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Find Long-Term Care Insurance Agents in Palmetto Bay, FL

Browse long-term care insurance agents serving Palmetto Bay, Florida. Contact information and addresses listed below.

18 agents listed
Updated May 2026
Palmetto Bay, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 18 long-term care insurance agents in Palmetto Bay, FL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Univista Insurance
17605 S Dixie Hwy, Palmetto Bay, FL 33157
(305) 507-9638 univistainsurance.com
GreatFlorida Insurance: Tamara Mourino
9811 Wayne Ave, Palmetto Bay, FL 33157
(305) 256-0616 palmettobay.greatflorida.com
Florida Auto Plus Insurance
9555 SW 175th Terrace Suite 102, Palmetto Bay, FL 33157
(305) 796-2968 floridaautoplusinsurance.com
Del Toro Insurance
13843 S Dixie Hwy, Palmetto Bay, FL 33176
(305) 831-2505 deltoroinsurance.com
Steve Myers - State Farm Insurance Agent
9004 SW 152nd St, Palmetto Bay, FL 33157
(305) 253-5800 stevemyersagency.com
Del Toro Insurance
17120 S Dixie Hwy, Palmetto Bay, FL 33157
(786) 579-1444 deltoroinsurance.com
Grabowski-Scheller Agency: Allstate Insurance
9000 SW 152nd St Ste 103, Palmetto Bay, FL 33157
(888) 776-7805 agents.allstate.com
Bupa Global Latin America
18001 Old Cutler Rd #300, Palmetto Bay, FL 33157
(786) 755-3134 bupasalud.com
Del Toro Insurance Kendall
10579 SW 109th Ct, Palmetto Bay, FL 33176
(786) 214-7551 deltoroinsurance.com
All About Insurance, Inc.
17891 S Dixie Hwy STE 105, Palmetto Bay, FL 33157
(305) 251-3098 aaipalmettobay.com
Palmetto Bay Insurance Group
15715 S Dixie Hwy STE 101, Palmetto Bay, FL 33157
(305) 969-0060 palmettobayinsurancegroup.com
All American Insurance
9036 SW 152nd St, Palmetto Bay, FL 33157
(305) 233-0855 progressive.com
TrustCore Insurance FL
13843 S Dixie Hwy, Palmetto Bay, FL 33158
(786) 371-0813
Legacy Insurance FL
15321 S Dixie Hwy, Palmetto Bay, FL 33157
(305) 709-6027
Heritage Insurance FL
8922 SW 148th St, Palmetto Bay, FL 33176
(305) 709-5688
Caribbean Insurance Group
15715 S Dixie Hwy # 311, Palmetto Bay, FL 33157
(305) 252-7772
Absolute Insured - The Authorized Agency for Florida Blue
15321 S Dixie Hwy #303B, Palmetto Bay, FL 33157
(786) 640-3484 absoluteinsured.com
Got Insurance? Agency
8701 SW 141st St APT B2, Palmetto Bay, FL 33176
(786) 282-4172 gotinsuranc3.com

Long-term care insurance agents in Palmetto Bay Florida help residents plan for future care costs such as nursing home or home health aide services. Florida law requires agents to be licensed by the state and follow specific disclosure rules under Florida Statute 627.9407. These agents can explain how Florida Partnership for Long-Term Care policies work to protect your assets while qualifying for Medicaid if needed.

What Does a Long-Term Care Insurance Agent in Palmetto Bay Cost?

Long-term care insurance costs in Florida vary by age health and policy features. A typical annual premium for a 55 year old can range from 1,500 to 3,000 dollars for a policy with a 150 dollar daily benefit and 3 year benefit period. Costs increase with age and for richer benefits such as 5 percent compound inflation protection. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a long-term care insurance agent in Palmetto Bay do?
A long-term care insurance agent helps you compare policies from different companies to cover future care costs. They explain benefit amounts elimination periods and inflation protection options. Agents must follow Florida regulations including providing a Shopper Guide and outline of coverage before you buy.
How do Florida Partnership policies differ from regular long-term care insurance?
Florida Partnership policies offer asset protection if you later need Medicaid. These policies must meet state standards under Florida Statute 627.9408 and allow you to keep assets equal to the benefits paid. Regular policies do not provide this special Medicaid asset disregard feature.
Are there time limits for applying for long-term care insurance in Florida?
There is no state time limit to apply but insurers have underwriting rules. Most companies require you to apply before age 65 for better rates and easier approval. Florida law gives you a 30 day free look period after purchase to cancel for a full refund under Florida Statute 627.410.