The top-rated long-term care insurance agent in Okemos, Michigan is Peninsula Insurance Services, rated 4.8 stars across 516 reviews. Other highly rated options include Arnouts Insurance Agency, Dan Benjamin - State Farm Insurance Agent, Tony F Dalessandro Jr - State Farm Insurance Agent. This directory lists 20 long-term care insurance agents serving Okemos.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Peninsula Insurance Services | 3695 Okemos Rd | (517) 347-2424 |
| 2 | Arnouts Insurance Agency | 4451 Okemos Rd | (517) 347-1466 |
| 3 | Dan Benjamin - State Farm Insurance Agent | 2133 University Park Dr #200 | (517) 325-9789 |
| 4 | Tony F Dalessandro Jr - State Farm Insurance Agent | 4780 Okemos Rd STE 3 | (517) 349-5520 |
| 5 | Acrisure Okemos, MI (Shinberg) | 2163 University Park Dr Suite 200 | (517) 337-8415 |
| 6 | Shawn Walker at Comparion Insurance Agency | 4750 Central Park Dr Ste D | (517) 512-6936 |
| 7 | BeneGuides | 1745 Hamilton Rd Suite 300 | (517) 939-1981 |
| 8 | Farm Bureau Insurance - Steve Berg | 2289 Sower Blvd suite a | (517) 381-8110 |
| 9 | MDA Insurance | 3657 Okemos Rd #100 | (517) 484-6765 |
| 10 | Great Lakes State Agency | 4787 Okemos Rd | (517) 394-4800 |
Peninsula Insurance Services serves Okemos and the surrounding Ingham County area, offering guidance on long-term care insurance policies to help residents plan for future care needs. The agency assists clients in understanding policy options that can protect assets and provide access to home care, assisted living, or nursing home services. Careful comparison of different coverage plans is provided to match individual health and financial situations. The firm handles both traditional stand-alone policies and hybrid life insurance with long-term care riders.
Arnouts Insurance Agency provides long-term care insurance services to residents of Okemos, Michigan. Its service plans help clients plan for future care needs, covering assistance with daily living activities and specialized support. The agency offers maintenance plans to adjust policies as circumstances change, ensuring coverage remains appropriate. These plans help protect personal savings and reduce financial burden during extended care periods. Arnouts Insurance Agency services properties including single-family homes, apartments, retail, and restaurants.
Dan Benjamin - State Farm Insurance Agent serves homeowners and families in Okemos, Michigan, who need guidance for protecting their assets through long-term care insurance. The agency explains various policy options that help cover costs of assisted living, nursing care, or home-based support services often not paid by standard health plans. It assists clients in reviewing coverage needs to prepare for future care expenses. The agency also works with individuals living in East Lansing and the greater Ingham County area.
Tony F Dalessandro Jr - State Farm Insurance Agent in Okemos, MI helps individuals explore long-term care insurance options, emphasizing the difference between one-time benefit plans that pay a lump sum and recurring service options that provide ongoing monthly payments for extended care. Coverage through this agency typically addresses needs such as nursing home stays, assisted living, or in-home support services. As an agent in this field, their work focuses on matching policy features to clients’ future care preferences. Consultations and policy service are available on an as-needed basis.
Acrisure Okemos, MI (Shinberg) serves clients in Okemos and the surrounding mid-Michigan communities, handling long-term care insurance needs for individuals and families. It assists with policies that help cover the costs of extended care services, such as home health aides or nursing facility stays. The company evaluates each client’s personal situation, financial goals, and health history to identify suitable coverage options. Its typical approach involves reviewing policy features and benefits to ensure alignment with the client’s long-term planning objectives.
Shawn Walker at Comparion Insurance Agency in Okemos, MI specializes in helping clients secure long-term care insurance policies to cover future personal care needs. The agency guides individuals through plan options and application processes, focusing on financial protection against rising care costs. It works with families and seniors to assess policy features that suit different budgets and health situations. As many retirees worry about depleting savings for home health aides or nursing facilities, this agent assists with planning before a health crisis occurs.
As Michigan families prepare for the next stage of aging, navigating insurance options becomes essential. BeneGuides, located in Okemos, helps older residents plan for future care expenses through long-term care insurance policies. Their process begins with understanding each person's health situation and financial goals. The agency then compares available coverage options tailored to this region's medical costs and regulatory environment. New clients begin with a personal consultation to review current healthcare circumstances and potential future needs. This initial assessment determines which policy structures best match individual retirement strategies and family support systems.
Farm Bureau Insurance - Steve Berg assists individuals in planning for potential long-term care needs, offering guidance on policies that help cover services not typically included by standard health or Medicare plans. The agency specializes in long-term care insurance agent services for clients in Okemos, Michigan. They work with professionals and businesses alike, structuring coverage solutions tailored to various commercial sectors, including offices, warehouses, and food service operations.
MDA Insurance provides long-term care insurance agent services to residents in Okemos, Michigan, and the surrounding area. The firm assists individuals in securing private coverage for extended care needs that are not typically covered by standard health insurance or Medicare. Their work focuses on helping clients plan for future personal care expenses through appropriate policy selection. Between regular visits or major policy renewals, they offer follow-up support to adjust coverage as personal circumstances change.
Great Lakes State Agency is known for guiding clients through the complexities of long-term care insurance planning. Serving the Okemos area, it helps individuals evaluate coverage options that address future care needs while protecting assets from rising medical costs. The agency works with clients to understand policy features such as daily benefit amounts, inflation protection, and elimination periods. Its service includes policy comparison and application assistance. For those requiring specialized planning, the agency can also consult on hybrid life insurance policies that combine a death benefit with long-term care coverage.
What Does a a Long-Term Care Insurance Agent in Okemos Cost?
Long-term care insurance costs in Michigan vary widely based on your age health and chosen benefits. For a 55 year old a policy with a 165 dollar daily benefit and 3 year term may cost between 2000 and 4000 dollars per year. Older applicants or those with health issues may pay more. This is general information not insurance advice.
About long-term care insurance agents in Okemos
A long-term care insurance agent in Okemos Michigan helps you plan for future care costs while protecting your savings. Michigan offers the Partnership for Long-Term Care program which allows you to keep more assets if you buy a qualifying policy. Agents in Okemos can explain how these state-specific plans work with local care facilities.
Frequently Asked Questions
What is the Michigan Partnership for Long-Term Care program?
This is a state program that lets you protect assets equal to the benefits paid by your policy. If you use 100000 dollars in benefits you can keep 100000 dollars in assets when applying for Medicaid. An agent in Okemos can help you find a qualifying policy.
How do I choose a long-term care insurance agent in Okemos?
Look for an agent licensed in Michigan with experience in long-term care policies. Ask about their knowledge of the Michigan Partnership program and whether they work with multiple insurance companies. A good agent will review your health history and financial goals before making recommendations.
What factors affect long-term care insurance costs in Michigan?
Costs depend on your age health benefit amount and inflation protection. Premiums also vary by insurance company and policy features. In Michigan the average annual premium for a 55 year old is about 2000 to 4000 dollars for a policy with 165000 dollars in benefits.
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