The top-rated long-term care insurance agent in East Lansing, Michigan is Meiers Lombardini Lemanski Insurance, rated 4.9 stars across 119 reviews. Other highly rated options include Joseph Dunn: Allstate Insurance, Hacker-King-Sherry Agency, Goosehead Insurance - Deborah Schultz. This directory lists 16 long-term care insurance agents serving East Lansing.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Meiers Lombardini Lemanski Insurance | 2760 E Lansing Dr #1 | (517) 351-9117 |
| 2 | Joseph Dunn: Allstate Insurance | 248 E Saginaw St | (517) 333-8500 |
| 3 | Hacker-King-Sherry Agency | 2205 Abbot Rd | (517) 337-6000 |
| 4 | Goosehead Insurance - Deborah Schultz | 1760 Abbey Rd Suite 222 | (517) 885-3795 |
| 5 | Brown-Pixley Insurance | 5665 Okemos Rd | (517) 339-8277 |
| 6 | Jackson National Life Insurance Company | 333 E Grand River Ave | (989) 303-3617 |
| 7 | Al Bourdeau Insurance Agency | 2660 E Grand River Ave | (800) 644-6030 |
| 8 | MEA Financial Services | 1216 Kendale Blvd | (517) 351-2122 |
| 9 | Mourer Foster Inc. | 300 W Lake Lansing Rd | (517) 371-2300 |
| 10 | Allstate-Lansing | 248 E Saginaw St | (517) 252-2041 |
Meiers Lombardini Lemanski Insurance serves the East Lansing, Michigan metro area as a long-term care insurance agency. The company provides guidance on policies designed to help individuals cover costs associated with extended care needs, including nursing home stays. Agents assist clients in understanding plan options and premiums for local facilities. The agency also handles claims assistance and policy comparisons for home-based care services.
Joseph Dunn: Allstate Insurance in East Lansing, MI, assists individuals in securing long-term care coverage to help prepare for future health needs. Services include policy selection guidance and periodic plan reviews to help maintain benefits in light of changing circumstances or care costs. Ongoing support is provided for claim navigation and policy adjustments to align with personal health goals. The agency serves local families residing in single-family homes, along with individuals living in apartments, those operating retail establishments, and owners of area restaurants.
Serving local residents, retirees, and families planning for future healthcare needs, Hacker-King-Sherry Agency provides long-term care insurance information and policy options. The agency helps clients evaluate coverage that can address expenses from assisted living, nursing home care, and in-home support. As an independent insurance agent in East Lansing, it assists individuals in understanding policy terms and comparing plans that fit their budget and care preferences. The agency also serves customers in neighboring communities throughout the Greater Lansing area, including Okemos and Haslett.
Goosehead Insurance - Deborah Schultz in East Lansing, MI advises on the difference between comprehensive long-term care policies that provide daily coverage and hybrid plans linking life insurance with care benefits. These offerings help clients plan for assisted living, home health aides, or nursing facility costs while protecting savings. The agent also reviews Medicare supplement coordination and inflation protection riders. Service runs on a scheduled basis, arranged by appointment for plan reviews and annual policy check-ins.
As winter arrives in East Lansing, many families begin considering how to manage the potential costs of extended care for aging parents. Brown-Pixley Insurance works with residents to explore long-term care insurance options that can help protect assets and maintain independence. Their agents clarify policy features, daily benefit amounts, and elimination periods in plain language. A typical first step involves a no-cost review of an individual’s current health picture and financial goals to recommend suitable coverage strategies.
Jackson National Life Insurance Company specializes in helping East Lansing residents secure long-term care insurance to protect assets from the costs of extended care. It provides general guidance on policy options including hybrid life-and-care plans, working with clients to evaluate coverage based on individual needs. The agent assists with applications, policy reviews, and claims navigation for in-home care or nursing facility stays. As winter approaches, it helps families plan for potential mobility challenges and increased need for home health aides.
Al Bourdeau Insurance Agency works with clients in the East Lansing, Michigan area to assess their financial preparation for future care needs. As a dedicated Long-Term Care Insurance Agent, the company specializes in advising on policies that help cover personal or home-based care. These plans address the costs often not included under standard health coverage, offering strategies to protect savings. The agency assists a range of commercial sectors, including offices, warehouses, and food service.
MEA Financial Services helps clients in East Lansing plan for the financial challenges of extended care needs by offering long-term care insurance policies. This insurance agent specializes in coverage options that protect personal savings against the high costs of assisted living and nursing home care. Business owners in the area can also safeguard their operations with policies tailored to cover employee or partner care needs. Their expertise extends to commercial sectors including offices, warehouses, and food service.
Mourer Foster Inc. serves clients throughout East Lansing and the surrounding mid-Michigan communities. It handles long-term care insurance policies designed to help cover the costs of assisted living, nursing homes, or in-home care. The agency carefully explains policy options and benefit structures to match each individual’s financial situation and health goals. For a typical case, it conducts a thorough needs assessment, then presents several coverage plans from multiple carriers so clients can compare and choose.
Allstate-Lansing provides long-term care insurance agent services to residential clients in East Lansing, MI, helping families plan for future care needs. Commercial coverage is also available for businesses seeking to protect their employees or partners from long-term care expenses. The agency serves the greater East Lansing area and surrounding communities, offering guidance on policy options and eligibility requirements. Clients can return for follow-up service between regular visits to adjust coverage as personal circumstances change or when new plan features become available.
What Does a a Long-Term Care Insurance Agent in East Lansing Cost?
Long-term care insurance premiums in Michigan vary based on age, health, and coverage level. For a 55-year-old, a typical policy may cost between $1,500 and $3,500 per year. Older applicants or those with health issues may pay higher rates. This is general information, not insurance advice.
About long-term care insurance agents in East Lansing
Long-term care insurance agents in East Lansing help residents plan for future care costs such as nursing homes or home health aides. Michigan law requires agents to be licensed by the state and follow specific disclosure rules. These agents can explain how Michigan Partnership policies work to protect assets while qualifying for Medicaid.
Frequently Asked Questions
What does a long-term care insurance agent in East Lansing do?
An agent helps you compare policies from different carriers, explains coverage options, and guides you through the application process. They also advise on Michigan-specific rules like the 60-day free look period for new policies.
Is long-term care insurance required in Michigan?
No, Michigan does not require long-term care insurance. However, many people buy it to protect savings from high care costs. Agents can explain how a policy may help you qualify for the Michigan Long-Term Care Partnership program.
How do I choose a long-term care insurance agent in East Lansing?
Look for an agent who is licensed in Michigan and has experience with long-term care products. Ask about their knowledge of Michigan Partnership policies and whether they represent multiple insurance companies.
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