The top-rated long-term care insurance agent in Ann Arbor, Michigan is Tom Pelham - State Farm Insurance Agent, rated 5.0 stars across 548 reviews. Other highly rated options include Aaron Richards - State Farm insurance Agent, Heidi Kussurelis Insurance, Farmers Insurance - Julia Jakacki. This directory lists 24 long-term care insurance agents serving Ann Arbor.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tom Pelham - State Farm Insurance Agent | 2178 S State St Suite B | (734) 929-1818 |
| 2 | Aaron Richards - State Farm insurance Agent | 530 S Maple Rd | (734) 995-5052 |
| 3 | Heidi Kussurelis Insurance | 2405 S Main St | (734) 213-6736 |
| 4 | Farmers Insurance - Julia Jakacki | 323 S Main St Ste A | (734) 519-5489 |
| 5 | Ann Arbor Insurance Centre | 2755 Carpenter Rd | (734) 973-9444 |
| 6 | Lequana Robinson Insurance Agency | 2531 Jackson Ave #318 | (734) 585-5259 |
| 7 | Concept Insurance | 4884 S State Rd | (734) 369-9900 |
| 8 | Gallagher Insurance, Risk Management & Consulting | 305 E Eisenhower Pkwy #200 | (734) 662-3100 |
| 9 | Jordan Goebel - State Farm Insurance Agent | 3003 Washtenaw Ave Suite 5 | (734) 369-3867 |
| 10 | The Gordon Group Agency | 3376 Washtenaw Ave | (734) 677-1555 |
Tom Pelham – State Farm Insurance Agent serves Ann Arbor and surrounding Washtenaw County residents as a long-term care insurance agent. The agency helps clients plan for future care needs by offering policies that cover home care, assisted living, and nursing facility costs. Agents assess individual financial situations to recommend suitable coverage options based on each client’s goals. The firm guides families in Ann Arbor through policy selection, benefit structuring, and filing long-term care claims when care is needed.
Aaron Richards - State Farm Insurance Agent, located in Ann Arbor, MI, provides a range of long-term care insurance services focused on helping individuals plan for future care needs as they age. Its service plans include policy reviews and personalized consultations to explain coverage options and benefit structures. The agency also assists with coordinating claim submissions and adjusting coverage as personal circumstances evolve. These long-term care services are available for single-family homes, apartments, retail properties, and restaurants.
Homeowners and families in Ann Arbor, Michigan seeking to safeguard their assets for future care needs turn to Heidi Kussurelis Insurance for guidance. This long-term care insurance agent helps clients navigate policy options that cover expenses associated with aging or chronic illness. The firm also assists adult children planning care for their parents, ensuring financial stability during extended health events. Its services extend to neighboring communities throughout Washtenaw County, including Ypsilanti.
Serving the Ann Arbor, Michigan, area and its surrounding communities, this office handles long-term care insurance planning. It connects residents with policies designed to help cover the costs of extended care, such as nursing homes or in-home assistance, that are often not covered by standard health insurance. The agency works with clients to review their financial and personal circumstances before presenting available coverage options. For a typical job, it compares plan features from different carriers to help find a suitable fit for the client’s specific needs.
A long-term care insurance agent provides both one-time policy evaluations and recurring service options for managing existing coverage, helping individuals in and around Ann Arbor plan for potential future care needs. The company Ann Arbor Insurance Centre focuses on these long-term care arrangements, offering guidance on policy selection and benefit structures. Services typically operate on an as-needed basis, allowing clients to schedule consultations as their circumstances or questions regarding long-term care insurance arise.
Specializing in comprehensive long-term care insurance planning, Lequana Robinson Insurance Agency in Ann Arbor, Michigan assists clients in securing coverage for future custodial and home care needs. The agency provides guidance on policy selection and enrollment tailored to local retirement lifestyles. Understanding Medicare gaps, it addresses situations such as the need for in-home support after a seasonal injury or an unexpected acute illness, ensuring clients in the region can access necessary care without exhausting personal assets.
As Michigan residents face the high costs of extended care, planning ahead becomes essential. Concept Insurance serves the Ann Arbor area as a long-term care insurance agent, helping clients evaluate coverage options to protect savings and family resources. They assist individuals with understanding policy features and navigating the complexities of these plans. Meetings typically start with a confidential review of personal circumstances and financial goals, followed by a thorough inspection of existing policies or an initial-assessment step to identify suitable coverage gaps.
Gallagher Insurance, Risk Management & Consulting provides long-term care insurance agent services in the Ann Arbor, MI area, helping clients plan for future care needs. The agency focuses on policies that cover extended home health aide visits and assisted living facility expenses. It guides individuals through the process of assessing their potential long-term care requirements. The company can serve commercial sectors, including offices, warehouses, and food service operations.
Serving Ann Arbor residents, Jordan Goebel - State Farm Insurance Agent provides long-term care insurance guidance to help families prepare for future needs. Commercial coverage options are also available for local business owners. The agency serves clients throughout the Washtenaw County area. These policies help cover costs associated with assisted living, nursing care, or home health aides. Existing customers often return to discuss adjusting their plans as life circumstances change, with follow-up service offered between regular policy review visits.
The Gordon Group Agency is known for helping clients in Ann Arbor navigate the complexities of long-term care insurance planning. It provides comprehensive consultations focused on protecting assets and ensuring access to quality care options. The agency explains the essential features of different policy structures and premium considerations to local residents. As a full-service resource, it can also add on critical illness coverage to help manage additional health-related financial risks during a care period.
What Does a a Long-Term Care Insurance Agent in Ann Arbor Cost?
Long-term care insurance agent services in Michigan typically do not charge a separate fee because agents earn commissions from the insurance company. Policy premiums vary widely based on age health and coverage level. For a 55-year-old in Michigan a policy might cost between 100 and 300 dollars per month. Costs increase with age and health conditions. This is general information not insurance advice.
About long-term care insurance agents in Ann Arbor
Long-term care insurance agents in Ann Arbor help Michigan residents plan for future care needs. Michigan law offers the Michigan Partnership for Long-Term Care which provides dollar-for-dollar asset protection for policyholders. An agent can explain how these policies work with local care facilities in Washtenaw County.
Frequently Asked Questions
What does a long-term care insurance agent in Ann Arbor do?
An agent helps you compare policies from different carriers and explains coverage options. They also guide you on Michigan-specific programs like the Partnership for Long-Term Care which protects your assets.
Are there Michigan rules for long-term care insurance policies?
Yes Michigan requires policies to offer inflation protection and a 30-day free look period. Agents must follow state regulations on policy disclosures and suitability standards.
How do I choose a long-term care insurance agent in Ann Arbor?
Look for an agent licensed in Michigan with experience in long-term care products. Ask about their familiarity with local care costs and the Michigan Partnership program.
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