The top-rated long-term care insurance agent in Middleburg, Florida is Katherine Baustert - State Farm Insurance Agent, rated 4.9 stars across 308 reviews. Other highly rated options include Rich Morris - State Farm Insurance Agent, Felisha Foote: Allstate Insurance, Brightway Insurance, The Herd Agency. This directory lists 14 long-term care insurance agents serving Middleburg.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Katherine Baustert - State Farm Insurance Agent | 2219 County Rd 220 Suite 301 | (904) 276-2112 |
| 2 | Rich Morris - State Farm Insurance Agent | 2067 Palmetto St | (904) 282-9898 |
| 3 | Felisha Foote: Allstate Insurance | 2640 Blanding Blvd Ste 206 | (904) 406-7838 |
| 4 | Brightway Insurance, The Herd Agency | 14 Swimming Pen Dr Suite 2 | (904) 469-1900 |
| 5 | Brightway Insurance - Middleburg | 2755 Blanding Blvd Ste. 110 | (904) 291-4663 |
| 6 | Liberty DSI | 1646 Corsair Ln #601 | (904) 264-0500 |
| 7 | Roberts Insurance of Middleburg | 2361 Blanding Blvd | (904) 282-7665 |
| 8 | Jenny Lynne & Co | 4213 Co Rd 218 | (904) 291-3655 |
| 9 | Lyndel Hale Agency - Insurance | 2751 Blanding Blvd Suite 106 | (352) 612-4154 |
| 10 | Erwin Insurance Agency | 2494 Blanding Blvd #9 | (904) 282-7212 |
Katherine Baustert - State Farm Insurance Agent serves the Clay County and surrounding northeast Florida region from its Middleburg office, specializing in long-term care insurance solutions. This agency helps individuals plan for potential future needs, such as covering costs for home health aides or assisted living facilities. Their work focuses on structuring policies that protect personal assets and provide financial stability during extended care periods. Specific services include guiding clients through policy options and assisting with benefit claims.
Rich Morris - State Farm Insurance Agent in Middleburg, FL offers long-term care insurance coverage designed to help clients plan for future health and personal care needs. The agency assists individuals in evaluating policy options that protect assets while providing access to extended care services in home or facility settings. Service maintenance includes annual policy reviews to adjust coverage as life circumstances change. The office supports clients residing in single-family homes, apartments, retail spaces, and restaurants.
Felisha Foote: Allstate Insurance primarily serves homeowners and families in Middleburg, Florida, who are planning for future healthcare costs. The agency provides long-term care insurance solutions designed to help cover expenses associated with assisted living, nursing homes, or in-home care. These policies can protect personal savings from the high cost of extended medical needs. The agency also offers its long-term care insurance services to residents in the greater Clay County area, including the neighboring community of Orange Park.
Serving Middleburg, Florida, and the surrounding communities, Brightway Insurance, The Herd Agency handles long-term care insurance for local residents. This specialized coverage helps protect savings from the high cost of extended care services. For a typical client, the agency begins by assessing individual needs and explaining policy features clearly. It then compares options from multiple carriers to find a suitable plan and guides the applicant through the entire sign-up process.
Brightway Insurance - Middleburg in Middleburg, Florida arranges coverage that addresses the financial impact of extended care needs, often distinguishing between a one-time policy purchase and recurring premium obligations that maintain the plan. This local agency helps clients understand long-term care insurance contract features such as daily benefit limits and elimination periods. Assistance with these insurance options is available on a scheduled or as-needed basis, fitting the individual timelines and budgetary considerations of each policyholder in the area.
Liberty DSI specializes in helping clients navigate Long-Term Care Insurance options, focusing on coverage suited for future care needs in the Middleburg area. It assists individuals in understanding policy features, such as daily benefit amounts and elimination periods, to build practical plans for potential health-related support. This agent serves families who may be planning for an aging relative’s assisted living or in-home care. With the approaching flu season, it helps seniors consider updated coverage for extended recovery needs.
Roberts Insurance of Middleburg specializes in long-term care insurance policies tailored for clients in Middleburg, Florida. The agency works with individuals and families to compare coverage options that address future care needs. General services include policy consultations and plan management to help residents prepare for potential health challenges. As the local population grows, it assists with protecting assets against the rising costs of assisted living or home care services during peak enrollment periods.
As Middleburg families plan for the potential long-term health needs of aging parents, realistic coverage becomes essential. Jenny Lynne & Co helps clients evaluate policy options that protect savings from future assisted living or home care costs. Their agency carefully explains the differences between traditional and hybrid policies so residents can make informed decisions suited to their financial goals. An initial consultation includes a review of current health and income to compare available plan benefits tailored to individual circumstances.
Lyndel Hale Agency - Insurance serves residents in Middleburg and the surrounding communities with long-term care insurance coverage. The agency also assists local businesses in securing commercial policies to protect their operations and employees. This coverage includes options that help individuals plan for extended personal care needs while preserving savings. Clients in the area receive personalized guidance through the selection process, ensuring their specific requirements are met. Follow-up services are provided between regular visits to adjust policies as future circumstances change.
Erwin Insurance Agency provides financial planning support through long-term care insurance coverage, offering policies designed to protect assets during extended illness or disability. The agency specializes in customizing plans that address the specific needs of residents in and around Middleburg, Florida. This work focuses on preparing for costs associated with assisted living, nursing homes, or in-home care. The agency can serve a variety of commercial sectors in the region, including professional offices, warehouse operations, and food service businesses.
What Does a a Long-Term Care Insurance Agent in Middleburg Cost?
Long-term care insurance agent services in Florida typically do not charge a separate fee because they earn commissions from the insurance company. Policy premiums vary widely by age health and coverage level. For a person age 55 a policy with a $165 daily benefit and 3 year benefit period might cost between $1,500 and $3,000 per year. Costs increase with age and additional benefits like inflation protection. This is general information not insurance advice.
About long-term care insurance agents in Middleburg
Long-term care insurance agents in Middleburg Florida help residents find policies that cover nursing home stays home health care and assisted living. Florida law requires agents to be licensed by the state and follow specific disclosure rules about policy benefits and inflation protection. These agents can explain how Florida Partnership for Long-Term Care programs work to help protect your assets.
Frequently Asked Questions
What does a long-term care insurance agent in Middleburg do?
A long-term care insurance agent in Middleburg helps you compare policies from different companies. They explain coverage options such as daily benefit amounts elimination periods and inflation riders. They also help you understand Florida specific rules like the 30 day free look period.
How do Florida long-term care insurance laws affect my policy?
Florida law requires insurers to offer inflation protection on most long-term care policies. It also mandates a 30 day free look period so you can cancel for a full refund. Agents must provide a detailed outline of coverage before you buy.
What is the Florida Partnership for Long-Term Care?
The Florida Partnership for Long-Term Care is a state program that lets you keep some assets if you later need Medicaid. A Middleburg agent can explain how partnership policies work. These policies must meet specific state requirements to qualify.
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