The top-rated long-term care insurance agent in West Palm Beach, Florida is Insurance Express Reviews, rated 4.7 stars across 1,380 reviews. Other highly rated options include Estrella Insurance, Top Coverage Insurance West Palm Beach, Red Zone Insurance. This directory lists 25 long-term care insurance agents serving West Palm Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Insurance Express Reviews | 2005 Vista Pkwy Suite 200 | (800) 268-9137 |
| 2 | Estrella Insurance | 2140 S Military Trl | (561) 228-6436 |
| 3 | Top Coverage Insurance West Palm Beach | 1941 S Military Trl #6E-F | (305) 690-1849 |
| 4 | Red Zone Insurance | 3676 Collin Dr STE 1 | (561) 717-6623 |
| 5 | Newnity Insurance | 1983 S Military Trl suite a | (561) 720-4923 |
| 6 | Prominence Health Plan | 1155 S Congress Ave | (561) 377-0000 |
| 7 | CRS Benefit Consultants | 5646 Corporate Way | (561) 616-1068 |
| 8 | GreatFlorida Insurance: Brian Lariviere | 2753 Vista Pkwy j12 | (561) 697-9222 |
| 9 | South Florida Medicare Specialists | 2247 Palm Beach Lakes Blvd Suite 106 B | (561) 339-0366 |
| 10 | EZ Access Insurance | 801 Northpoint Pkwy STE #99 | (833) 300-5007 |
Insurance Express Reviews serves West Palm Beach and surrounding Palm Beach County, Florida, as a local agency specializing in long-term care insurance agent services. The firm helps individuals evaluate options for covering extended nursing home stays, assisted living arrangements, and in-home personal care that standard health plans often exclude. Guiding clients through policy comparisons and application processes, the agency focuses on simplifying complex coverage decisions. It specifically handles lifetime benefit riders and inflation protection adjustments for area residents needing future care planning.
Estrella Insurance provides long-term care insurance planning and policy services in West Palm Beach, Florida. Its offerings include personalized consultations to assess future care needs and coordination of coverage options. Ongoing support includes policy review sessions and assistance with claims initiation. The agency services a diverse range of properties, including single-family homes, apartment complexes, retail spaces, and local restaurants.
Top Coverage Insurance West Palm Beach provides long‑term care insurance planning and policy placement services for individuals in the West Palm Beach area. It assists clients in evaluating coverage options and helps manage policy renewals or modifications as needs change over time. The agency guides customers through claims and underwriting processes to ensure clear communication with carriers. Its work typically covers residential properties including single‑family homes, apartments, retail spaces, and restaurants.
Serving homeowners, business owners, and retirees in West Palm Beach, Florida, Red Zone Insurance works as a long-term care insurance agent. It helps clients evaluate policy options for covering future nursing home, assisted living, and home health care expenses. The agency provides guidance on long-term care planning for individuals navigating their retirement strategies and asset protection needs in the greater Palm Beach County region, including nearby Palm Beach Gardens.
Newnity Insurance differentiates between one-time consultations and recurring service plans for long-term care insurance. Clients choosing a single session receive a detailed policy analysis, while ongoing clients get annual reviews to adjust coverage as needs change. Common needs in West Palm Beach include protection for assisted living or home health care costs. The company typically conducts initial appointments to assess client goals and financial situations. Service runs on a one-time, scheduled basis for plan setup and annual reviews.
Prominence Health Plan serves West Palm Beach, Florida, and the surrounding Palm Beach County communities. It handles long-term care insurance needs, covering policies that assist with daily living expenses for aging residents in the area. Clients can find help with navigating coverage options across multiple carriers. To manage a typical job, the agent first assesses the client's personal situation and budget constraints, then compares suitable policies from different insurers to find an appropriate fit without pushing any single plan prematurely.
CRS Benefit Consultants specializes in educating clients on long-term care insurance options, helping families protect assets from the high cost of extended care while preserving independence. The West Palm Beach firm assists local residents with policy comparisons, enrollment, and claims guidance tailored to individual needs. In Florida’s humid climate, it also helps clients address concerns about policy provisions covering care for heat-related health complications common during summer months.
As coastal homeowners in West Palm Beach prepare for hurricane season, securing coverage that protects lifelong savings becomes essential. GreatFlorida Insurance: Brian Lariviere assists clients with long-term care insurance policies designed to cover assisted living or home health services. These policies provide financial options for those planning ahead in this vibrant retirement community. After reviewing a household’s current needs and future possibilities, the agent schedules an introductory consultation to discuss coverage tiers and policy features specific to the client’s situation.
South Florida Medicare Specialists serves individuals and families in West Palm Beach who are planning for future long-term care needs. The agency assists clients in evaluating insurance policies that help cover expenses from extended illness, disability, or aging. Their Long-Term Care Insurance Agent work focuses on explaining coverage options and comparing plan benefits to fit personal circumstances and budgets. By guiding customers through application processes and policy details, they help ensure financial security for later-life care. The firm also provides these services to residents in surrounding Palm Beach County communities.
EZ Access Insurance serves West Palm Beach and the surrounding communities of Palm Beach County. It handles long-term care insurance policies that help cover costs for nursing home care, assisted living, and home-based personal assistance. This company works with individuals and families exploring their options for protecting assets during extended health needs. It typically begins by reviewing a client’s financial situation and health history, then presents coverage options from several insurers for a direct comparison.
What Does a a Long-Term Care Insurance Agent in West Palm Beach Cost?
Long-term care insurance costs in Florida vary by age, health, and coverage level. A typical policy for a 55-year-old may cost between 150 and 300 dollars per month. For a 65-year-old, costs often range from 250 to 500 dollars per month. Partnership policies may have slightly higher premiums. This is general information, not insurance advice.
About long-term care insurance agents in West Palm Beach
A long-term care insurance agent in West Palm Beach helps residents plan for future care needs. Florida law requires agents to hold a valid license and follow specific disclosure rules under Florida Statute 627.9407. Agents can explain policies that cover home care, assisted living, and nursing facility costs in Palm Beach County.
Frequently Asked Questions
What does a long-term care insurance agent do in West Palm Beach?
An agent helps you compare policies from multiple insurers. They explain benefit triggers, elimination periods, and inflation protection options. They also ensure the policy meets Florida state requirements for tax qualification.
Does Florida have a long-term care partnership program?
Yes, Florida offers a Long-Term Care Partnership Program. This program allows policyholders to protect assets equal to the benefits paid out. Agents in West Palm Beach can help you choose a partnership-qualified policy.
What are the age and health requirements for long-term care insurance in Florida?
Most insurers require applicants to be between 18 and 84 years old. You must pass medical underwriting, which reviews your health history. Florida law allows a 30-day free look period after purchase to cancel for a full refund.
Long-Term Care Insurance Agents in Other Florida Cities
Altamonte Springs · Apopka · Belleview · Boca Raton · Bonita Springs · Boynton Beach · Bradenton · Brandon · Cape Coral · Casselberry · Clearwater · Clermont · Coconut Creek · Cooper City · Coral Gables