The top-rated long-term care insurance agent in Florence, Kentucky is Rollins Insurance, rated 5.0 stars across 611 reviews. Other highly rated options include Broker Brothers & Co., Randy Watkins at Comparion Insurance Agency, Bob Boswell Jr - State Farm Insurance Agent. This directory lists 23 long-term care insurance agents serving Florence.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Rollins Insurance | 7000 Houston Rd STE 8 | (859) 781-7283 |
| 2 | Broker Brothers & Co. | 1521 Cavalry Dr Ste 201 | (859) 207-7738 |
| 3 | Randy Watkins at Comparion Insurance Agency | Executive Center, 500 Meijer Dr #207 | (859) 594-6697 |
| 4 | Bob Boswell Jr - State Farm Insurance Agent | 8162 Mall Rd | (859) 525-1460 |
| 5 | Amber Ison at Comparion Insurance Agency | Executive Center, 500 Meijer Dr #207 | (859) 594-6690 |
| 6 | C.K. Ash Insurance | 8620 US-42 | (859) 384-5200 |
| 7 | Shepherd Insurance | 234 Main St | (859) 371-7006 |
| 8 | Comparion Insurance Agency | Executive Center, 500 Meijer Dr #207 | (859) 371-0440 |
| 9 | Barnes Insurance Group | 7600 Dixie Hwy | (859) 586-8055 |
| 10 | Adkisson Insurance Agency | 1511 Cavalry Dr # 101 | (859) 341-2663 |
Rollins Insurance serves the Florence, Kentucky, and Boone County area as a long-term care insurance agent. It helps residents understand their options for covering future assisted living, nursing home, and home health care costs. The agency works to match individuals with policies that address their potential long-term care needs. Rollins Insurance handles policy comparisons and provides guidance on benefit structures tailored to local insurance regulations. Its services include evaluating different plan features and offering personalized consultations to families considering long-term care coverage.
Broker Brothers & Co. provides comprehensive long-term care insurance planning for residents in and around Florence, Kentucky. It offers initial policy consultations and individualized coverage assessments, followed by ongoing plan maintenance and annual policy reviews to adjust for changing healthcare needs or financial circumstances. The agency services single-family homes and apartments, as well as retail businesses and restaurants seeking benefit options for their key personnel.
Randy Watkins at Comparion Insurance Agency serves clients in Florence, Kentucky, and the surrounding communities of northern Kentucky and the greater Cincinnati area. The company handles long-term care insurance, helping individuals plan for future care needs that are not covered by standard health insurance or Medicare. It focuses on policies that can cover services like nursing home stays, assisted living, or in-home care. To handle a typical job, it evaluates a client’s current assets, their family health history, and their desired level of coverage before comparing available insurance options.
Bob Boswell Jr - State Farm Insurance Agent serves homeowners and prospective homebuyers in Florence, Kentucky, who are planning for extended care needs later in life. The agency helps clients understand policy options that cover assisted living, nursing home, or in-home support services. Long-term care insurance protects assets and provides financial flexibility during retirement years. Customers rely on professional guidance to select appropriate coverage levels for their individual situations. The agency also serves individuals and families in the nearby Union and northern Boone County areas of the Greater Cincinnati metro.
As winter approaches in Florence, many families begin planning for future healthcare needs, making reliable long-term care insurance essential. Amber Ison at Comparion Insurance Agency serves local residents by explaining policy options that cover extended in-home care or skilled nursing stays. With Kentucky’s growing senior population, the agency provides guidance on selecting suitable coverage and managing potential premium costs. Each new client can expect a thorough initial-assessment meeting to review current health status and financial priorities before any recommendations are made.
C.K. Ash Insurance specializes in long-term care insurance, helping clients in Florence, KY, plan for future personal and medical support needs. The agency also provides general guidance on policy options designed to cover costs not addressed by standard health coverage. It assists families with understanding coverage choices for in-home care or assisted living. As winter approaches, it helps clients evaluate policies that could cover recovery periods after seasonal falls or illnesses.
Shepherd Insurance provides financial guidance to individuals and families, focusing on long-term care insurance planning. Its agents help clients assess future needs for nursing home, assisted living, and in-home care coverage. Operating in Florence, Kentucky, the company addresses the growing demand for protection against rising care costs. By specializing in supplemental health coverage, it supports clients in preserving assets during extended illness or disability. These long-term care insurance services are available to local offices, warehouses, and food service operations seeking employee benefit options.
Comparion Insurance Agency in Florence, KY helps individuals understand the primary difference between one-time consultations and recurring service options when planning for long-term care coverage. The agency assists clients in selecting policies that address potential future needs for assistance with daily activities, whether through traditional or hybrid insurance products. Services are available on an as-needed basis, allowing clients to schedule appointments tailored to their specific planning requirements.
Barnes Insurance Group helps residents in Florence, Kentucky, secure coverage meant to protect savings from the high cost of extended care. They guide individuals through long-term care insurance options, assisting with plan selection for in-home or facility-based services. Their work concentrates on the local area and its surrounding communities. Long-term care insurance agents in this region typically meet with clients to explain policy details and adjust coverage as personal circumstances change. Regular check-ins between periodic consultations are a normal part of maintaining an appropriate plan.
What Does a a Long-Term Care Insurance Agent in Florence Cost?
Long-term care insurance agent services in Florence Kentucky typically do not charge a separate fee because agents earn commissions from insurance companies. Policy premiums vary widely based on your age health and coverage choices. A 55-year-old in Kentucky might pay between 150 and 300 dollars per month for a standard policy while older applicants pay more. This is general information not insurance advice.
About long-term care insurance agents in Florence
Long-term care insurance agents in Florence Kentucky help residents plan for future care costs including nursing home or home health services. Kentucky law requires agents to be licensed and to follow specific disclosure rules about policy benefits and inflation protection. Working with a local agent ensures you understand how Kentucky Partnership for Long-Term Care policies can help protect your assets.
Frequently Asked Questions
What does a long-term care insurance agent in Florence do?
A long-term care insurance agent helps you compare policies from different carriers and explains coverage options like daily benefit amounts and benefit periods. They also guide you through Kentucky specific rules such as the requirement for agents to provide a outline of coverage before you buy.
Are there Kentucky laws that affect long-term care insurance policies?
Yes Kentucky has laws that require policies to offer inflation protection and nonforfeiture benefits. The Kentucky Department of Insurance also mandates a 30-day free look period so you can cancel a policy for a full refund if you change your mind.
How do I choose a long-term care insurance agent in Florence?
Look for an agent who is licensed in Kentucky and has experience with long-term care policies. Ask about their familiarity with the Kentucky Partnership for Long-Term Care program which allows you to keep more assets if you need Medicaid later.
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