The top-rated long-term care insurance agent in Tallahassee, Florida is McGinniss Himmel Insurance Agency, rated 5.0 stars across 1,257 reviews. Other highly rated options include Waterhouse Insurance and Financial Services, Alliance Insurance, Doug Croley Insurance Services. This directory lists 20 long-term care insurance agents serving Tallahassee.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | McGinniss Himmel Insurance Agency | 2367 Centerville Rd | (850) 329-6996 |
| 2 | Waterhouse Insurance and Financial Services | 2880 Apalachee Pkwy | (850) 412-1099 |
| 3 | Alliance Insurance | 1138 E Tennessee St | (850) 878-9664 |
| 4 | Doug Croley Insurance Services | 2814 Remington Green Cir | (850) 386-1922 |
| 5 | Fuqua Insurance Agency | 1836 Hermitage Blvd | (850) 386-2300 |
| 6 | Bridges Insurance Agency | 1913 Capital Cir NE | (850) 354-8900 |
| 7 | Quality Insurance Of Tallahassee | 1225 S Monroe St | (850) 224-6250 |
| 8 | Premier Insurance Agency | 113 S Monroe St | (850) 749-4611 |
| 9 | Kingdom Tree Insurance Group | 113 S Monroe St 1st floor | (850) 339-9520 |
| 10 | Quick Insurance | 2355 Centerville Rd Unit 12336 | (850) 296-9376 |
McGinniss Himmel Insurance Agency serves the Tallahassee, Florida, area as a local resource for long-term care insurance. The agency assists clients with planning for future care needs that are not typically covered by standard health insurance or Medicare. This process involves reviewing available policy options that protect assets and provide for extended nursing home, assisted living, or in-home care. Policies may also include inflation protection riders and shared care arrangements for couples, offering flexibility in managing ongoing care expenses.
Waterhouse Insurance and Financial Services provides long-term care insurance solutions for individuals and families in Tallahassee, Florida. The agency assists clients in planning for future care needs, offering policy reviews and guidance on coverage options to help protect assets and maintain quality of life. Regular consultations are available to adjust plans as circumstances change. The company services the insurance needs of those in single-family homes, apartments, retail spaces, and restaurants.
Alliance Insurance serves families and retirees in the Tallahassee area who are seeking long-term care coverage for future health needs. The agency guides clients in selecting policies that help cover costs of extended nursing home stays, assisted living, or in-home care. Evening and weekend consultations are offered so busy homeowners and adult children can plan without disrupting their schedules. Their services are also available to residents in the neighboring community of Thomasville.
Serving Tallahassee and the surrounding communities of Florida’s Big Bend region, Doug Croley Insurance Services handles long-term care insurance for individuals planning for future health and lifestyle needs. The agency helps clients understand policy options, including coverage for nursing home, assisted living, and home care. To handle a typical job, it reviews the client’s financial situation and health history, then presents policy choices tailored to the client’s specific goals and budget.
Fuqua Insurance Agency specializes in helping clients navigate long-term care insurance options to protect assets and secure future care needs. It works with individuals and families throughout Tallahassee, FL, to assess coverage solutions that address potential medical and custodial expenses. As a local agency, it provides guidance on selecting appropriate policies for aging-related health challenges. The agency also assists with cost planning ahead of retirement transitions, when health status changes may limit eligibility, ensuring timely protection for unforeseen care scenarios.
As residents of Tallahassee begin planning for future care needs, securing coverage that protects savings against rising health costs becomes a priority. Bridges Insurance Agency works with local clients in the area to navigate long-term care insurance options designed to fit individual budgets and family situations. The agency explains the differences between traditional and hybrid policies, helping customers choose benefits that cover in-home assistance or skilled nursing care. An initial phone assessment is scheduled to review personal assets and preferred level of coverage before any formal application begins.
Quality Insurance Of Tallahassee helps clients navigate the important difference between one-time policy purchases and recurring premium payment options, ensuring that long-term care coverage fits individual financial plans. The company assists local residents in selecting policies that address expenses for assisted living, nursing homes, and in-home care. Services are provided on an as-needed basis, allowing prospective clients to request consultations and policy reviews when they become relevant to their current or future planning needs.
Premier Insurance Agency in Tallahassee, Florida, assists clients in planning for future care needs through long-term care insurance policies. As a local agent, it helps individuals evaluate coverage options that protect assets and provide access to essential services. This agency focuses on the specialty of long-term care insurance, guiding customers through the complexities of benefit structures and policy riders. It can serve a variety of commercial sectors including offices, warehouses, and food service businesses seeking employee benefit packages.
Serving residential clients in Tallahassee, Kingdom Tree Insurance Group also provides commercial coverage for businesses throughout the area. As a long-term care insurance agent, the company helps clients plan for future care needs through policy selection and guidance. The agent works with individuals and organizations to review coverage options aligned with personal health goals and financial situations. Following an initial consultation, the office maintains contact to support clients with policy adjustments and claim assistance between regular care reviews.
What Does a a Long-Term Care Insurance Agent in Tallahassee Cost?
Long-term care insurance premiums in Florida vary by age, health, and benefit amount. A typical policy for a 55-year-old might cost between $1,500 and $3,000 per year. For a 65-year-old, annual premiums often range from $2,500 to $5,000. Costs also depend on inflation protection and benefit period. This is general information, not insurance advice.
About long-term care insurance agents in Tallahassee
Long-term care insurance agents in Tallahassee help residents plan for future care needs. Florida law offers the Long-Term Care Partnership Program which allows policyholders to protect assets equal to the benefits paid. Agents can explain how this program works with local nursing home and home care costs.
Frequently Asked Questions
What does a long-term care insurance agent in Tallahassee do?
An agent helps you compare policies from different carriers. They explain coverage for nursing homes, assisted living, and home care. They also guide you on Florida Partnership qualified policies that offer asset protection.
Is long-term care insurance required in Florida?
Florida does not require long-term care insurance. However, the state encourages it through the Partnership Program. This program lets you keep more assets if you later need Medicaid for long-term care.
How do Florida Partnership policies work?
Partnership policies are certified by the state. For every dollar your policy pays in benefits, you can protect a dollar of assets from Medicaid recovery. This applies even if you use all your policy benefits.
Long-Term Care Insurance Agents in Other Florida Cities
Altamonte Springs · Apopka · Belleview · Boca Raton · Bonita Springs · Boynton Beach · Bradenton · Brandon · Cape Coral · Casselberry · Clearwater · Clermont · Coconut Creek · Cooper City · Coral Gables