The top-rated long-term care insurance agent in Gainesville, Florida is Liberty DSI, rated 4.9 stars across 694 reviews. Other highly rated options include Cotton's All Lines Insurance, Inc., Brightway Insurance, The Moffat Agency, Amanda Campbell Agency. This directory lists 19 long-term care insurance agents serving Gainesville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Liberty DSI | 5200-B Newberry Rd | (352) 338-0552 |
| 2 | Cotton's All Lines Insurance, Inc. | 1222 NW 16th Ave | (352) 338-1222 |
| 3 | Brightway Insurance, The Moffat Agency | 9127 SW 52nd Ave D-103 | (352) 519-1900 |
| 4 | Amanda Campbell Agency | 1140 NW 76th Blvd | (352) 758-2720 |
| 5 | Acceptance Insurance | 3231 SW 35th Blvd | (352) 534-8030 |
| 6 | Aubrey Rogers Insurance | 2400 NW 6th St | (352) 373-2003 |
| 7 | McGriff-Williams Insurance | 3501 W University Ave | (352) 724-8584 |
| 8 | Kayla Silcox - Licensed Health and Life Insurance Agent | 5700 SW 34th St Suite 1344 | (352) 545-0096 |
| 9 | Insight Insurance Group | 747 SW 2nd Ave STE 160 | (352) 460-1239 |
| 10 | Hummingbird Insurance Gainesville FL | 9145 SW 49th Pl | (352) 247-8734 |
Liberty DSI serves Gainesville and the surrounding Alachua County area as a long-term care insurance agent. It helps clients research and secure policies that cover the high costs of extended care, whether at home, in an assisted living facility, or in a nursing home. The agency provides guidance through the often complex enrollment process, including comparing different policy options to find suitable coverage. It specifically handles policy selection and assisted living care insurance for local residents.
Cotton's All Lines Insurance, Inc. provides long-term care insurance services in Gainesville, FL. The agency helps clients navigate policies that cover custodial and in-home care needs. Its plans focus on protecting assets and ensuring access to support services as individuals age. The company maintains regular policy reviews to keep coverage aligned with changing health requirements and state regulations. Cotton's All Lines Insurance, Inc. services single-family homes, apartments, retail establishments, and restaurants.
Brightway Insurance, The Moffat Agency serves Gainesville residents and working professionals seeking financial protection. It specializes in long-term care insurance, helping clients plan for future healthcare needs by preserving assets and ensuring access to quality care. Agents guide individuals through complex policy options, tailoring coverage to personal budgets and health circumstances. This long-term care insurance agent also assists local families in preparing for assisted living or home care expenses. The agency additionally covers the nearby community of Alachua, extending its services throughout the broader Gainesville metropolitan area.
The Amanda Campbell Agency, serving Gainesville, Florida, distinguishes between one-time policy evaluations and ongoing plan adjustments for long-term care needs. Their coverage options focus on protecting local assets while preparing for potential future care costs in the region. The agency explains how different policies address in-home, assisted living, and nursing facility expenses. Appointments for guidance or policy review run on an as-needed basis, allowing clients to schedule a consultation only when they desire a personalized discussion about their specific situation.
Acceptance Insurance provides long-term care insurance services to residents in Gainesville, Florida, focusing on individual policy needs for home and community-based care. Commercial coverage is also available for local facilities and small business clients throughout the Alachua County area. Clients can expect help navigating policy options tailored to future care requirements. The agent schedules straightforward follow-up visits to review coverage adjustments or answer questions between regular service appointments.
Serving Gainesville, Florida, and the surrounding North Central Florida communities, Aubrey Rogers Insurance helps clients protect their assets and care preferences through long-term care insurance. The agency handles policy options designed to cover expenses like nursing home care, assisted living, or home health services, which are not paid by standard health plans or Medicare. To handle a typical job, it works with individuals to review their financial picture and explain policy features, comparing alternatives to find coverage that supports their specific future care goals.
McGriff-Williams Insurance specializes in long-term care insurance planning, helping clients in Gainesville, FL, prepare for future care needs. It also provides general guidance on policies that cover services like home health aides or assisted living. The agency works with individuals to navigate the complexities of selecting suitable coverage for retirement. This can be especially important during open enrollment periods, when those turning sixty-five may need to consider adding long-term care protection to their retirement plans.
With the arrival of each season, many Gainesville families begin considering how to protect their savings from the high cost of extended care. Kayla Silcox, a Licensed Health and Life Insurance Agent, helps local residents navigate long-term care coverage options as an independent agent. The company focuses on educating clients about policy features such as daily benefit amounts and elimination periods. An initial assessment can be scheduled by contacting the agency directly to review personal needs and explore suitable plans.
Insight Insurance Group, located in Gainesville, FL, provides local residents with guidance on securing policies that help cover the high costs of extended nursing home care, assisted living, and in-home support. The agency also advises clients on available commercial policy options designed to protect business assets from long-term care expenses in the greater Gainesville area and surrounding communities. Each client’s evolving needs are re-evaluated during regular visits to ensure continued appropriate coverage.
What Does a a Long-Term Care Insurance Agent in Gainesville Cost?
Long-term care insurance premiums in Florida vary widely based on age and health. A typical policy for a 55-year-old may cost between 150 and 300 dollars per month for a 165 dollar daily benefit with a 3-year benefit period. Costs increase significantly for older applicants or those with health conditions. This is general information and not insurance advice. Consult a licensed agent for a personalized quote.
About long-term care insurance agents in Gainesville
A long-term care insurance agent in Gainesville Florida can help you compare policies that cover nursing home care home health care and assisted living. Florida law requires agents to explain the Florida Partnership for Long-Term Care program which allows policyholders to protect assets equal to the benefits they receive. Working with a local agent ensures you understand how Florida regulations affect your coverage and premium costs.
Frequently Asked Questions
What does a long-term care insurance agent in Gainesville do?
A long-term care insurance agent helps you review policy options from multiple carriers. They explain coverage limits elimination periods and inflation protection. Agents also guide you through Florida specific requirements like the 30-day free look period for new policies.
How does the Florida Partnership for Long-Term Care program work?
The Florida Partnership program allows you to protect a dollar amount of assets equal to the long-term care benefits you receive. A Gainesville agent can show you how this program helps you qualify for Medicaid later if needed. Policies must meet state standards to qualify for partnership status.
What factors affect long-term care insurance premiums in Florida?
Premiums depend on your age health benefit amount and the policy features you choose. Florida law requires insurers to offer inflation protection options. A Gainesville agent can compare quotes from different companies to find a plan that fits your budget.
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