The top-rated long-term care insurance agent in Holt, Michigan is David Bevins - State Farm Insurance Agent, rated 4.8 stars across 178 reviews. Other highly rated options include The Kyle Frizzell Agency, Harkins Insurance Agency -Farm Bureau, Holt Senior Care & Rehab Center. This directory lists 12 long-term care insurance agents serving Holt.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | David Bevins - State Farm Insurance Agent | 2375 Cedar St Ste D | (517) 694-2311 |
| 2 | The Kyle Frizzell Agency | 2129 N Aurelius Rd | (517) 694-8126 |
| 3 | Harkins Insurance Agency -Farm Bureau | 2385 Delhi Commerce Dr Suite 5 | (517) 694-8125 |
| 4 | Holt Senior Care & Rehab Center | 5091 W Willoughby Rd | (517) 694-2144 |
| 5 | Craft Care Homes Inc. | 1800 Cedar St | (517) 694-3873 |
| 6 | PD Insurance Agency LLC. | 2385 Delhi Commerce Dr suite 1-B | (517) 455-7081 |
| 7 | The Oasis of Holt | Senior Living in Michigan | 1761 Cedar St | (517) 760-8764 |
| 8 | Holt Friendly Home, LLC | 1365 N Eifert Rd | (517) 694-4667 |
| 9 | Holt & Dimondale Agency | 2491 Cedar Park Dr | (517) 694-0149 |
| 10 | Great Lakes State Agency Holt | 1969 Cedar St | (517) 669-0467 |
David Bevins - State Farm Insurance Agent provides long-term care insurance services to the Holt, MI, area and surrounding communities. The agency helps clients plan for the potential costs of extended custodial care, which can arise from aging or chronic illness. This coverage is designed to protect personal savings and provide access to necessary care settings. In particular, the agency assists individuals with evaluating policies that cover in-home care assistance and nursing facility services.
The Kyle Frizzell Agency in Holt, MI, helps individuals plan for the financial impact of extended personal care needs by offering policy consultations and needs assessments for long-term care coverage. It also assists clients with policy options such as hybrid or traditional plans that provide flexible benefits for future care scenarios. The agency services single-family homes, apartments, retail outlets, and local restaurants, ensuring that residents and business owners in the area have access to necessary financial protection.
Serving Holt, Michigan, and the surrounding communities, Harkins Insurance Agency - Farm Bureau handles long-term care insurance needs for local residents. This type of coverage helps individuals prepare for the financial impact of extended care services, whether at home or in a facility. The agency works with clients to review policy options that address potential future care costs. To handle a typical job, the agent first discusses a client’s personal situation and financial goals, then presents plan choices that fit those needs.
Seniors and their families in the Holt area who are planning for future medical expenses turn to the Holt Senior Care & Rehab Center for long-term care insurance guidance. Agents here help clients understand policy options covering nursing home stays, assisted living, and home-based personal care. They provide straightforward consultations on the financial risks of extended care needs. Practical advice is offered on how these policies can protect retirement savings. This office serves residents throughout Greater Lansing, including the neighboring community of Okemos.
Helping families prepare for future care costs, a long-term care insurance agent distinguishes between single-payment life insurance hybrid policies and recurring premium traditional policies. Craft Care Homes Inc. in Holt, MI, assists clients in selecting appropriate coverage based on personal health and financial situations. The agency organizes application paperwork for policies addressing nursing home, assisted living, and home health care expenses. Their services are available on an as-needed basis for specific policy reviews or new plan setups.
PD Insurance Agency LLC. specializes in helping clients secure long-term care insurance to cover nursing home care, assisted living, and home health services. Based in Holt, MI, the agency guides families through plan selection, policy comparisons, and the application process to ensure future care expenses are managed responsibly. It addresses common concerns about protecting savings from rising healthcare costs. As winter approaches, the agency assists clients in reviewing coverage for potential changes in care needs due to seasonal illnesses or mobility challenges.
As Michigan winters arrive with ice and snow, Holt residents often worry about slips, falls, and unexpected health declines. The Oasis of Holt | Senior Living in Michigan guides families through long-term care insurance options. Local agents explain policy benefits specific to assisted living and nursing needs, helping seniors secure coverage against rising care costs. Each consultation focuses on personal risk factors and existing plans. An initial in-person assessment begins with a review of current coverage and facility preferences.
Holt Friendly Home, LLC serves the Holt, Michigan area by aiding residents in securing long-term care insurance coverage. The company also assists local business owners with commercial coverage options tailored to their professional needs. As a long-term care insurance agent, the company evaluates individual circumstances to recommend suitable policies. Clients can return for policy reviews or adjustments to their plans during regular visits, ensuring their coverage continues to meet changing health requirements over time.
Holt & Dimondale Agency works in the long-term care insurance field, helping clients prepare for future custodial and nursing needs. This Holt, MI firm focuses on policies that cover extended care, including adult daycare and home health aide services. They assist individuals in planning for potential coverage of assisted living facilities and skilled nursing home stays. Their services can be relevant for those operating office environments, managing warehouse operations, and overseeing food service establishments.
Great Lakes State Agency Holt, based in Holt, MI, is known for guiding clients through the complexities of long-term care insurance. The agency helps individuals and families evaluate coverage options suited to their future care needs in Michigan. Services generally include policy comparisons, benefit structure explanations, and assistance with application processes. Common concerns such as rising healthcare costs and asset protection are addressed during consultations. An added specialty this agency can offer is personalized coordination with elder law attorneys for integrated estate and care planning.
What Does a a Long-Term Care Insurance Agent in Holt Cost?
In Michigan, long-term care insurance agent services are typically commission-based, meaning you do not pay a separate fee for the agent. Policy premiums for a 55-year-old in Holt often range from 100 to 300 dollars per month for a 150-dollar daily benefit with three years of coverage. Costs increase with age and additional benefits like inflation riders. This is general information and not insurance advice.
About long-term care insurance agents in Holt
A long-term care insurance agent in Holt, Michigan can help you plan for future care needs while protecting your assets. Michigan law offers the Partnership for Long-Term Care program, which allows policyholders to qualify for Medicaid without spending down all assets. An agent familiar with Holt and Ingham County can explain how local care costs and Michigan regulations affect your coverage choices.
Frequently Asked Questions
What does a long-term care insurance agent in Holt do?
A long-term care insurance agent in Holt helps you compare policies from different carriers, explains Michigan-specific options like the Partnership program, and guides you through underwriting. They also assist with claims and policy changes after purchase.
How does the Michigan Partnership for Long-Term Care affect my policy?
The Michigan Partnership program lets you keep more assets if you later need Medicaid, as long as your policy meets state standards. An agent can show you which policies qualify and how asset protection works under Michigan law.
What factors influence the cost of a long-term care policy in Holt?
Costs depend on your age, health, benefit amount, and inflation protection. Michigan average premiums for a 55-year-old range from 100 to 300 dollars per month for a basic policy. Rates vary by carrier and coverage level.
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