The top-rated long-term care insurance agent in Jacksonville, Florida is Augustyniak Insurance Group, rated 4.9 stars across 2,265 reviews. Other highly rated options include 925 Partners Insurance Agency, Mere, Globe Life Liberty National Division: Cannington-Leali Agency. This directory lists 20 long-term care insurance agents serving Jacksonville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Augustyniak Insurance Group | 12058 San Jose Blvd STE 304 | (904) 268-3106 |
| 2 | 925 Partners Insurance Agency | 12735 Gran Bay Pkwy Ste 130 | (855) 925-1200 |
| 3 | Mere | 9428 Baymeadows Rd STE 137 | (904) 643-7750 |
| 4 | Globe Life Liberty National Division: Cannington-Leali Agency | 7948 Baymeadows Way building 8 suite 210 | (912) 283-2220 |
| 5 | Secure Choices Insurance Services | 6271 Dupont Station Ct | (904) 242-8893 |
| 6 | Rumlin Insurance Agency | 5600 New Kings Rd #4 | (904) 764-1753 |
| 7 | Scrudato Insurance | 707 Peninsular Pl Ste. 201 | (904) 822-9765 |
| 8 | Reliance Insurance Inc | 7136 Atlantic Blvd | (904) 619-8040 |
| 9 | Chris O'Farrell - State Farm Insurance Agent | 731 Duval Station Rd #113 | (904) 751-6643 |
| 10 | Blue Insurance Group | 1010 E Adams St #126 | (904) 667-3300 |
Augustyniak Insurance Group serves the Jacksonville, Florida metropolitan area, specializing in long-term care insurance agent services. The firm assists local individuals and families in evaluating and selecting coverage policies suitable for their long-term health and financial planning needs. These plans typically help policyholders pay for extended nursing home care, assisted living facilities, and in-home support services. The agency provides personalized consultations to help clients understand the benefits and limitations of different long-term care insurance contracts available in the region.
925 Partners Insurance Agency in Jacksonville, FL provides long-term care insurance policies designed to help clients cover costs associated with extended care needs. Their services include policy selection assistance, plan comparisons, and ongoing support for coverage adjustments as circumstances change. Maintenance plans involve periodic policy reviews to ensure benefits align with evolving health requirements and financial goals. The agency serves a diverse range of properties, including single-family homes, apartments, retail establishments, and restaurants.
Mere serves Jacksonville, Florida, and the surrounding communities, handling long-term care insurance for local residents. It assists clients in selecting appropriate policies to help cover the costs of extended care needs, such as nursing homes or home health aides. The agency works to match individual coverage options with specific financial and personal circumstances. It begins each typical job by assessing a client’s current health situation and future care preferences to recommend suitable policy features.
Homeowners, retirees, and families in Jacksonville, Florida, turn to Globe Life Liberty National Division: Cannington-Leali Agency for long-term care insurance. This agency helps clients plan for future care needs, offering policies that can cover expenses such as nursing home stays, assisted living, and in-home support services. Their agents work to explain coverage options, ensuring individuals understand how to protect their assets and reduce the burden on loved ones. The agency also serves families and residents in neighboring communities throughout the greater Duval County area.
Secure Choices Insurance Services in Jacksonville, FL helps clients understand the key difference between one-time life insurance policies and recurring monthly payment long-term care coverage options. Their agents explain how asset-based plans can pay a single lump sum for future care, while traditional policies require ongoing premiums. This distinction is vital for southern families planning for assisted living or home health needs. The company offers its long-term care insurance consultations and policy reviews on an as-needed basis to accommodate evolving local circumstances.
Serving clients in Jacksonville and the surrounding area, Rumlin Insurance Agency specializes in long-term care insurance, focusing on policies that help cover the costs of nursing homes, assisted living, and home-based care. It works with individuals to assess their future needs and find suitable coverage that protects both assets and family resources. Understanding Florida’s aging population and rising care expenses, the agency regularly assists residents with planning before annual enrollment windows close.
As Jacksonville's humid summers give way to the quieter winter months, many older residents begin reviewing their financial safeguards against future care needs. Scrudato Insurance offers guidance on selecting long-term care policies that help protect savings from the substantial costs of assisted living or home health aides. The agent takes time to explain the differences between traditional and hybrid coverage options, focusing on Jacksonville-specific provider networks and state regulations. Every client relationship begins with a thorough assessment of personal health history and projected retirement expenses to determine the most suitable plan design.
Reliance Insurance Inc operates as a long-term care insurance agent in Jacksonville, Florida, helping clients plan for future needs through specialized coverage options. This work involves guiding individuals toward policies that may offset the high costs of extended care, whether at home or in a facility. For commercial clients, the company can also arrange coverage for offices, warehouses, and food service businesses needing income protection during director absence.
Chris O'Farrell provides long-term care insurance services to residents in Jacksonville, Florida. Commercial coverage is also available for local business clients. The agent helps with planning for future care needs and facility or home-based support. Clients receive guidance through their policy options and benefit details. Coverage reviews can be arranged during or after each policy period, allowing for follow-up consultations between regular visits.
Blue Insurance Group of Jacksonville, FL, is known for helping local residents plan for potential long-term care needs through comprehensive insurance coverage options. The agency serves clients across Northeast Florida, guiding them through the selection of policies that protect assets and provide access to home health, assisted living, or nursing facility services. These licensed agents focus on explaining policy benefits and premium structures clearly. When building a financial strategy, the firm can incorporate specialized hybrid life insurance policies that combine long-term care benefits with a death benefit.
What Does a a Long-Term Care Insurance Agent in Jacksonville Cost?
Long-term care insurance premiums in Florida vary widely based on age, health, benefit amount, and policy features. For a healthy 55-year-old, a policy with a 3-year benefit period and 3% inflation protection might cost between $1,500 and $3,000 per year. Premiums for a 65-year-old can range from $2,500 to $5,000 annually. Costs are higher for policies with longer benefit periods or compound inflation riders. This is general information and not insurance advice.
About long-term care insurance agents in Jacksonville
Long-term care insurance agents in Jacksonville Florida help residents plan for future care costs that Medicare does not cover. Florida has a high population of older adults, making local expertise valuable for understanding state-specific partnership programs and rate regulations. An agent can guide you through policy features like inflation protection and benefit triggers.
Frequently Asked Questions
What does a long-term care insurance agent in Jacksonville do?
A long-term care insurance agent helps you compare policies from different carriers to find coverage that fits your budget and health needs. They explain Florida-specific options like the Long-Term Care Partnership Program which offers asset protection. They also assist with the application process and medical underwriting.
How does Florida law affect long-term care insurance policies?
Florida law requires insurers to offer inflation protection and nonforfeiture benefits. The Florida Long-Term Care Partnership Program allows policyholders to keep assets equal to the benefits paid out if they later need Medicaid. Agents must follow Florida insurance regulations regarding suitability and disclosure.
What is the typical timeline to get a long-term care insurance policy in Florida?
The application process usually takes 2 to 6 weeks from initial consultation to policy issue. This includes a health questionnaire and sometimes a phone interview or medical records review. Florida has a 30-day free look period after you receive the policy to cancel for a full refund.
Long-Term Care Insurance Agents in Other Florida Cities
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