The top-rated long-term care insurance agent in Lakeland, Florida is Better Place Insurance Group - Medicare & Health Insurance Advisors, rated 4.9 stars across 2,203 reviews. Other highly rated options include Garland Insurance, Inc., Core Insurance Solutions, Headley Insurance Agency. This directory lists 20 long-term care insurance agents serving Lakeland.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Better Place Insurance Group - Medicare & Health Insurance Advisors | 2525 Drane Field Rd Suite 25 | (863) 603-3701 |
| 2 | Garland Insurance, Inc. | 5620 US Hwy 98 N | (863) 683-9334 |
| 3 | Core Insurance Solutions | 102 W Orange St | (863) 225-2875 |
| 4 | Headley Insurance Agency | 3544 Florida Ave S | (863) 701-7411 |
| 5 | HealthMarkets Insurance - Daniel Smith | 2290 Lakeland Hills Blvd | (863) 661-5735 |
| 6 | Healthmarkets Insurance - Jeff Ford | 2298 Lakeland Hills Blvd | (863) 559-7390 |
| 7 | George Valentine - Licensed Insurance Agent | 2298 Lakeland Hills Blvd | (863) 308-6814 |
| 8 | MedicareLakeland.com | 304 E Pine St Ste 130 | (888) 778-1989 |
| 9 | Total Care Consultants,LLC | 1250 Ariana St | (863) 937-3328 |
| 10 | Health Plus Advisors | 2000 E Edgewood Dr #103 | (863) 216-3637 |
Better Place Insurance Group - Medicare & Health Insurance Advisors serves the Lakeland, Florida metro area. As a local long-term care insurance agent, it helps individuals protect assets against the high costs of extended care services. The company evaluates clients’ options for coverage that can fund nursing home stays or in-home assistance. It also advises on Medicare supplement plans that can work alongside long-term care policies. Common services handled in this area include initial needs assessments for aging clients and comparisons among various policy riders.
Garland Insurance, Inc. provides long-term care insurance services to clients throughout the Lakeland, Florida area, focusing on helping individuals plan for future health-related expenses. Its service offerings typically include policy selection guidance, assistance with application processes, and ongoing support for claims and policy maintenance. These plans help clients manage costs associated with extended nursing or home care. The company services a variety of residential and commercial properties, including single-family homes, apartment complexes, retail locations, and restaurants.
Homeowners and business owners in Lakeland, Florida, turn to Core Insurance Solutions for long-term care insurance guidance and coverage options. The agency helps clients plan for potential future needs, such as in-home care or assisted living expenses, by explaining policy features and comparing available plans. Their work focuses on protecting personal assets and relieving family from financial caregiving burdens. Core Insurance Solutions also serves residents across the greater Polk County metro area, including nearby communities like Winter Haven.
Headley Insurance Agency serves Lakeland, Florida, and the surrounding communities in Polk County. It handles long-term care insurance policies, which help cover expenses for nursing homes, assisted living, or home-based care. The agency works with clients to evaluate their potential future needs and financial situations. It generally begins each case by assessing the individual’s health history and budget, then comparing policy options from multiple carriers to find a suitable plan.
HealthMarkets Insurance - Daniel Smith in Lakeland, FL helps clients understand the crucial difference between one-time policy purchases and recurring premium obligations for long-term care coverage. This local agency guides families through options that protect assets while providing for future care needs. Services include assessing individual risk factors and comparing available insurance plans to match specific health and financial situations. Appointments are arranged on an as-needed basis, allowing clients to schedule discussions at their own convenience without a recurring commitment.
Healthmarkets Insurance - Jeff Ford specializes in long-term care insurance in Lakeland, Florida, offering policies that help clients plan for future personal care needs. Its general service work includes guiding individuals through policy options and explaining coverage for in-home assistance, assisted living, or nursing facility expenses. For those approaching retirement or adjusting to recent health changes for a family member, this agent provides timely guidance on securing coverage before costs can increase due to advancing age.
As Lakeland residents plan for the inevitability of aging, George Valentine, a licensed insurance agent, helps families navigate the complexities of long-term care coverage. This local firm works with individuals to explore options that protect assets while ensuring future care needs can be met without depleting savings. The agent reviews policies from multiple carriers, offering clear comparisons to match budget and health requirements. An initial call or visit is scheduled to assess each client’s current situation and discuss coverage possibilities.
MedicareLakeland.com assists clients in Lakeland, Florida with evaluating their future care needs and planning accordingly. The agency specializes in long-term care insurance policies, which help cover costs associated with extended care services not typically paid by standard health plans. The agents offer guidance through the selection process, tailoring options to individual budgets and lifestyle preferences. Their services are available to businesses and organizations in the area, including offices, warehouses, and food service operations that may wish to offer this benefit.
Total Care Consultants, LLC, based in Lakeland, Florida, is known for helping clients navigate the complexities of long-term care insurance. The agency focuses on explaining policy options that address future care needs, including home care and facility stays. It guides individuals through the application process and assists with policy comparisons to find suitable coverage. A specialty service it can provide is coordinating care plans with local elder law attorneys to ensure comprehensive financial and legal integration.
What Does a a Long-Term Care Insurance Agent in Lakeland Cost?
Long-term care insurance agent services in Florida are usually paid through commissions from the insurance company, so there is often no direct fee to you. Policy premiums vary widely based on age and health, with typical annual costs ranging from 1,500 to 4,000 dollars for a 55-year-old. Costs can be higher for older applicants or those with health conditions. This is general information, not insurance advice.
About long-term care insurance agents in Lakeland
A long-term care insurance agent in Lakeland, Florida helps residents plan for future care expenses such as nursing home or in-home care. Florida law requires agents to be licensed and to follow specific disclosure rules when selling these policies. Working with a local agent can help you understand how Florida Partnership for Long-Term Care programs may affect your coverage.
Frequently Asked Questions
What does a long-term care insurance agent in Lakeland do?
An agent helps you compare policies from different insurers and explains coverage options like daily benefit amounts and elimination periods. They also guide you through Florida-specific rules, such as the 30-day free look period for new policies.
How do Florida Partnership policies work with a Lakeland agent?
Florida Partnership policies allow you to protect a portion of your assets equal to the benefits you receive. A Lakeland agent can explain how these policies coordinate with Medicaid asset protection rules in Florida.
What documents do I need to apply for long-term care insurance in Florida?
You typically need a completed application, medical records, and proof of age. Florida law requires agents to provide a policy outline and a shopper guide before you buy.
Long-Term Care Insurance Agents in Other Florida Cities
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