The top-rated long-term care insurance agent in Plant City, Florida is Courtney Paat - State Farm Insurance Agent, rated 4.9 stars across 986 reviews. Other highly rated options include Tony Lee - State Farm Insurance Agent, Acceptance Insurance, GreatFlorida Insurance: Tyrone & Sarah Shelton. This directory lists 18 long-term care insurance agents serving Plant City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Courtney Paat - State Farm Insurance Agent | 1805 James L Redman Pkwy Suite 101 | (813) 754-1725 |
| 2 | Tony Lee - State Farm Insurance Agent | 1702 S Alexander St #1 | (813) 752-7202 |
| 3 | Acceptance Insurance | 218 W Alexander St | (813) 947-7216 |
| 4 | GreatFlorida Insurance: Tyrone & Sarah Shelton | 1308 S Collins St | (813) 708-9595 |
| 5 | Black's Insurance & Financial Services | 1701 James L Redman Pkwy | (813) 752-5225 |
| 6 | Universal Insurance of Plant City Inc. | 1501 S Alexander St STE 101 | (813) 752-6742 |
| 7 | Bruners Insurance of Plant City | 1701 S Alexander St Suite 111 | (813) 754-2205 |
| 8 | Riddle Insurance Solutions | 706 W Dr Martin Luther King Jr Blvd | (813) 763-7565 |
| 9 | Strong Tower Insurance, Inc. | 101 N Wheeler St | (813) 708-0001 |
| 10 | Florida Insurance Center | 414 N Alexander St | (813) 754-3561 |
Courtney Paat - State Farm Insurance Agent serves the Plant City, Florida area and surrounding Hillsborough County communities. This agency focuses on offering long-term care insurance coverage for individuals planning for future health and personal care needs beyond standard health insurance. These policies can help cover expenses for nursing homes, assisted living facilities, and in-home care services. The company specifically handles designing long-term care plans and coordinating coverage details to account for inflation or changing needs over time.
Tony Lee - State Farm Insurance Agent in Plant City, FL, provides long-term care insurance coverage designed to help clients manage the costs of extended care services. This agent assists with policy selection and reviews existing plans to ensure they align with changing needs. Coverage options generally include protection for in-home care, assisted living, and nursing facility expenses. Services focus on helping customers understand plan benefits and prepare for future care requirements. In this area, the agent serves single-family homes, apartments, retail establishments, and local restaurants.
Acceptance Insurance provides long-term care insurance services in Plant City, Florida, specializing in coverage solutions for individuals planning for future custodial needs. The agency assists clients with policy selection, eligibility guidance, and enrollment support. Its work helps families manage the potentially high expenses of extended nursing home stays or assisted living arrangements. As Florida’s population ages during the warm summer months, many local residents seek its services to secure care plans before seasonal relocation or health changes increase their risk of needing immediate assistance.
GreatFlorida Insurance: Tyrone & Sarah Shelton distinguishes between clients who prefer a one-time policy review and those needing ongoing, recurring plan management for their long-term care coverage. In Plant City, Florida, agents assist individuals with selecting policies that protect assets and provide funds for future care needs, addressing potential costs of nursing homes, assisted living, or home health services through private insurance arrangements. This agency offers its long-term care insurance agent services on either a one-time consultation basis or through scheduled periodic reviews, depending on client requirements.
Serving Plant City and the surrounding communities of Hillsborough and eastern Polk counties, Black's Insurance & Financial Services specializes in long-term care insurance. The agency handles policies designed to help individuals cover the costs of services like home health care and assisted living. To handle a typical job, it first assesses a client’s financial situation and health needs, then matches them with suitable coverage options and explains the policy terms clearly.
Universal Insurance of Plant City Inc. serves homeowners, retirees, and working professionals in the Plant City area who are planning for their future care needs. As a long-term care insurance agent, the agency helps clients explore coverage options designed to protect assets and provide access to home health aides, assisted living, or nursing home care. It assists individuals in understanding policy benefits and comparing plans from multiple carriers. This firm also extends its services throughout the surrounding Hillsborough County communities, including Dover and the greater Tampa metro area.
Bruners Insurance of Plant City provides financial protection guidance to local residents, specializing primarily as a long-term care insurance agent. This focus helps clients plan for potential extended care needs that are not covered by standard health policies. The agent assists individuals with understanding policy options for their future care requirements. Services are available to clients operating from various commercial settings, including local offices, warehouses, and food service establishments.
Riddle Insurance Solutions assists residents of Plant City, Florida, with their long-term care insurance needs. The agency guides local individuals and families through the complex process of selecting policies that protect assets and provide for future care. Business owners in the area can also consult the agency regarding commercial long-term care coverage options for their staff or partners. Service is focused entirely on the Plant City community and its immediate surroundings. Clients appreciate the ongoing relationship, often returning for annual policy reviews or adjustments between their regular visits.
Many Plant City seniors worry about how to manage rising healthcare costs while preserving their savings. Florida Insurance Center addresses this need by focusing exclusively on long-term care coverage. The company helps clients understand policy options and compare plans that suit their budgets. Whether planning for assisted living, nursing home care, or in-home support, the agent’s role is to clarify complex details and local providers. A thorough review of a household’s existing assets and health history always begins the initial assessment step.
What Does a a Long-Term Care Insurance Agent in Plant City Cost?
Long-term care insurance premiums in Florida vary widely based on age, health, and benefit amounts. A typical policy for a healthy 55-year-old might cost between $1,500 and $3,000 per year, while a 65-year-old could pay $2,500 to $5,000 annually. Florida law allows insurers to raise rates on existing policy groups with state approval. This is general information and not insurance advice.
About long-term care insurance agents in Plant City
Long-term care insurance agents in Plant City, Florida help residents plan for future care costs such as nursing home or home health aide services. Florida law requires agents to be licensed by the state and follow specific disclosure rules under Florida Statute 627.9407. These agents can explain policy features like inflation protection and benefit triggers that apply under Florida regulations.
Frequently Asked Questions
What does a long-term care insurance agent in Plant City do?
An agent helps you compare policies from different insurers and explains coverage options like daily benefit amounts and elimination periods. They must follow Florida rules including providing a Shopper Guide and outlining the 30-day free look period under Florida Statute 627.9408.
What Florida laws affect long-term care insurance policies?
Florida law requires policies to offer inflation protection and nonforfeiture benefits unless you reject them in writing. The state also mandates a 30-day free look period to cancel a policy for a full refund under Florida Statute 627.9408.
How do I choose a long-term care insurance agent in Plant City?
Look for an agent licensed in Florida with experience in long-term care products. You can verify their license through the Florida Department of Financial Services website and ask about their familiarity with local care costs in Hillsborough County.
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