The top-rated long-term care insurance agent in Grand Rapids, Michigan is The Brouwers Agency, LLC, rated 4.9 stars across 873 reviews. Other highly rated options include Boer Insurance Group, Chief Insurance Services, Stedman Insurance Agency Inc.. This directory lists 35 long-term care insurance agents serving Grand Rapids.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | The Brouwers Agency, LLC | 1925 Breton Rd SE STE 110 | (616) 891-0123 |
| 2 | Boer Insurance Group | 2535 5 Mile Rd NE | (616) 363-7766 |
| 3 | Chief Insurance Services | 2828 Kraft Ave SE Ste 104 | (616) 600-8444 |
| 4 | Stedman Insurance Agency Inc. | 508 28th St SW | (616) 538-9911 |
| 5 | Warsen Insurance Agency, Inc. | 6700 Division Ave S | (616) 455-7510 |
| 6 | Insurance Advantage Agency | 5234 Plainfield Ave NE suite c | (616) 458-2929 |
| 7 | West Michigan Insurance, Inc. | 56 Cesar E. Chavez Ave SW Suite 300 | (616) 866-3180 |
| 8 | Scott Southland - State Farm Insurance Agent | 1063 4 Mile Rd NW #100 | (616) 784-0588 |
| 9 | Inszone Insurance Services | 4081 Cascade Rd SE Suite 300 | (616) 451-3300 |
| 10 | Insurit Agency | 620 Century Ave SW Suite 130 | (616) 271-6262 |
The Brouwers Agency, LLC serves the Grand Rapids, Michigan area as a long-term care insurance agency. It helps individuals and families plan for the financial costs associated with extended care needs. The agency assists clients in evaluating different policy options and coverage levels for services such as home care and assisted living facility stays. It guides clients through understanding policy benefits and navigating eligibility requirements for care in this region.
Serving individuals and families in Grand Rapids, Michigan, Boer Insurance Group specializes in connecting clients with long-term care insurance policies designed to protect assets against the high costs of extended care. The agency helps its customers evaluate coverage options for nursing homes, assisted living, or in-home care services. It assists with comparing plans to address future care needs while preserving retirement savings. Boer Insurance Group also serves clients in nearby Kentwood and the greater Grand Rapids metro area.
Chief Insurance Services in Grand Rapids, Michigan, is known for helping clients plan for future care needs through long-term care insurance policies. Its service range includes assessing individual health risks and financial circumstances to recommend appropriate coverage options. The agency explains policy features such as benefit periods, daily limits, and inflation protection, while also outlining how these plans can safeguard retirement assets. For those seeking additional peace of mind, the firm often helps integrate life insurance policies that include long-term care riders as a practical add-on.
Stedman Insurance Agency Inc. specializes in long-term care insurance for clients in the Grand Rapids area, offering guidance on policies that help cover the costs of assisted living, nursing homes, or home-based care. It assists individuals in evaluating their current plans or exploring new coverage options. The agency helps people prepare for the potential financial impact of extended care needs, which can become a particular concern during winter months when mobility issues or seasonal illnesses may increase the risk of requiring care services.
Warsen Insurance Agency, Inc. specializes exclusively in long-term care insurance planning for residents in the Grand Rapids, Michigan area. The agency provides clients with detailed policy comparisons and personalized guidance to protect assets from the high costs of nursing homes, assisted living, or in-home care. It works with individuals to navigate complex coverage options and eligibility requirements. As seasonal illnesses like flu or winter weather increase the risk of accidents and hospital stays, the agency helps Michigan seniors reassess their plans to ensure coverage is adequate for unexpected health events.
Insurance Advantage Agency provides guidance on long-term care insurance options for individuals and families in Grand Rapids, Michigan. The agency specializes in policies that address extended health needs, including assistance with daily living activities and future care planning. Its advisors help clients compare coverage related to in-home care, assisted living, and nursing facility expenses. The agency can serve the needs of businesses such as offices, warehouses, and food service operations.
As retirement draws near, many in West Michigan begin planning for potential long-term care costs. West Michigan Insurance, Inc., based in Grand Rapids, provides guidance on policies designed to cover in-home care or nursing facility expenses. The agent helps clients compare premiums, benefit periods, and inflation protection options to match their personal finances. They review how such coverage fits alongside Medicare and existing health plans. The process begins with an initial assessment of each client’s current health status, savings, and long-term goals.
Scott Southland - State Farm Insurance Agent in Grand Rapids, Michigan offers long-term care insurance services to residential clients in the area. The agency also provides commercial coverage policies tailored for local business needs. Services extend throughout the Grand Rapids region and surrounding communities. Clients commonly return to the office after regular check-ins to update their coverage as personal or financial circumstances evolve.
Inszone Insurance Services is known for guiding Grand Rapids residents through the complexities of Long-Term Care Insurance. The agency helps clients assess their future care needs and select appropriate policies that cover in-home assistance, assisted living, or nursing facility costs. It works with multiple carriers to offer a range of plan features, including inflation protection and shared care options. A specialty service it can provide is adding a hybrid life insurance policy with a long-term care rider.
What Does a a Long-Term Care Insurance Agent in Grand Rapids Cost?
Long-term care insurance costs in Michigan vary by age health and benefit amount. A typical policy for a 55 year old might cost between 150 and 300 dollars per month. For a 65 year old the same coverage could range from 250 to 500 dollars monthly. These are estimates and your actual premium will depend on your specific situation. This is general information and not insurance advice.
About long-term care insurance agents in Grand Rapids
Long-term care insurance agents in Grand Rapids help Michigan residents plan for future care costs. Michigan law offers the Michigan Partnership for Long-Term Care program which allows policyholders to protect assets while qualifying for Medicaid. A local agent can explain how these state-specific policies work and help you compare plans from different carriers.
Frequently Asked Questions
What does a long-term care insurance agent in Grand Rapids do?
A long-term care insurance agent helps you find and apply for policies that cover nursing home care home health care and assisted living. They explain policy features like benefit periods and inflation protection. Agents in Grand Rapids are familiar with Michigan specific programs such as the Michigan Partnership for Long-Term Care.
How does the Michigan Partnership for Long-Term Care affect my policy?
The Michigan Partnership is a state program that allows you to keep more assets if you later need Medicaid. To qualify you must buy a Partnership approved policy from a licensed agent. An agent in Grand Rapids can show you which policies meet these requirements.
Are there time limits for buying long-term care insurance in Michigan?
There are no state time limits for purchasing a policy but premiums are lower when you buy at a younger age. Michigan law requires a 30 day free look period after you receive the policy. You can cancel within that time for a full refund.
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