The top-rated long-term care insurance agent in Tarpon Springs, Florida is East Lake Insurance & Taxes Tarpon Springs, rated 5.0 stars across 251 reviews. Other highly rated options include Anclote Insurance Agency LLC, Martindale Insurance Services - Dain Martindale - Independent Medicare, Health & Life Insurance Agent, Brightway Insurance, The Demian Megalaa Agency. This directory lists 16 long-term care insurance agents serving Tarpon Springs.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | East Lake Insurance & Taxes Tarpon Springs | 3033 Ridgeline Blvd b2 | (727) 437-0725 |
| 2 | Anclote Insurance Agency LLC | 536 E Tarpon Ave # 1B | (727) 942-3100 |
| 3 | Martindale Insurance Services - Dain Martindale - Independent Medicare, Health & Life Insurance Agent | 536 E Tarpon Ave Suite 1A | (727) 513-2767 |
| 4 | Brightway Insurance, The Demian Megalaa Agency | 39934 US Hwy 19 N Ste A | (727) 213-2930 |
| 5 | GreatFlorida Insurance: Alex Kalopitas | 403 N Pinellas Ave | (727) 943-8899 |
| 6 | Donovan Insurance Solutions | 1 E Tarpon Ave | (727) 935-4858 |
| 7 | Coastal Insurance | 201 S Pinellas Ave | (727) 937-4141 |
| 8 | Joe Ricci - State Farm Insurance Agent | 40190 US Hwy 19 N | (727) 938-1586 |
| 9 | MCP Insurance Services, Inc | 19 W Tarpon Ave Ste A | (727) 942-8999 |
| 10 | Insurance Associates Group LLC | 118 E Tarpon Ave #8 | (727) 493-0937 |
East Lake Insurance & Taxes Tarpon Springs serves Pinellas County and the surrounding region, specializing in long-term care insurance agent services. This agency helps clients navigate the complexities of planning for future care needs through comprehensive policy options. Their work involves evaluating individual coverage requirements to protect assets and ensure access to quality care. Long-term care insurance assists with expenses for nursing homes or assisted living facilities. The agency handles policy comparisons for in-home care and skilled nursing facility coverage.
Anclote Insurance Agency LLC in Tarpon Springs, Florida offers guidance on long-term care insurance options to help clients plan for future care needs. This includes explaining policy types, comparing coverage features, and assisting with application processes. The agency also provides ongoing support for policy maintenance, such as reviewing benefits and addressing changes in circumstances. Its services are designed for individuals preparing for assisted living, nursing home, or in-home care costs, serving homeowners in single-family residences as well as those living in apartments.
Residents and families planning for future care needs in Tarpon Springs can consult Martindale Insurance Services - Dain Martindale - Independent Medicare, Health & Life Insurance Agent for long-term care insurance coverage. This agency helps clients understand policy options designed to protect assets and manage costs associated with extended care services. The agent focuses on explaining plan features, benefits, and eligibility requirements clearly without presuming individual needs. Coverage discussions are tailored to each client’s personal financial situation. Serving the broader Pinellas County area, this independent office also provides its services to nearby Palm Harbor.
Brightway Insurance, The Demian Megalaa Agency, serves Tarpon Springs and the surrounding communities of Pinellas and Pasco counties. It handles long-term care insurance for individuals planning for future care needs. These policies cover home health aides, assisted living, and nursing facility stays. The agency begins each case by assessing a client's health history and financial goals. It then explains coverage options that align with state regulations and present local care costs, helping simplify a complex decision.
For clients exploring coverage, the company offers both one-time policy evaluations and recurring service options through policy reviews. Ongoing long-term care insurance work in Tarpon Springs includes explaining the difference between facility-based care and home health benefits. The agents help residents structure benefits that guard retirement savings against future care costs. Available policy consultations run on a one-time, scheduled, or as-needed basis depending on each client’s current needs.
Donovan Insurance Solutions provides specialized long-term care insurance planning to individuals in Tarpon Springs, Florida. Its general service work involves helping clients assess future needs for custodial or extended medical care and navigate policy options designed to protect assets during retirement. This planning addresses the financial risks of prolonged stays in nursing homes or assisted living facilities. Within this community, rising health care costs often create uncertainty for older adults, making clear policy selection a particular seasonal concern during annual Medicare open enrollment periods.
As Florida’s Gulf Coast residents review their estate plans each winter, the need for secure long-term care coverage often comes into focus. Based in Tarpon Springs, Coastal Insurance helps local seniors understand policy options for nursing home or home health support. Working through Medicare gaps and income considerations, the agent clarifies benefit timelines and inflation protection features. Sessions typically begin with a personal needs assessment and policy review in the office or by appointment.
Joe Ricci - State Farm Insurance Agent in Tarpon Springs, FL, provides assistance to individuals planning for future health and financial security. The agency specializes in long-term care insurance, helping clients prepare for expenses related to extended care needs that are not covered by standard health plans. They offer guidance on policies that can protect personal savings during retirement years. This insurance support is available for both private offices and commercial warehouses, including those in the local food service industry.
MCP Insurance Services, Inc provides residential long-term care insurance services for clients in Tarpon Springs, Florida. The agency also advises on commercial coverage options for local businesses and serves the greater Tampa Bay area. A long-term care insurance agent helps individuals plan for potential future care needs by explaining policy benefits and costs. Clients often return for policy reviews or to adjust coverage during regular scheduled visits, ensuring their plans remain suitable.
Insurance Associates Group LLC, based in Tarpon Springs, Florida, is known for helping local residents navigate the complexities of long-term care insurance coverage. The firm assists clients in evaluating policies that address future care needs, often comparing multiple plans from various carriers. Their service range covers initial consultations through policy explanation and enrollment support. Additionally, the agency offers guidance on hybrid life and long-term care policy combinations for clients wanting integrated protection.
What Does a a Long-Term Care Insurance Agent in Tarpon Springs Cost?
The cost of long-term care insurance in Florida varies based on age health and coverage level. A typical policy for a 55 year old might cost between 150 and 300 dollars per month while a 65 year old might pay 250 to 500 dollars per month. Rates are regulated by the Florida Office of Insurance Regulation but can increase over time. This is general information not insurance advice.
About long-term care insurance agents in Tarpon Springs
Long-term care insurance agents in Tarpon Springs help residents plan for future care needs like nursing homes or home health aides. Florida law requires agents to hold a valid 2-15 license and follow strict disclosure rules about policy benefits and inflation protection. Local agents understand the unique needs of the Tarpon Springs community including the large Greek American population.
Frequently Asked Questions
What does a long-term care insurance agent in Tarpon Springs do?
A long-term care insurance agent helps you compare policies from different companies and explains coverage options like daily benefit amounts and elimination periods. They also guide you through Florida specific requirements such as the 30 day free look period for new policies.
How do Florida laws affect long-term care insurance policies?
Florida law mandates that policies include inflation protection options and nonforfeiture benefits unless you reject them in writing. Agents must also provide a detailed outline of coverage before you purchase a policy.
What is the 30 day free look period in Florida?
Florida law gives you 30 days after receiving your long-term care insurance policy to review it. If you decide not to keep the policy you can return it for a full refund within that time.
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