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Find Long-Term Care Insurance Agents in St Cloud, FL
Browse long-term care insurance agents serving St Cloud, Florida. Contact information and addresses listed below.
19 agents listed
Updated May 2026
St Cloud, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 19 long-term care insurance agents in St Cloud, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Univista Insurance
521 13th St, St Cloud, FL 34769
(407) 964-1787
univistainsuranceorlando.com
MM Insurance Pro
1207 Michigan Ave, St Cloud, FL 34769
(407) 908-7474
mminsurancepro.com
Client Care Insurance
2001 Hickory Tree Rd, St Cloud, FL 34772
(407) 574-5599
clientcareinsurance.com
Amsley Insurance Services
1617 13th St, St Cloud, FL 34769
(407) 892-9645
amsleyinsurance.com
GreatFlorida Insurance: Tony Busby
1417 Hamlin Ave UNIT G, St Cloud, FL 34771
(407) 270-8220
lakenona.greatflorida.com
Advantage Insurance Advisors - St. Cloud
910 13th St, St Cloud, FL 34769
(321) 945-8153
helpmeaia.com
Barakat Insurance Agency
2722 13th St, St Cloud, FL 34769
(407) 705-3877
barakatinsurance.com
Ann Werning - State Farm Insurance Agent
523 13th St, St Cloud, FL 34769
(407) 593-1080
annwerning.com
Central Care Insurance
3415 Perching Rd, St Cloud, FL 34772
(833) 339-6434
centralcareinsurance.com
Ashton Insurance Agency LLC
123 E 13th St, St Cloud, FL 34769
(407) 498-4477
theashtoninsuranceagency.com
The Florida Health Insurance Exchange
1712 E Irlo Bronson Memorial Hwy, St Cloud, FL 34771
(407) 892-5500
floridablue-fwh.com
Brightway Insurance, The Sterner Agency
1451 E Irlo Bronson Memorial Hwy, St Cloud, FL 34771
(407) 891-9361
brightway.com
Nichalas Rawls: Allstate Insurance
1410 S Narcoossee Rd, St Cloud, FL 34771
(407) 348-1332
agents.allstate.com
Gaston Financial Group
1121 Kentucky Ave, St Cloud, FL 34769
(407) 346-1946
gastonfinancialgroup.com
Green Light Insurance Agency
3425 13th St, St Cloud, FL 34769
(321) 766-4691
greenlightinsuranceagency.com
Newman Debra
1102 New York Ave, St Cloud, FL 34769
(407) 892-6300
Ryan P Ross Insurance
Bass Hwy, St Cloud, FL 34771
(239) 289-9839
ryanpross.com
Health Insurance St. Cloud
1900 Fawn Meadow Cir, St Cloud, FL 34772
(863) 349-3669
healthcare.gov
Independent Consultants of Central Florida, LLC
3730 Marietta Way, St Cloud, FL 34772
(267) 269-8985
Long-term care insurance agents in St Cloud Florida help residents plan for future care needs. Florida law requires agents to be licensed and follow specific disclosure rules for policy sales. Local agents understand the unique needs of Central Florida retirees and can guide you through available coverage options.
What Does a Long-Term Care Insurance Agent in St Cloud Cost?
Long-term care insurance costs in Florida typically range from $1,500 to $4,000 per year for a 55-year-old in average health. Premiums increase with age and can be higher for those with health conditions. The actual cost depends on the policy type, benefit amount, and elimination period you choose. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in St Cloud do?
A long-term care insurance agent helps you compare policies from different carriers. They explain coverage details, benefits, and costs based on your health and financial situation. Agents must follow Florida insurance regulations including the Partnership for Long-Term Care program rules.
How do Florida laws affect long-term care insurance policies?
Florida has a 30-day free look period where you can cancel a policy for a full refund. The state also offers the Florida Long-Term Care Partnership Program which provides asset protection for Medicaid eligibility. Agents must inform you about these options.
What factors determine the cost of long-term care insurance in St Cloud?
Costs depend on your age, health, policy benefits, and inflation protection options. Florida insurance companies use underwriting guidelines that consider your medical history. Premiums can vary significantly between carriers so comparing multiple quotes is important.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.