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Long-Term Care Insurance Agents in Highland, MI

Compare long-term care insurance agents in Highland. Review contact information and insurance categorys before you decide.

13 agents listed
Updated May 2026
Highland, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 13 long-term care insurance agents in Highland, MI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Safeco Insurance
2753 S Milford Rd, Highland, MI 48357
(248) 617-2187 insurance-agent.safeco.com
RAM Insurance & Financial Service
141 N Milford Rd #101, Highland, MI 48357
(248) 714-5102 ramfinancialservices.com
Peterson Insurance Services
212 S Milford Rd, Highland, MI 48357
(248) 887-8903
Array Insurance Group
1641 S Milford Rd Suite C-101, Highland, MI 48357
(248) 215-2983 arrayins.com
A+ Insurance : Kujala Insurance Agency
206 Highland Rd # 100, Highland, MI 48357
(248) 887-2121 kujalainsurance.com
Citizens Insurance - Schoen Insurance Agency
2753 S Milford Rd, Highland, MI 48357
(248) 782-8396 schoenagency.com
The Insurance Guys
1631 S Milford Rd, Highland, MI 48357
(877) 467-4897
Foremost Insurance - Schoen Insurance Agency
2753 S Milford Rd, Highland, MI 48357
(248) 985-9480 schoenagency.com
Travelers Insurance
2753 S Milford Rd suite b, Highland, MI 48357
(248) 617-7399 schoenagency.com
AAA Insurance Michigan
2753 S Milford Rd Suite B, Highland, MI 48357
(248) 940-3218 schoenagency.com
HealthMarkets Insurance - Michael Peters
3150 Middle Rd, Highland, MI 48357
(248) 939-2935 healthmarkets.com
Oakland County Insurance Agency
2753 S Milford Rd, Highland, MI 48357
(248) 781-3233 progressiveagent.com
Huron Valley Insurance Serives
445 W Livingston Rd, Highland, MI 48357
(248) 997-4808 huronvalleyinsurance.com

Long-term care insurance agents in Highland, Michigan help residents plan for future care costs such as nursing homes or home health aides. Michigan law does not require long-term care insurance but agents can explain how policies interact with Medicaid and other state programs. Working with a local agent ensures you understand Michigan-specific rules like the Partnership for Long-Term Care program.

What Does a Long-Term Care Insurance Agent in Highland Cost?

Long-term care insurance premiums in Michigan vary widely based on age, health, and coverage amount. A typical policy for a 55-year-old in Highland might cost between $1,500 and $3,000 per year. Older applicants or those with health issues may pay significantly more. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a long-term care insurance agent in Highland do?
A long-term care insurance agent helps you compare policies from different companies and explains coverage details. They guide you through Michigan-specific options such as inflation protection and benefit triggers. The agent does not provide legal advice but can help you choose a plan that fits your budget.
Are there Michigan laws that affect long-term care insurance?
Yes, Michigan has a 30-day free look period where you can cancel a new policy for a full refund. The state also requires agents to offer inflation protection and nonforfeiture benefits. Michigan participates in the Partnership program which allows policyholders to protect assets from Medicaid spend-down requirements.
How do I choose a long-term care insurance agent in Highland?
Look for an agent licensed in Michigan with experience in long-term care policies. Ask about their familiarity with Highland-area care costs and Michigan regulations. You can verify an agents license through the Michigan Department of Insurance and Financial Services.