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Long-Term Care Insurance Agents in Palm Harbor, FL
Looking for a long-term care insurance agent in Palm Harbor? Review the directory below to compare your options.
18 agents listed
Updated May 2026
Palm Harbor, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 18 long-term care insurance agents in Palm Harbor, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Coleman Insurance Agency
4831 Ruen Dr Suite 200, Palm Harbor, FL 34685
(727) 441-9911
colemanagencyfl.com
Reliant Insurance Services
34921 US Hwy 19 N #201, Palm Harbor, FL 34684
(727) 335-0335
myreliantinsurance.com
Direct Auto Insurance
30604 US Hwy 19 N, Palm Harbor, FL 34684
(727) 789-2274
local.directauto.com
Brightway Insurance, The Harrington Agency
31962 US Hwy 19 N, Palm Harbor, FL 34684
(727) 789-2200
brightway.com
Medicaid 4 You, LLC.
33920 US Hwy 19 N # 230, Palm Harbor, FL 34684
(727) 600-0483
Pam Leonard-Williams - State Farm Insurance Agent
1410 US-19 ALT C, Palm Harbor, FL 34683
(727) 785-0413
paminsurespalmharbor.com
Hawk Insurance Group
31087 US Hwy 19 N, Palm Harbor, FL 34684
(727) 877-4295
hawkig.com
Whitco Insurance Agency Palm Harbor 👍
30832 US Hwy 19 N, Palm Harbor, FL 34684
(727) 781-5858
whitcoinsuranceph.com
My Healthcare Direct
910 Florida Blvd unit a, Palm Harbor, FL 34683
(727) 306-0056
myhealthcaredirect.com
Pinellas Insurance Solutions
3060 US-19 ALT Suite B1, Palm Harbor, FL 34683
(727) 557-5633
pinellasinsurancesolutions.com
GreatFlorida Insurance: Jim Sullivan
3382 Tampa Rd, Palm Harbor, FL 34684
(727) 781-5533
palmharbor.greatflorida.com
Edgewater Insurance Inc
30522 US Hwy 19 N #107-Q, Palm Harbor, FL 34684
(727) 772-0428
edgewaterinsuranceinc.com
Insurance Solutions of Tampa Bay
2708 US-19 ALT Suite 505 Suite F, Palm Harbor, FL 34683
(727) 474-9645
insurancesolutionstb.com
Royal Insurance, Inc.
32756 US Hwy 19 N, Palm Harbor, FL 34684
(727) 786-0090
royalinsuranceinc.com
Commonwealth Insurance
4175 Woodlands Pkwy, Palm Harbor, FL 34685
(727) 787-8151
Taurus Insurance Professionals
1440 Palm Harbor Blvd, Palm Harbor, FL 34683
(727) 605-3137
taurusinspros.com
Vested Insurance Agency
2965 Palm Harbor Blvd, Palm Harbor, FL 34683
(727) 303-2654
vestedinsuranceagency.com
Estrella Insurance
31055 US Hwy 19 N, Palm Harbor, FL 34684
(727) 609-2501
agents.estrellainsurance.com
Long-term care insurance agents in Palm Harbor, Florida assist residents in selecting policies that cover nursing home care, assisted living, and home health services. Florida law requires agents to be licensed and to explain policy features like inflation protection and nonforfeiture benefits. Local agents understand the unique needs of Palm Harbor seniors, including the high cost of care in Pinellas County.
What Does a Long-Term Care Insurance Agent in Palm Harbor Cost?
Long-term care insurance premiums in Florida vary based on age, health, and coverage amount. A typical policy for a 55-year-old can cost between $1,500 and $3,000 per year, while a 65-year-old might pay $2,500 to $5,000 annually. Costs are higher for comprehensive benefits like 5% compound inflation protection. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent do in Palm Harbor?
An agent helps you compare policies from different insurers, explains coverage options, and ensures the policy meets Florida state requirements. They guide you through the application process and help you understand benefits like the Florida Partnership for Long-Term Care program.
Are there Florida specific rules for long-term care insurance?
Yes, Florida requires insurers to offer inflation protection and a 30-day free look period for policy cancellation. The Florida Partnership program allows policyholders to protect assets equal to the benefits paid out, which is a key feature agents can explain.
How do I choose a long-term care insurance agent in Palm Harbor?
Look for an agent licensed in Florida with experience in long-term care products. Ask about their familiarity with local care costs and the Florida Partnership program. You can verify an agent license through the Florida Department of Financial Services website.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.