The top-rated long-term care insurance agent in Palm Beach Gardens, Florida is Sarah Cvetas-McLendon - State Farm Insurance Agent, rated 4.9 stars across 484 reviews. Other highly rated options include Gregg Blanchard Insurance Agency: Allstate Insurance, Worth Insurance Services, LLC., Ackerman Insurance Services, Inc.. This directory lists 17 long-term care insurance agents serving Palm Beach Gardens.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Sarah Cvetas-McLendon - State Farm Insurance Agent | 2925 PGA Blvd #101 | (561) 694-9616 |
| 2 | Gregg Blanchard Insurance Agency: Allstate Insurance | 4290 Professional Center Dr #101 | (561) 627-1707 |
| 3 | Worth Insurance Services, LLC. | 12300 FL A1AAlt #203 | (561) 463-5814 |
| 4 | Ackerman Insurance Services, Inc. | 3307 Northlake Blvd STE 106 | (561) 624-2040 |
| 5 | American Insurance Plus- Employee Benefits | 3801 PGA Blvd Suite 600 | (561) 932-0660 |
| 6 | Brightway Insurance, The Murphy Agency | 4550 Donald Ross Rd I-110 | (561) 598-6300 |
| 7 | Estrella Insurance | 9091 N Military Trl Suite 5 | (561) 325-7879 |
| 8 | Giselle Camilo: Allstate Insurance | 4550 PGA Blvd #213 | (561) 253-8000 |
| 9 | Lay Insurance Group, Inc | 9770 Gardens E Dr | (561) 622-2886 |
| 10 | Shoreline Insurance Inc | 5600 PGA Blvd STE 100A | (561) 660-8851 |
Sarah Cvetas-McLendon - State Farm Insurance Agent serves the Palm Beach Gardens, Florida, area and surrounding communities. The agency specializes in long-term care insurance, helping clients plan for future care needs that may arise from chronic illness or disability. This type of insurance can cover expenses for home health aides, assisted living, and nursing home stays. The office handles personalized plan comparisons and policy enrollment for long-term care coverage in the region.
Gregg Blanchard Insurance Agency: Allstate Insurance provides long-term care insurance coverage to clients in Palm Beach Gardens, Florida. The agency helps individuals plan for potential future needs regarding extended medical or personal care services. It offers guidance on various policy options to protect assets and manage the costs associated with assisted living or in-home care. Regular policy reviews are available to adjust coverage as health and financial circumstances change. The agency services single-family homes, apartments, retail establishments, and restaurants.
Worth Insurance Services, LLC. serves local homeowners, families, and retirees seeking financial protection through long-term care insurance. The agency guides clients in Palm Beach Gardens through policy options that help cover future assisted living or home health care needs. With a focus on fact-finding, the agent educates customers about benefit triggers, elimination periods, and inflation riders to match individual circumstances. The practice also extends its insurance brokerage services to residents throughout northern Palm Beach County, including the communities of Jupiter and North Palm Beach.
Serving Palm Beach Gardens and the surrounding communities of South Florida, Ackerman Insurance Services, Inc. specializes in helping clients navigate long-term care insurance options. The agency handles the evaluation of individual needs to identify appropriate policy features and coverage levels. It then coordinates the application process with various insurance carriers to secure suitable plans for its clients. To manage a typical case, it works through a focused, consultative process tailored to each client's financial circumstances and anticipated care requirements.
American Insurance Plus- Employee Benefits specializes in helping Palm Beach Gardens residents select appropriate long-term care insurance policies that address future care needs. The agency also provides general guidance on policy options, coverage features, and premium structures for aging clients and their families planning ahead. Its agents assist individuals in assessing potential risks associated with extended care requirements during retirement. This support proves especially valuable for those facing the prospect of arranging care before the busy Florida storm season or a winter relocation.
As Florida’s hurricane and heat seasons put pressure on health and property, many Palm Beach Gardens families seek guidance on covering potential long-term care costs. Brightway Insurance, The Murphy Agency helps local seniors and their relatives navigate these specialized coverage options. The agency explains policy terms, including daily benefit amounts and elimination periods, to match individual financial needs. An initial assessment of assets and health history begins the process.
Estrella Insurance specializes in long-term care insurance planning for residents in Palm Beach Gardens, Florida. Its services include guiding clients through policy options that cover in-home care, assisted living, and nursing facility expenses. The agency works with individuals to assess their personal needs and financial circumstances, helping to structure plans that address future care requirements. It addresses common local concerns like retirement planning and asset protection. With Florida's seasonal population changes, the agency often assists clients reviewing their policies before winter relocation or summer family visits.
Located in Palm Beach Gardens, FL, Giselle Camilo: Allstate Insurance provides long- term care insurance solutions that address both one-time policy purchases and recurring annuity-style funding options. Coverage typically helps protect assets against the high cost of nursing homes, assisted living, or home health care. For those requiring care, these plans help pay for daily living assistance when a person can no longer perform basic tasks independently. Service is available on an as-needed basis, with clients scheduling appointments to review their specific financial and health situations.
Lay Insurance Group, Inc helps clients plan for future care needs through long-term care insurance policies. Serving the Palm Beach Gardens area, the agency focuses on this specialized coverage to protect assets and maintain independence. Policy options typically address home care, assisted living, or nursing facility expenses. The agency serves a range of commercial sectors including professional offices, warehouses, and food service operations.
Shoreline Insurance Inc in Palm Beach Gardens, Florida, helps clients in the local area secure residential long-term care coverage tailored to individual plans for aging in place. The company also advises on commercial policies for care facilities and assists customers throughout Palm Beach County. Each policy review provides clear explanations of benefit triggers and daily coverage limits. Agents follow up after enrollment to address changing care needs, ensuring coverage remains aligned with client circumstances between regular visits.
What Does a a Long-Term Care Insurance Agent in Palm Beach Gardens Cost?
Long-term care insurance premiums in Florida vary based on age health and benefit amount. A typical policy for a 55 year old can cost between 1,500 and 3,000 per year. For a 65 year old the cost may range from 2,500 to 5,000 per year. Costs increase with inflation protection and longer benefit periods. This is general information not insurance advice.
About long-term care insurance agents in Palm Beach Gardens
Long-term care insurance agents in Palm Beach Gardens help residents plan for future care needs. Florida law allows for partnership policies that offer asset protection under the Long-Term Care Partnership Program. These agents guide clients through options that comply with Florida insurance regulations.
Frequently Asked Questions
What does a long-term care insurance agent in Palm Beach Gardens do?
An agent helps you compare policies from multiple carriers. They explain Florida specific rules like the 30 day free look period. They also assist with understanding benefit triggers and inflation protection options.
Does Florida have special rules for long-term care insurance?
Yes Florida requires a 30 day free look period for new policies. Florida also offers the Long-Term Care Partnership Program which allows you to keep assets equal to benefits paid. Agents must be licensed by the Florida Office of Insurance Regulation.
How do I choose a long-term care insurance agent in Palm Beach Gardens?
Look for an agent with experience in Florida long-term care policies. Ask about their knowledge of partnership plans and inflation riders. Check that they are licensed and in good standing with the Florida Department of Financial Services.
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