The top-rated long-term care insurance agent in Miami Lakes, Florida is Florida One Insurance, rated 4.9 stars across 22,059 reviews. Other highly rated options include Preventty - USA Specialty Insurance, Lion Insurance Group, Globe Life American Income Division: Musso Organization. This directory lists 16 long-term care insurance agents serving Miami Lakes.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Florida One Insurance | 15165 NW 77th Ave | (786) 501-2059 |
| 2 | Preventty - USA Specialty Insurance | 14750 NW 77th Ct #200 | (713) 332-1286 |
| 3 | Lion Insurance Group | 7950 NW 155th St STE 203 | (954) 384-2900 |
| 4 | Globe Life American Income Division: Musso Organization | 14400 NW 77th Ct #204 | (786) 765-4240 |
| 5 | AllStar Insurance & Taxes | 16010 NW 57th Ave Suite 110 | (305) 909-6886 |
| 6 | Univista Insurance | 5901 NW 151st St #201 | (786) 509-4845 |
| 7 | Estrella Insurance | 15434 NW 77th Ct | (305) 828-3311 |
| 8 | Equiinsurance | 14062 NW 82nd Ave | (305) 557-5578 |
| 9 | NSI Insurance Group | 5875 NW 163rd St #207 | (305) 556-1488 |
| 10 | Feel Safe Insurance DBA Good Deal Insurance Agency | 7900 Oak Ln SUITE 478 | (786) 456-5195 |
Florida One Insurance serves clients in and around Miami Lakes, Florida, as a long-term care insurance agent. The company helps individuals plan for future care needs, offering guidance on policies that cover nursing home care and home health assistance. It assists in navigating the often complex coverage options available in the region. By focusing on financial protection, the firm works to mitigate the high costs of extended support. Specific services include evaluating policy riders and comparing benefit schedules for assisted living facility coverage.
Preventty - USA Specialty Insurance, based in Miami Lakes, FL, offers long-term care insurance products designed to help residents plan for future personal care needs. The agency provides guidance on policy options that cover home-based care, assisted living, and nursing facility expenses, along with ongoing maintenance support for existing plans. It assists clients as they evaluate coverage to protect assets and manage the financial risks of extended care services. The agent works with individuals residing in single-family homes, apartments, and active retirement communities.
Serving Miami Lakes and the surrounding Florida communities, Lion Insurance Group specializes in long-term care insurance solutions. The agency guides clients through the complexities of policies designed to cover extended care needs, including home health aides and nursing facility stays. In a typical engagement, the agent begins by assessing a client’s personal situation and financial goals, then presents policy options that match the identified needs.
Serving homeowners, retirees, and families in Miami Lakes, this long-term care insurance agent helps clients plan for future medical and personal care needs. The firm works with individuals to review policy options that can cover nursing home stays, assisted living, and home health care. Understanding the financial challenges of extended care, they explain coverage terms and premiums clearly. Their service area also includes the communities of Hialeah and the broader Miami metropolitan region.
AllStar Insurance & Taxes in Miami Lakes, Florida provides both one-time long-term care plan consultations and ongoing policy management services for clients needing recurring support. Coverage options are explained to help individuals protect assets and plan for future care needs. The agency serves the local area, guiding clients through policy choices and financial implications of long-term care. Service runs on a one-time, scheduled, or as-needed basis, depending on each client’s specific situation and preferences.
Univista Insurance serves the Miami Lakes, Florida area and the wider Miami-Dade County region as a dedicated Long-Term Care Insurance Agent. The company assists individuals and families in planning for future care needs by offering policies that cover home health aides, assisted living, and nursing home stays. These long-term care insurance plans are designed to preserve retirement savings. Their services also include assistance with policy comparisons and the application process, as well as guidance on different benefit triggers and inflation protection options for local clients.
Estrella Insurance in Miami Lakes, Florida, is a provider of long-term care insurance coverage for local residents. The agency helps clients plan for the financial challenges of extended nursing or home-based care, offering policies that protect savings from rising healthcare costs. It assists individuals in comparing policy options to find appropriate coverage. A specialty service the agency can add on is a Medicare Supplement plan to complement long-term care benefits.
As families in Miami Lakes begin finalizing their year-end financial plans, securing affordable long-term care coverage becomes a pressing concern. Equiinsurance, located in Miami Lakes, specializes in matching older adults with suitable long-term care insurance policies to protect savings from future medical costs. The company works closely with clients to evaluate various plans available throughout the local community. An initial assessment of personal health factors and budget is completed during the first in-person or phone consultation with the agent.
NSI Insurance Group specializes in long-term care insurance agent services, helping clients in Miami Lakes, FL, plan for future care needs. The agency guides individuals in evaluating policies that cover assisted living, nursing homes, and home-based care. As longevity increases, many families seek strategies to protect savings from high care costs. For those approaching retirement or managing a sudden health change, the agency assists with options that address immediate coverage or future enrollment deadlines.
Feel Safe Insurance DBA Good Deal Insurance Agency in Miami Lakes, Florida, assists clients in planning for the financial challenges of extended care needs through long-term care insurance policies. The agency specializes in helping individuals protect assets against the high costs of nursing home, assisted living, and home health care. It offers guidance on policy options tailored to personal circumstances and budgets. This agency can serve local offices, warehouses, and food service businesses seeking coverage for their workforce.
What Does a a Long-Term Care Insurance Agent in Miami Lakes Cost?
Long-term care insurance agent services in Florida typically do not charge you directly. Agents earn commissions from the insurance company, which are built into the policy premium. Policy costs vary widely based on age, health, benefit amount, and inflation protection. A 55 year old in Miami Lakes might pay 1,500 to 3,000 dollars per year for a solid policy. A 65 year old could pay 2,500 to 5,000 dollars per year. This is general information and not insurance advice.
About long-term care insurance agents in Miami Lakes
Long-term care insurance agents in Miami Lakes, Florida help residents plan for future care needs. Florida has a Partnership for Long-Term Care program that allows policyholders to protect assets equal to the benefits they receive. Agents can explain how these policies work with local facilities and Florida Medicaid rules.
Frequently Asked Questions
What is the Florida Partnership for Long-Term Care program?
This Florida program lets you keep assets equal to the amount your policy pays. If your policy pays 100,000 dollars in benefits, you can protect that much of your assets from Medicaid spend down. Your agent can help you find a Partnership qualified policy.
How long does it take to get a long-term care insurance policy in Miami Lakes?
The application process usually takes 2 to 6 weeks. Florida law requires agents to provide a 30 day free look period after you receive the policy. You can cancel for a full refund during that time.
Are there Florida tax incentives for buying long-term care insurance?
Florida does not have a state income tax, so there are no state tax deductions for premiums. However, premiums may be deductible on your federal taxes if you itemize and meet certain thresholds. Your agent can review your situation.
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