The top-rated long-term care insurance agent in Jackson, Michigan is David Giesen - State Farm Insurance Agent, rated 4.9 stars across 301 reviews. Other highly rated options include Joe Munie - State Farm Insurance Agent, The Craft Agency, Inc., Kevin Winter - State Farm Insurance Agent. This directory lists 20 long-term care insurance agents serving Jackson.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | David Giesen - State Farm Insurance Agent | 1030 Lawrence Ave Suite 1 | (517) 787-0165 |
| 2 | Joe Munie - State Farm Insurance Agent | 107 S Dettman Rd | (517) 787-2770 |
| 3 | The Craft Agency, Inc. | 2533 Spring Arbor Rd | (517) 787-0077 |
| 4 | Kevin Winter - State Farm Insurance Agent | 954 W Monroe St | (517) 782-6944 |
| 5 | Walton Insurance Group | 2929 Spring Arbor Rd | (517) 787-2600 |
| 6 | Richmond Agency | 833 Lawrence Ave # A | (517) 788-9130 |
| 7 | Barker Weber Insurance Agency | 2501 Spring Arbor Rd | (517) 783-2608 |
| 8 | Brandon Warner - State Farm Insurance Agent | 2504 Spring Arbor Rd | (517) 768-8920 |
| 9 | Anderson Insurance Agency, Inc | 611 Wildwood Ave | (517) 782-9700 |
| 10 | Allstate Insurance: The Lange Agency LLC | 1415 Clinton Rd | (517) 257-5062 |
David Giesen - State Farm Insurance Agent serves the Jackson, Michigan area as a long-term care insurance agent. The agency helps local residents evaluate options for covering extended nursing, assisted living, or home-based care needs. Clients often work with the agent to review policy features regarding daily benefit amounts and benefit periods. The office also provides guidance on inflation protection riders and how long-term care insurance fits into overall retirement planning. Specific services include policy comparison consultations and assistance with personal needs assessments for Jackson clients.
Joe Munie - State Farm Insurance Agent in Jackson, MI, provides long-term care insurance services designed to help individuals plan for future assisted living or in-home care needs. The agency assists clients in understanding policy options that can help protect savings and provide coverage for extended care requirements. Regular policy reviews are offered to ensure coverage remains aligned with changing health circumstances. This local agent services single-family homes, apartments, retail, and restaurants.
The Craft Agency, Inc. serves Jackson, Michigan, and the surrounding communities, focusing exclusively on long-term care insurance to help clients protect assets from the high costs of extended care. The agency handles individual policies and assisted living facility coverage needs. For each client, it employs a needs-based approach, conducting a thorough review of personal health and financial situations to provide tailored policy recommendations.
Kevin Winter - State Farm Insurance Agent serves local residents and families looking to secure future care needs through long-term care insurance policies. His agency assists clients in understanding coverage options that help protect savings from the high costs of extended medical or custodial care. Services include personalized policy reviews and guidance on selecting suitable plans based on individual health and financial situations. The office is located in Jackson, MI, and also extends its coverage assistance to surrounding areas including nearby Grass Lake.
Walton Insurance Group, based in Jackson, MI, assists clients in distinguishing between a one-time policy purchase and recurring premium payment options for long-term care protection. This difference directly impacts how coverage funds future assistance with daily living activities like bathing or dressing. Comparing these paths helps residents plan for the financial risk of needing extended care in their own home or a facility. Service appointments are scheduled on an as-needed basis to review individual needs and adjust policy details accordingly.
Richmond Agency specializes in helping clients navigate long-term care insurance options to protect assets and ensure access to quality care in Jackson, Michigan. The agency provides personalized consultations to individuals and families, assessing coverage needs and explaining policy details in plain terms. It assists with comparing plans from multiple insurers to find suitable solutions. As winter approaches, it helps clients review policies that may address seasonal concerns such as preparing for potential increases in home care needs during colder months.
As Jackson residents begin planning for their later years, securing coverage for potential extended care needs becomes a practical concern. Barker Weber Insurance Agency helps local families navigate long-term care insurance options tailored to their circumstances. The agency reviews available policies and benefit structures that can support home health or facility care. Their straightforward approach focuses on matching individuals with appropriate coverage for future medical and personal assistance costs. A prudent first step is to contact the agency to schedule a confidential consultation reviewing current health status and financial goals.
Brandon Warner - State Farm Insurance Agent in Jackson, MI, provides personal insurance solutions with a focus on long-term care insurance coverage. This agent helps clients plan for future healthcare needs, offering policies that can protect savings and provide access to necessary services. The office serves a range of commercial sectors, including offices, warehouses, and food service establishments, tailoring long-term care options to the unique demands of their employees and business operations.
Anderson Insurance Agency, Inc serves residents in Jackson, Michigan with long-term care insurance policies tailored to individual needs. The agency also addresses commercial coverage requirements for local businesses in the area. Their team works with clients to navigate options for protecting assets against the rising costs of extended care. Services are available throughout Jackson and the surrounding communities. After an initial policy enrollment, the agency remains available to adjust coverage as circumstances change and to assist with questions or claims during regular follow-up visits.
Allstate Insurance: The Lange Agency LLC in Jackson, MI, is known for providing long-term care insurance agent services to local residents. Its offerings help individuals plan for future care needs, assisting with policy selection and coverage options. The agency serves clients across the area, guiding them through the complexities of long-term care planning. A specialty service it can add on is coordinating insurance coverage with existing retirement and health plans.
What Does a a Long-Term Care Insurance Agent in Jackson Cost?
Long-term care insurance agent services in Michigan typically do not charge a separate fee because agents earn commissions from the insurance company. Policy premiums vary widely based on your age, health, and coverage level. For a 55-year-old in Jackson, a policy might cost between $1,500 and $3,000 per year. Costs are higher for older applicants or those with health issues. This is general information, not insurance advice.
About long-term care insurance agents in Jackson
A long-term care insurance agent in Jackson, Michigan can help you understand policy options that cover nursing home care, home health care, and assisted living. Michigan law requires agents to be licensed and to follow specific disclosure rules when selling policies. Working with a local agent ensures you get coverage that fits your needs and budget.
Frequently Asked Questions
What does a long-term care insurance agent in Jackson do?
An agent helps you compare policies from different insurers, explains benefit triggers, and guides you through the application process. They also inform you about Michigan partnership programs that offer asset protection if you use all your policy benefits.
Are there Michigan-specific rules for long-term care insurance?
Yes, Michigan has a 30-day free look period where you can cancel a policy for a full refund. Agents must also provide a shopping guide and outline of coverage before you buy. These rules protect consumers in Jackson and across the state.
How do I choose a long-term care insurance agent in Jackson?
Look for an agent who is licensed in Michigan and experienced with long-term care policies. Ask about their familiarity with local care costs and the Michigan Partnership for Long-Term Care. Check their credentials with the Michigan Department of Insurance and Financial Services.
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