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Find Long-Term Care Insurance Agents Near You in Elizabethtown, KY

Browse long-term care insurance agents serving Elizabethtown, Kentucky. Updated 2026-07-14.

The top-rated long-term care insurance agent in Elizabethtown, Kentucky is Neil Atcher - State Farm Insurance Agent, rated 4.9 stars across 372 reviews. Other highly rated options include Mike Wyman - State Farm Insurance Agent, Kelly Ryan Cleaver - State Farm Insurance Agent, Rick Skeeters - State Farm Insurance Agent. This directory lists 22 long-term care insurance agents serving Elizabethtown.

Showing 22 long-term care insurance agents in Elizabethtown, KYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Neil Atcher - State Farm Insurance Agent230 Buford Ln Suite 104(270) 737-2255
2Mike Wyman - State Farm Insurance Agent2801 Ring Rd(270) 769-1511
3Kelly Ryan Cleaver - State Farm Insurance Agent3100 Ring Rd #109(270) 234-8200
4Rick Skeeters - State Farm Insurance Agent5003 N Dixie Hwy(270) 735-1641
5Unity Insurance Agency1507 N Dixie Hwy #116(270) 506-3957
6Chris Grinstead: Allstate Insurance112 N Mulberry St(270) 765-7129
7Shelter Insurance - Jamie Martin407 N Mulberry St(270) 766-1113
8Skees & Shipp Insurance1793 Leitchfield Rd(270) 769-1951
9Houchens Insurance Group410 Ring Rd(270) 737-2828
10Burris Insurance Agency - A Division of Independent Agents of KY240 W Dixie Ave Suite 1(270) 765-7774
NA
230 Buford Ln Suite 104
Neil Atcher - State Farm Insurance Agent
Long-Term Care Insurance Agent · Elizabethtown, KY

Neil Atcher - State Farm Insurance Agent serves the Elizabethtown, Kentucky area, providing long-term care insurance to local residents. Long-term care insurance helps protect savings by covering costs for services like nursing home care or in-home assistance during extended illness or disability. These policies assist individuals in planning for future needs that Medicare and standard health insurance do not fully address. The agency focuses on tailoring coverage to fit personal financial goals and health situations. It handles both traditional long-term care plans and hybrid life insurance policies that incorporate long-term care benefits.

MW
2801 Ring Rd
Mike Wyman - State Farm Insurance Agent
Long-Term Care Insurance Agent · Elizabethtown, KY

Mike Wyman - State Farm Insurance Agent in Elizabethtown, KY, provides a range of long-term care insurance services, including policy selection tailored to clients’ future needs. Ongoing service plans involve reviewing coverage options and assisting with benefit management as circumstances change. As a long-term care insurance agent, the company helps individuals plan for care expenses, protecting assets and ensuring access to necessary healthcare. It services the needs of local residents, including those in single-family homes, apartments, retail, and restaurants.

KR
3100 Ring Rd #109
Kelly Ryan Cleaver - State Farm Insurance Agent
Long-Term Care Insurance Agent · Elizabethtown, KY

Kelly Ryan Cleaver’s agency in Elizabethtown, KY serves homeowners and individuals planning for future health needs. As a long-term care insurance agent, the office helps clients understand policy options that cover extended medical and personal care services. This includes guidance on navigating coverage for nursing homes, assisted living, or in-home support tailored to local requirements. The agency also provides assistance for those in nearby Radcliff looking to protect assets and manage long-term health care costs.

RS
5003 N Dixie Hwy
Rick Skeeters - State Farm Insurance Agent
Long-Term Care Insurance Agent · Elizabethtown, KY

Serving Elizabethtown and the surrounding communities in Hardin County and central Kentucky, this agency handles long-term care insurance solutions for local residents. It provides coverage designed to help protect savings from the high costs of extended care at home, in assisted living, or in nursing facilities. The agency focuses on explaining policy features, such as benefit periods and inflation options, in straightforward terms. To handle a typical job, it conducts a personal review of each client’s financial situation and health history to tailor a plan that meets their future care needs.

UI
1507 N Dixie Hwy #116
Unity Insurance Agency
Long-Term Care Insurance Agent · Elizabethtown, KY

Unity Insurance Agency in Elizabethtown, KY, specializes in helping clients plan for long-term care needs through tailored policy options. It guides families in understanding how these policies can protect assets and cover in-home or nursing facility expenses. The agency assesses individual financial situations to find coverage that aligns with future care goals. As residents age or when health changes arise, this agent assists with reviewing or adjusting plans to address evolving support requirements—especially helpful when preparing for winter months that may increase the need for in-home assistance.

CG
112 N Mulberry St
Chris Grinstead: Allstate Insurance
Long-Term Care Insurance Agent · Elizabethtown, KY

Chris Grinstead: Allstate Insurance in Elizabethtown, KY, assists clients in distinguishing between one-time consultation services for immediate questions and recurring support to manage evolving care needs. The agency provides long-term care insurance coverage designed to help protect savings from the high costs of extended home health, assisted living, or nursing facility stays. Plans may address both in-home and facility-based care expenses for aging residents in the region. Service runs on a scheduled or as-needed basis according to each client's ongoing requirements.

