent services to residents in and around Fort Myers, Florida. In addition to residential coverage, the agency assists local businesses with commercial long-term care planning for employees. Their service area encompasses the broader Fort Myers region, including surrounding communities across Lee County. The team focuses on helping clients understand policy options for future care needs. After an initial consultation, they maintain contact with customers to adjust coverage and arrange follow-up meetings between regular visits.
Chapman Insurance Group works to help individuals in Fort Myers, FL, find coverage that addresses the potential costs of extended care. The company specializes in the long-term care insurance agent sector, assisting clients with policies that can cover assistance for chronic conditions or disabilities. These services help protect financial assets and provide access to a network of care providers and facilities. Chapman Insurance Group can serve local offices, warehouses, and food service establishments seeking employee or employer-sponsored coverage options.
3rd Generation Home & Car Insurance - Fort Myers assists clients in finding policies that address future care needs, serving the Fort Myers area. As a long-term care insurance agent, the agency helps individuals understand coverage options for nursing home and in-home support. It aims to clarify complex insurance decisions for local families planning ahead. The company also offers advice on combining long-term care protection with life insurance policies.
What Does a a Long-Term Care Insurance Agent in Fort Myers Cost?
Typical costs for long-term care insurance in Florida vary based on age health and policy features. A policy for a 55 year old might range from 150 to 300 dollars per month while a 65 year old might pay 250 to 500 dollars per month. Florida residents may also qualify for the Long-Term Care Partnership Program which can help protect assets. This is general information and not insurance advice.
About long-term care insurance agents in Fort Myers
Long-term care insurance agents in Fort Myers help residents plan for future care needs such as nursing home or home health aide services. Florida law requires agents to be licensed and follow specific disclosure rules under the Florida Insurance Code. Working with a local agent can help you understand options that fit your budget and health situation.
Frequently Asked Questions
What does a long-term care insurance agent in Fort Myers do?
An agent helps you compare policies from different insurers and explains coverage details like benefit periods and daily benefit amounts. They also guide you through Florida specific rules such as the 30 day free look period and inflation protection options.
Are there Florida laws that affect long-term care insurance policies?
Yes Florida law requires insurers to offer inflation protection and a nonforfeiture benefit. Agents must also provide a shoppers guide and outline of coverage before you buy a policy.
How do I choose a long-term care insurance agent in Fort Myers?
Look for an agent who is licensed in Florida and has experience with long-term care products. Ask about their familiarity with local care costs in Lee County and whether they represent multiple insurance companies.
Long-Term Care Insurance Agents in Other Florida Cities
Altamonte Springs · Apopka · Belleview · Boca Raton · Bonita Springs · Boynton Beach · Bradenton · Brandon · Cape Coral · Casselberry · Clearwater · Clermont · Coconut Creek · Cooper City · Coral Gables