The top-rated long-term care insurance agent in Fort Pierce, Florida is Breakwater Insurance, rated 5.0 stars across 329 reviews. Other highly rated options include Univista Insurance, S E Benchmark Agency, INC, Bouvier Health, Life & Annuities. This directory lists 19 long-term care insurance agents serving Fort Pierce.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Breakwater Insurance | 101 N US Hwy 1 Suite 216 | (772) 828-3769 |
| 2 | Univista Insurance | 1401 S US Hwy 1 | (772) 464-0712 |
| 3 | S E Benchmark Agency, INC | 2138 N US Hwy 1 | (772) 742-2626 |
| 4 | Bouvier Health, Life & Annuities | 2500 Virginia Ave Second Floor | (772) 242-4200 |
| 5 | Ensure Health Partners | 2222 Colonial Rd # 201 | (561) 772-7573 |
| 6 | Equality Insurance & Financial | 2417 Okeechobee Rd | (772) 466-7045 |
| 7 | Kretschmer Insurance | 2401 W Midway Rd | (772) 467-6656 |
| 8 | Estrella Insurance | 401 S 25th St | (772) 672-4941 |
| 9 | Lott Insurance Services | 4808 S US Hwy 1 | (772) 468-1009 |
| 10 | Prestige Insurance | S Federal Hwy | (772) 465-2886 |
Breakwater Insurance serves Fort Pierce and the surrounding St. Lucie County area as a long-term care insurance agent. It helps individuals and families plan for future care needs by offering guidance on policies that cover extended assisted living, home health aides, and nursing home services. The company assists clients in comparing policy options to find appropriate coverage levels and benefit periods. It manages applications and provides ongoing support for policyholders. Its work includes helping with Medicaid and asset protection strategies alongside traditional long-term care insurance options.
Univista Insurance offers long-term care insurance services for individuals planning for future health needs. Its service plans include policy review and enrollment assistance, helping clients understand coverage options for care at home or in facilities. Maintenance plans involve regular check-ins to adjust policies as circumstances change. The company serves residents of Fort Pierce and surrounding Florida communities. It works with clients living in single-family homes, apartments, retail establishments, and restaurants.
S E Benchmark Agency, INC provides expert guidance and policy placement for individuals seeking long-term care insurance in the Fort Pierce area. Its services include explaining benefit structures, assisting with medical underwriting, and tailoring coverage to protect assets against future care costs. The agency also helps clients review existing policies and adjust plans as needs evolve. Typical properties served through these long-term care insurance solutions include single-family homes, apartments, retail, and restaurants.
Bouvier Health, Life & Annuities serves families and retirees in the Fort Pierce area who are planning for future medical and custodial care needs. As a long-term care insurance agent, the company helps clients understand policy options that protect assets and provide coverage for home health aides or assisted living facilities. It also advises on securing stable income through annuities and life insurance policies. The firm additionally extends its insurance guidance to clients throughout neighboring Port St. Lucie and the greater St. Lucie County region.
Ensure Health Partners in Fort Pierce, FL distinguishes between one-time consultations and recurring service options, so clients can choose either a single review of their long-term care needs or ongoing policy management. Coverage options include plans that cover home care, assisted living, and nursing facility expenses. The agent works with individuals to understand policy features and monthly premiums. Service is provided on an as-needed basis, meaning clients schedule appointments only when policy updates or new questions arise.
Equality Insurance & Financial serves Fort Pierce and the surrounding communities of Florida’s Treasure Coast, handling long-term care insurance solutions for local families. The agency helps clients navigate policies that cover assisted living, nursing home care, and in-home support services. Every case is managed with a focus on matching coverage options to an individual’s future care needs and current budget. This approach typically begins with a thorough review of the client’s health history and financial situation, followed by a comparison of available plans from multiple carriers.
Kretschmer Insurance specializes in long-term care insurance guidance for individuals and families in Fort Pierce, Florida. The agency helps clients understand policy options for covering nursing home stays, in-home care, and assisted living expenses. Its general service work includes explaining benefit periods, elimination periods, and inflation protection features to tailor coverage that protects retirement savings. This focus is particularly valuable when evaluating financial preparedness ahead of Medicare open enrollment or a planned retirement transition.
Serving families and individuals in Fort Pierce, Florida, Estrella Insurance provides long-term care insurance guidance to help clients plan for future medical needs. The agency assists with understanding policy options that cover services such as in-home care, assisted living, and nursing facility expenses. This protection aims to preserve personal assets and reduce the financial burden on loved ones during extended care situations. Estrella Insurance also covers clients throughout St. Lucie County, including the nearby community of Port St. Lucie.
As winter approaches in Fort Pierce, many residents begin reviewing their financial plans for potential long-term health care needs. Lott Insurance Services provides guidance as a long-term care insurance agent, helping clients understand policy options early in life. The company focuses on explaining how such coverage can protect retirement savings and family assets. By offering tailored consultations, the business addresses the growing demand for proactive health planning in the area. An initial assessment of personal risk factors and budget is conducted during the first session.
Prestige Insurance in Fort Pierce, Florida assists clients with planning for future personal care needs. As a long-term care insurance agent, it advises individuals on policies that help cover expenses related to extended home health care, assisted living, or nursing facility stays. It also connects customers with optional benefits that can protect assets from rising care costs. The agency regularly engages with local employers and professional groups who seek coverage for their office staff, warehouse employees, and food service workers.
What Does a a Long-Term Care Insurance Agent in Fort Pierce Cost?
Long-term care insurance premiums in Florida vary by age, health, and policy features. A typical policy for a 55 year old might cost between 150 and 300 dollars per month. Older applicants or those with health issues may pay more. Florida law requires agents to show you a policy outline with premium details before you buy. This is general information, not insurance advice.
About long-term care insurance agents in Fort Pierce
Long-term care insurance agents in Fort Pierce help residents plan for future care costs not covered by Medicare. Florida law requires agents to be licensed and follow strict disclosure rules about policy benefits and inflation protection. Local agents understand the unique needs of Florida retirees and can explain state partnership programs that allow asset protection.
Frequently Asked Questions
What does a long-term care insurance agent in Fort Pierce do?
An agent helps you compare policies from different carriers and explains coverage options like home care and nursing home benefits. They also guide you through Florida specific requirements such as the 30 day free look period and inflation protection options.
Is long-term care insurance required in Florida?
No, long-term care insurance is not required by Florida law. However, it can protect your savings from high care costs. Florida offers a partnership program that lets you keep more assets if you buy a qualified policy.
How do I choose a long-term care insurance agent in Fort Pierce?
Look for an agent who is licensed in Florida and has experience with long-term care products. Ask about their knowledge of Florida partnership policies and whether they represent multiple insurance companies to give you more choices.
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