SI
407 N Mulberry St
Shelter Insurance - Jamie Martin
Long-Term Care Insurance Agent · Elizabethtown, KY

Shelter Insurance - Jamie Martin provides general insurance services to residents and businesses in the Elizabethtown, Kentucky area, with a specialized focus on long-term care insurance coverage. The agency helps clients plan for future expenses related to extended healthcare needs that are not fully covered by standard health insurance. It offers guidance on policy options that can help protect personal savings and assets during retirement. Commercial services are available for various sectors, including offices, warehouses, and food service establishments.

SS
1793 Leitchfield Rd
Skees & Shipp Insurance
Long-Term Care Insurance Agent · Elizabethtown, KY
HI
410 Ring Rd
Houchens Insurance Group
Long-Term Care Insurance Agent · Elizabethtown, KY

When winter weather makes home visits challenging, many Elizabethtown families begin reviewing their coverage for potential long-term care needs. Houchens Insurance Group responds by offering personal consultations to help local residents navigate plan options that address future assisted living or home health expenses. Their work includes explaining policy benefits and helping compare carriers suited for Kentucky’s regulatory environment. A new client’s process typically involves scheduling an in-home or virtual meeting where the agent reviews existing documents and financial plans as an initial assessment step.

BI
240 W Dixie Ave Suite 1
Burris Insurance Agency - A Division of Independent Agents of KY
Long-Term Care Insurance Agent · Elizabethtown, KY
BI
620 Westport Rd
Bluegrass Insurance Services
Long-Term Care Insurance Agent · Elizabethtown, KY
(270) 769-5555
bluegrassinsurance.net
SI
950 N Mulberry St Ste 210A
Shelter Insurance - Thomas Hill
Long-Term Care Insurance Agent · Elizabethtown, KY
(270) 766-1196
shelterinsurance.com/CA/agent/THILL
AE
2914 Ring Rd
AAA Elizabethtown Insurance and Member Services
Long-Term Care Insurance Agent · Elizabethtown, KY
(270) 765-4109
ace.aaa.com/locations/Elizabethtown-42701-21521
KF
2915 Ring Rd
Kentucky Farm Bureau Insurance
Long-Term Care Insurance Agent · Elizabethtown, KY
(270) 737-7377
kyfb.com/hardin/insurance
AB
615 N Mulberry St Ste 205-1
Affordable Benefits Solutions
Long-Term Care Insurance Agent · Elizabethtown, KY
(270) 438-5630
affordablebenefitssolutions.com
KF
2909 Ring Rd
Kentucky Farm Bureau Regional Claims Office
Long-Term Care Insurance Agent · Elizabethtown, KY
(270) 765-4400
kyfb.com/contact-information/elizabethown-regional-claims-office
UT
1135 Leitchfield Rd
United Trust Insurance Co
Long-Term Care Insurance Agent · Elizabethtown, KY
(270) 451-2093
RI
600 N Miles St
R Insurance
Long-Term Care Insurance Agent · Elizabethtown, KY
(270) 235-6591
AE
950 N Mulberry St #160
Aflac - Elizabethtown District Office
Long-Term Care Insurance Agent · Elizabethtown, KY
(270) 900-0610
aflac.com
DI
620 Westport Rd
Duff Insurance Agency - Jacob Hazle, Agent
Long-Term Care Insurance Agent · Elizabethtown, KY
(270) 769-5547
duffinsurance.com
BL
950 N Mulberry St
Bankers Life and Casualty Company
Long-Term Care Insurance Agent · Elizabethtown, KY
(606) 240-1819
bankerslife.com
DI
64 Fowler Ln
The Duvall Insurance Group
Long-Term Care Insurance Agent · Elizabethtown, KY
(502) 416-6950

What Does a a Long-Term Care Insurance Agent in Elizabethtown Cost?

Long-term care insurance premiums in Kentucky vary by age health and benefit amount. A typical policy for a 55-year-old might cost between 150 and 300 dollars per month for a 165,000 dollar benefit pool with 3 percent inflation protection. Older applicants or those with health issues will pay more. This is general information not insurance advice.

About long-term care insurance agents in Elizabethtown

Long-term care insurance agents in Elizabethtown help residents plan for future care needs such as nursing home or home health services. Kentucky offers a Partnership for Long-Term Care program that allows policyholders to protect assets equal to the benefits paid. Agents in Elizabethtown can explain how these plans work with Kentucky Medicaid rules.

Frequently Asked Questions

What does a long-term care insurance agent in Elizabethtown do?

An agent helps you compare policies from multiple carriers and explains coverage for nursing homes assisted living and home care. They also guide you on Kentucky Partnership plans which offer asset protection. The agent does not sell medical advice but provides insurance options.

Is long-term care insurance tax deductible in Kentucky?

Premiums for qualified long-term care insurance may be deductible on your federal income tax as a medical expense. Kentucky follows federal guidelines for these deductions. An agent can show you how this applies to your specific tax situation.

What is the Kentucky Partnership for Long-Term Care program?

This program lets you keep assets equal to the benefits your policy pays if you later need Kentucky Medicaid. Policies must meet state standards and be sold by a certified agent. It helps Elizabethtown residents avoid spending down all savings.

Long-Term Care Insurance Agents in Other Kentucky Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each long-term care insurance agent's credentials and current standing with your state Department of Insurance.