The top-rated long-term care insurance agent in Wellington, Florida is Robert Lapeter - State Farm Insurance Agent, rated 5.0 stars across 419 reviews. Other highly rated options include Brightway Insurance, The Bill Thomas Agency, GreatFlorida Insurance: Cheryl Miller, AIM Insurance Group Inc.. This directory lists 19 long-term care insurance agents serving Wellington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Robert Lapeter - State Farm Insurance Agent | 9304 Forest Hill Blvd | (561) 293-3927 |
| 2 | Brightway Insurance, The Bill Thomas Agency | 12794 Forest Hill Blvd Ste 15A | (561) 331-6652 |
| 3 | GreatFlorida Insurance: Cheryl Miller | 12789 Forest Hill Blvd #2c | (561) 793-7999 |
| 4 | AIM Insurance Group Inc. | 8461 Lake Worth Rd Suite 160 | (561) 967-2112 |
| 5 | Didi Burton - State Farm Insurance Agent | Courtyard Shops, 13860-7 Wellington Trace | (561) 333-6771 |
| 6 | Ken Magaro - State Farm Insurance Agent | 2793 S State Rd 7 Suite 400 | (561) 968-6522 |
| 7 | Protective Choice Insurance | 8461 Lake Worth Rd Suite 125 | (800) 509-0850 |
| 8 | Tony Garcia - State Farm Insurance Agent | 1035 S State Rd 7 #313 | (561) 793-9822 |
| 9 | Kyle Bradshaw: Allstate Insurance | 3319 S State Rd 7 Ste 306 | (561) 333-7200 |
| 10 | DANIEL ROBINSON: Allstate Insurance | 12777 Forest Hill Blvd #1503 | (561) 627-1806 |
Robert Lapeter - State Farm Insurance Agent serves Wellington, Florida, and surrounding Palm Beach County areas. The agency assists individuals in planning for future healthcare needs through long-term care insurance policies. These policies help cover expenses for extended care services not typically covered by standard health insurance. The agency guides clients through benefit selections to protect assets and maintain independence. Specific services include helping families assess care scenarios and evaluating policy options for in-home care or assisted living facilities.
Brightway Insurance, The Bill Thomas Agency in Wellington, FL offers long-term care insurance services focused on helping clients plan for future health needs. The agency assists with policy selection and enrollment, providing personalized guidance through the complexities of coverage options. It supports ongoing policy maintenance, including annual reviews and adjustments to meet changing care requirements. Regular service plans ensure beneficiaries understand their benefits and how to access care when necessary. The agency serves individual homeowners residing in single-family homes, as well as rental property occupants seeking coverage.
Homeowners, businesses, and property managers in Wellington, FL, rely on GreatFlorida Insurance: Cheryl Miller for professional guidance on long-term care insurance. This agent helps clients build policies that cover essential daily living assistance and nursing care needs not paid by standard health plans. Services include policy comparisons, plan customization, and application assistance tailored to each customer’s financial situation. The agency also serves clients in nearby West Palm Beach and throughout Palm Beach County.
Serving Wellington, FL, AIM Insurance Group Inc. specializes in long-term care insurance policies that protect assets while covering essential daily living assistance. The agency guides clients through the process of evaluating their future care needs and comparing suitable plan options. It provides personalized consultations to help individuals and families understand coverage triggers, benefit periods, and inflation protection. Recognizing the importance of proactive planning, the company assists with concerns related to seasonal family visits when aging relatives might show new signs of needing help with daily tasks or personal care.
Didi Burton - State Farm Insurance Agent in Wellington, FL assists clients in recognizing the difference between one-time long-term care insurance policies and recurring service options, such as those providing coverage for ongoing home health aide visits or periodic adult day care. Long-term care insurance generally covers skilled nursing facility stays or in-home personal care after a waiting period. Planning ahead helps protect savings. This agency offers services on a scheduled, one-time, or as-needed basis to accommodate clients’ evolving care requirements.
As Florida seniors navigate Wellington’s humid summers and hurricane season, long-term care planning becomes a practical priority. Ken Magaro - State Farm Insurance Agent helps local families prepare for potential assisted living or home care expenses through tailored policy reviews. The agency focuses on aligning coverage with personal health goals and retirement budgets. Residents typically begin with a no-obligation consultation to examine their current financial portfolio and to map out future care preferences. This initial assessment helps determine the most appropriate benefit periods and elimination riders before any formal application is submitted.
Protective Choice Insurance works with individuals and families in Wellington, FL, to arrange long-term care coverage that addresses future health and custodial needs. The agency specializes in policies that cover nursing home care, in-home assistance, and adult day services. Its role is to help clients understand policy options, compare benefits, and secure financial protection for extended care. It can serve professionals working in local offices, employees across area warehouses, and staff within the food service industry who seek dedicated long-term care insurance solutions.
Serving Wellington, Florida, and the surrounding Palm Beach County communities, Tony Garcia - State Farm Insurance Agent handles long-term care insurance policies for local families. The agency assists clients in understanding the costs and coverage options for services like nursing homes, assisted living, and in-home care as they plan for future needs. It typically conducts a thorough review of each individual's health circumstances and financial situation before recommending a specific policy from its available plans.
Kyle Bradshaw: Allstate Insurance in Wellington, FL, provides long-term care insurance for residents, helping families in the area prepare for future care needs. Commercial coverage options are also available for local business owners seeking to protect their enterprises. Service extends throughout the Wellington region and nearby communities. After an initial consultation, clients can rely on continued service and policy reviews between regular visits to adjust coverage as their circumstances change.
Daniel Robinson: Allstate Insurance in Wellington, FL provides comprehensive long-term care insurance agent services for local clients. The agency helps individuals plan for future care needs, including nursing home and in-home support, by evaluating policy options to protect assets. These services focus on tailoring coverage to address the financial risks of extended medical care within the community. The listing also notes a specialty in coordinating these plans with existing life insurance policies to maximize benefits without additional premiums.
What Does a a Long-Term Care Insurance Agent in Wellington Cost?
Long-term care insurance premiums in Florida vary widely by age health and coverage level. For a 55 year old a policy might cost between 150 and 300 dollars per month. For a 65 year old premiums can range from 250 to 500 dollars per month. Costs also depend on benefit amount and inflation protection choices. This is general information not insurance advice.
About long-term care insurance agents in Wellington
Long-term care insurance agents in Wellington Florida help residents plan for future care costs. Florida law requires agents to be licensed and follow specific disclosure rules. Wellington seniors often use these policies to protect assets while qualifying for Medicaid if needed.
Frequently Asked Questions
What does a long-term care insurance agent in Wellington do?
An agent helps you compare policies from different companies and explains coverage options. They also guide you through Florida specific rules like the 30 day free look period and inflation protection requirements.
Are there Florida laws that affect long-term care insurance?
Yes. Florida Statute 627.9407 requires insurers to offer inflation protection. Also Florida has a 30 day free look period where you can cancel a policy for a full refund. Agents must follow these rules when selling policies.
How do I choose a long-term care insurance agent in Wellington?
Look for an agent licensed in Florida with experience in long-term care products. Ask about their knowledge of Florida partnership programs which allow you to keep more assets if you later need Medicaid.
Long-Term Care Insurance Agents in Other Florida Cities
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