The top-rated long-term care insurance agent in Flint, Michigan is Security First Insurance Agency, Inc, rated 4.5 stars across 168 reviews. Other highly rated options include BGM Insurance Agency, Inc, L.A. Insurance, Al Bourdeau Insurance Agency. This directory lists 22 long-term care insurance agents serving Flint.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Security First Insurance Agency, Inc | 3526 Miller Rd G | (810) 732-5800 |
| 2 | BGM Insurance Agency, Inc | 1063 E Hill Rd | (810) 244-9200 |
| 3 | L.A. Insurance | 3676 E Court St | (810) 715-8000 |
| 4 | Al Bourdeau Insurance Agency | 3835 Davison Rd | (810) 742-3411 |
| 5 | Genesee Health Plan | 2171 S Linden Rd | (810) 232-7740 |
| 6 | Eve Insurance | 4508 Beecher Rd | (810) 733-0666 |
| 7 | iPROTECT Insurance & Financial Services, Inc. | 2044 Utley Rd Suite 3 | (810) 777-8887 |
| 8 | Blackmore Rowe Insurance | G-6235 Corunna Rd Suite H | (810) 720-8244 |
| 9 | Salib's Insurance Services | 5154 Miller Rd Ste H | (810) 767-5675 |
| 10 | PLPD Insurance - Flint | 1391 Bristol Rd | (810) 341-5077 |
Security First Insurance Agency, Inc serves the Flint, Michigan metro area and surrounding Genesee County as a long-term care insurance agent. The company helps individuals plan for future care needs by offering policies that cover nursing home stays, assisted living, and home health care. Clients receive personalized guidance on policy options to protect assets from high care costs. Security First handles policy comparisons and enrollment for long-term care insurance in this region.
BGM Insurance Agency, Inc serves individuals and families in the Flint area who are planning for future long-term care needs. The agency provides guidance on long-term care insurance policies, helping clients understand coverage options tailored to aging or chronic illness scenarios. Consultations focus on explaining policy benefits and costs. Their service area also extends to neighboring communities such as Burton and throughout Genesee County.
L.A. Insurance in Flint, Michigan distinguishes between long-term care policies purchased as a single, comprehensive plan and those structured with recurring service add-ons for evolving needs. Their coverage typically includes help with activities of daily living, such as bathing and dressing, as well as skilled nursing supervision. For residents planning future care, the agent explains the benefits and limitations of each policy option. Service runs on a one-time consultation basis, with appointments scheduled as needed for policy reviews or questions.
Al Bourdeau Insurance Agency provides long-term care insurance agent services to clients in Flint, Michigan. The agency helps individuals assess their future care needs and offers policy reviews to maintain coverage that adapts to changing health situations. It works with clients to understand plan options that can support nursing home, assisted living, or in-home care. The agency may assist with policy enrollment and benefit explanations to ensure clear communication. It services single-family homes, apartment dwellers, and small retail or restaurant businesses seeking coverage for themselves or their employees.
Serving Flint, Michigan, and the surrounding Genesee County communities, Genesee Health Plan assists clients with arranging long-term care insurance to help cover extended personal or healthcare needs. The firm evaluates individual situations to recommend suitable policy options for home care, assisted living, or nursing facility expenses. Its typical process involves reviewing a client’s financial landscape and health considerations, then comparing available coverage choices to balance future needs with immediate budget constraints.
Eve Insurance, based in Flint, MI, clarifies the difference between standalone long-term care policies that provide one-time benefit pools and hybrid policies offering recurring service options under linked life insurance or annuity riders. Their coverage helps area residents pay for assisted living, nursing homes, or in-home care. Service with this local agent typically runs on an as-needed basis to review changing health needs or adjust existing policy benefits as required.
Based in Flint, iPROTECT Insurance & Financial Services, Inc. specializes in helping individuals plan for the financial demands of extended care. The agency works to find suitable long-term care insurance coverage, which helps policyholders protect their savings and maintain independence. By analyzing personal needs, iPROTECT identifies policies that can cover future home health aides or nursing facility stays. These insurance services are available for small office settings, large commercial warehouses, and professional food service operations needing to offer benefit plan options.
Blackmore Rowe Insurance specializes in helping clients access long-term care insurance policies that protect savings from the high costs of extended care services in the Flint, Michigan area. The agency works with individuals and families to review coverage options for nursing homes, assisted living, and in-home support. With unpredictable health needs that change as people age, many local residents turn to this firm for guidance ahead of open enrollment periods or when a family member faces an upcoming care transition.
Salib’s Insurance Services specializes in long-term care insurance solutions for residents of Flint, Michigan. The agency guides clients through the complex process of selecting policies that help cover costs associated with assisted living, nursing homes, and home-based care. They assist individuals in evaluating their future health needs and comparing coverage options to protect personal assets. As retirement seasons approach or when family health situations change, this service helps families address the financial risks of extended care.
With Michigan winters bringing an increased risk of falls on icy driveways and slick sidewalks, the need for reliable long-term care coverage becomes especially urgent for Flint residents. PLPD Insurance in Flint works with individuals to explore policy options that address these potential future care costs while protecting personal savings. The team explains the differences between coverage types and helps compare benefits from multiple carriers. An agent begins the process by assessing a client’s current health status and financial situation during a confidential initial consultation.
What Does a a Long-Term Care Insurance Agent in Flint Cost?
Long-term care insurance agent services in Michigan typically do not charge a separate fee because agents earn commissions from the insurance company. Policy premiums vary widely based on age health and coverage level with annual costs often ranging from 1500 to 5000 dollars for a standard policy in Flint. This is general information and not insurance advice.
About long-term care insurance agents in Flint
Long-term care insurance agents in Flint Michigan help residents plan for future care costs like nursing homes or home health aides. Michigan law requires agents to be licensed and follow specific disclosure rules about policy benefits and inflation protection. Working with a local agent can help you understand how Michigan Medicaid rules interact with private insurance policies.
Frequently Asked Questions
What does a long-term care insurance agent in Flint do?
A Flint agent helps you compare policies from different insurers and explains coverage options for nursing homes assisted living and home care. They must follow Michigan insurance regulations including providing a detailed outline of coverage before you buy a policy.
What Michigan laws affect long-term care insurance?
Michigan requires insurers to offer inflation protection and nonforfeiture benefits on most policies. Agents must also give you a free look period of at least 30 days to cancel the policy for a full refund.
How do I choose a long-term care insurance agent in Flint?
Look for an agent licensed in Michigan with experience in long-term care products. You can verify their license through the Michigan Department of Insurance and Financial Services website.
Long-Term Care Insurance Agents in Other Michigan Cities
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