The top-rated long-term care insurance agent in Pinellas Park, Florida is Jerger & Sons Insurance Agency, rated 4.7 stars across 133 reviews. Other highly rated options include Freeway Insurance, ARCW Leavitt Insurance Services, Matt Barres: Allstate Insurance. This directory lists 10 long-term care insurance agents serving Pinellas Park.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jerger & Sons Insurance Agency | 7785 66th St N | (727) 449-1494 |
| 2 | Freeway Insurance | 5201 Park Blvd | (727) 203-7005 |
| 3 | ARCW Leavitt Insurance Services | 9067 Belcher Rd | (727) 544-8841 |
| 4 | Matt Barres: Allstate Insurance | 4326 Park Blvd Ste F | (727) 548-5555 |
| 5 | Estrella Insurance | 7251 49th Street N | (727) 308-3380 |
| 6 | Get Covered USA | 6219 66th St N | (727) 417-5534 |
| 7 | Florida Blue Center - Pinellas Park | 3758 Park Blvd | (727) 342-1512 |
| 8 | Brightway Insurance | 6850 Park Blvd | (727) 828-8700 |
| 9 | Kantar Insurance Agency | 4801 Park Blvd | (727) 546-0300 |
| 10 | Prestige Insurance Service | 9083 Belcher Rd | (727) 428-1021 |
Jerger & Sons Insurance Agency serves the Pinellas Park, Florida, area as a long-term care insurance agent. It helps clients evaluate policies that cover expenses from assisted living, home health aides, and nursing facility stays. The agency provides guidance on planning for future care needs and protecting retirement savings. Its services include assisting with policy selection for in-home care and coordinating coverage for specialized memory care facilities.
Freeway Insurance serves local homeowners, businesses, and individuals who need long-term care coverage in Pinellas Park, Florida. The agency helps clients navigate policies that protect assets while covering extended nursing or in-home assistance. Its services include evaluating personal health care needs and comparing suitable plans from various insurers. This approach ensures financial security during older age or chronic illness. Freeway Insurance also provides long-term care consultations for residents throughout the greater St. Petersburg metropolitan area.
ARCW Leavitt Insurance Services, located in Pinellas Park, Florida, provides long-term care insurance coverage designed to help residents prepare for future care needs. The agency assists clients in selecting appropriate policy options and offers ongoing support for policy management and claims assistance. In this area, these services are vital for protecting assets and ensuring access to quality care as individuals age. The company serves a variety of clientele, including owners of single-family homes, apartments, retail establishments, and restaurants.
Matt Barres: Allstate Insurance serves individuals and families in the Pinellas Park area seeking financial protection through long-term care insurance. This agency helps clients plan for potential future needs related to extended medical or personal care services not covered by standard health plans. Policies are explained thoroughly, allowing customers to consider their options for preserving assets and maintaining independence. The agent provides guidance on coverage that can supplement Medicare or private health benefits. Service also extends to nearby communities throughout the greater St. Petersburg metro region.
Serving Pinellas Park and the surrounding Tampa Bay communities, Estrella Insurance handles long-term care insurance for local residents. It advises clients on policies that help cover expenses from chronic illness, disability, or aging. The agency works with individuals to understand financial protection needs and available plan structures. It generally reviews healthcare costs, discusses benefit periods and elimination periods, and helps clients select appropriate coverage from available carriers to match their personal situation and budget.
In Pinellas Park, Florida, Get Covered USA helps individuals navigate between one-time policy reviews and recurring service options for long-term care insurance coverage. Recognizing that needs change over time, the agency advises clients on selecting plans that address potential future care costs while preserving assets. Their consultations focus on explaining policy features and coordinating coverage details within local care facilities. Services are available on an as-needed basis, tailored to each client’s unique circumstances and financial planning objectives in the Pinellas Park area.
Serving Pinellas Park and the surrounding communities, Florida Blue Center - Pinellas Park provides long-term care insurance agency services to local residents. The business helps clients evaluate their future care needs and compare available policy options that protect assets against the high costs of extended nursing or home health care. Its typical process involves a thorough assessment of an individual’s financial situation and health history to recommend a suitable coverage plan from various carriers.
Brightway Insurance specializes in long-term care insurance, serving individuals in Pinellas Park, Florida, and the surrounding area. The agency helps clients understand policy options that address future care needs, including assistance with daily living activities. These plans can supplement retirement savings by covering in-home care or nursing facility costs. For local retirees or those approaching retirement, Brightway Insurance provides guidance on securing coverage to protect against the financial strain of chronic illness or unexpected health events during active hurricane seasons.
As Florida’s summer heat intensifies, many retirees in Pinellas Park start evaluating their future health needs to avoid burdening family during a crisis. Kantar Insurance Agency responds by guiding clients through the complexities of long-term care insurance policies, focusing on obtaining coverage that protects savings from unforeseeable custodial costs. They discuss policy features like elimination periods and daily benefit caps in plain terms. A first consultation involves a thorough assessment of the client’s health history and financial landscape.
Prestige Insurance Service helps clients in the Pinellas Park area plan for the financial impact of future extended care needs. The company specializes in long-term care insurance agent services, offering policies designed to cover costs not paid by standard health plans. It assists individuals in assessing their potential risks and selecting appropriate coverage from available carriers. Beyond individual residences, Prestige Insurance Service can serve commercial sectors, including local offices, warehouses, and food service establishments, addressing their employee benefits needs.
What Does a a Long-Term Care Insurance Agent in Pinellas Park Cost?
Long-term care insurance premiums in Florida vary widely. A 55 year old might pay 1500 to 3000 dollars annually for a standard policy. A 65 year old could pay 3000 to 6000 dollars per year. Costs depend on benefit period daily benefit amount and inflation protection. This is general information not insurance advice.
About long-term care insurance agents in Pinellas Park
Long-term care insurance agents in Pinellas Park help residents plan for future care needs. Florida law requires agents to explain policy benefits and the 30 day free look period. Local agents understand the specific regulations for Florida Partnership for Long-Term Care policies.
Frequently Asked Questions
What does a long-term care insurance agent in Pinellas Park do?
An agent helps you compare policies from different carriers. They explain coverage options like home care and nursing facility benefits. Agents must follow Florida insurance code Chapter 627.
How do Florida laws affect long-term care insurance policies?
Florida requires a 30 day free look period for new policies. Policies must include inflation protection options. The Florida Partnership program allows policyholders to keep assets under certain conditions.
What factors affect long-term care insurance costs in Pinellas Park?
Costs depend on your age health and chosen benefit amount. Florida residents typically pay between 1500 and 5000 dollars per year. Premiums can increase if the insurance company files a rate change with the state.
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