The top-rated long-term care insurance agent in Redford Township, Michigan is Kyndra Mitchell - State Farm Insurance Agent, rated 4.9 stars across 201 reviews. Other highly rated options include PD Dandnaik - State Farm Insurance Agent, L.A. Insurance, Goosehead Insurance Agency - Sana Baig. This directory lists 13 long-term care insurance agents serving Redford Township.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kyndra Mitchell - State Farm Insurance Agent | 26455 Eight Mile Rd | (313) 387-9497 |
| 2 | PD Dandnaik - State Farm Insurance Agent | 24300 Joy Rd | (313) 817-1000 |
| 3 | L.A. Insurance | 18960 Inkster Rd | (313) 538-2222 |
| 4 | Goosehead Insurance Agency - Sana Baig | 25200 Five Mile Rd Suite 303 | (248) 864-2300 |
| 5 | Goosehead Insurance - Alfonzo Spearman | 25245 Five Mile Rd Suite 4W | (313) 771-5586 |
| 6 | AAA Insurance - Moustafa Nasser Insurance Agency | 27338 Plymouth Rd | (313) 899-7888 |
| 7 | Steve Hale - State Farm Insurance Agent | 25810 Plymouth Rd | (313) 937-1111 |
| 8 | Christopher Thames: Allstate Insurance | 25890 Five Mile Rd | (313) 538-2300 |
| 9 | ANDERS INSURANCE AGENCY, INC | 26040 Five Mile Rd | (313) 286-3400 |
| 10 | Murphy-Goddard Agency, Inc. | 26075 Grand River Ave | (313) 535-1200 |
Kyndra Mitchell - State Farm Insurance Agent in Redford Township, Michigan, provides long-term care insurance services that help clients plan for future needs such as home care, assisted living, and nursing facility expenses. The agency offers policy review and maintenance plans to ensure coverage remains aligned with changing health care costs and personal circumstances. Regular check-ins help clients adjust their benefits as needed. The agent works with property owners of single-family homes, apartments, retail establishments, and restaurants to address their long-term care insurance requirements.
PD Dandnaik – State Farm Insurance Agent serves the Redford Township, Michigan, area as a local provider of long-term care insurance. This company assists individuals in planning for future care needs that are not covered by standard health insurance or Medicare. It helps clients develop financial strategies to protect assets that might otherwise be exhausted by extended care expenses. The agency focuses on policies that cover services such as in-home personal assistance and skilled nursing facility stays.
L.A. Insurance provides guidance on long-term care coverage for individuals and families in Redford Township, Michigan. It helps clients understand policy options suited to future care needs. Service plans include consultations to review existing coverage or explore new plans for health and asset protection. Maintenance support involves policy check-ins and assistance with claims filing. The agency offers its long-term care insurance expertise to those planning for home care, assisted living, or nursing facility expenses. It services individuals from single-family homes, independent living apartments, and residential communities.
Homeowners and families in Redford Township, Michigan, planning for future care needs turn to Goosehead Insurance Agency - Sana Baig for long-term care insurance guidance. The agency helps clients evaluate policy options that address potential costs of assisted living or in-home support. Services include reviewing benefit periods, daily coverage amounts, and inflation protection features to match individual budgets. Coverage recommendations often consider retirement assets and family health histories to create appropriate care strategies. The agency also serves residents in nearby Livonia and the greater Detroit metro area.
Goosehead Insurance - Alfonzo Spearman in Redford Township, MI, helps clients distinguish between long-term care policies offering one-time benefit payouts and those providing recurring monthly benefits for ongoing support. Coverage typically addresses home care, assisted living, or nursing facility costs depending on the chosen plan. The agent assists residents in evaluating policy features to match individual care needs and financial preferences. Service runs on a one-time, scheduled, or as-needed basis depending on the client's current stage of planning or policy review.
Specializing in long-term care insurance solutions, AAA Insurance - Moustafa Nasser Insurance Agency in Redford Township, MI, helps clients protect assets and plan for future care needs. Its general services include policy comparisons, coverage guidance, and personalized consultations to address individual health and financial situations. The agency assists with preparing for costs associated with aging, chronic illness, or disability. This support is especially valuable for residents navigating inflation impacts on future care expenses, helping families secure long-term financial stability when planning for potential needs in retirement.
Steve Hale - State Farm Insurance Agent serves Redford Township, Michigan, and the surrounding communities. It handles long-term care insurance policies designed to help cover the costs of extended care services. This agency works with individuals to understand their potential future needs for such coverage. The general approach it uses to handle a typical job involves reviewing a client's personal financial situation and discussing the available policy options that can provide financial protection against prolonged care expenses.
With winter driving conditions in Redford Township making mobility harder, planning for future care needs becomes a pressing concern. Christopher Thames: Allstate Insurance provides long-term care insurance guidance, helping local clients protect assets while preparing for potential home health or facility care costs. This company evaluates individual financial situations to recommend appropriate policy options, ensuring coverage aligns with Michigan’s specific care regulations and market trends. A typical first step involves scheduling a personalized risk assessment to review current coverage gaps and policy premiums.
Anders Insurance Agency, Inc. serves the Redford Township, Michigan area by helping individuals assess and plan for long-term care needs. The agency specializes in long-term care insurance, offering policies designed to cover expenses that standard health insurance and Medicare do not fully address. The company focuses on protecting clients from the high costs of extended care services, such as assisted living or in-home support. It can provide coverage options for professionals working in offices, warehouses, and food service establishments.
Murphy-Goddard Agency, Inc. serves individuals who are planning for potential long-term care needs and wish to protect their assets. The agency provides Long-Term Care Insurance Agent services to residents in Redford Township, helping them navigate policy options for future health and daily living costs. This work focuses on assessing client situations to recommend suitable coverage plans. The company extends its services to nearby Livonia, covering more of the western Detroit metro area.
What Does a a Long-Term Care Insurance Agent in Redford Township Cost?
In Michigan, long-term care insurance premiums vary widely based on age, health, and policy features. A typical policy for a 55-year-old may cost between 1,500 and 3,000 dollars per year, while older applicants pay more. Costs also depend on the daily benefit amount, benefit period, and inflation protection. This is general information, not insurance advice.
About long-term care insurance agents in Redford Township
Long-term care insurance agents in Redford Township, Michigan help residents plan for future care needs. Michigan law requires agents to be licensed by the state and follow specific disclosure rules under the Michigan Insurance Code. These agents can explain how policies cover home care, assisted living, and nursing home costs.
Frequently Asked Questions
What does a long-term care insurance agent in Redford Township do?
An agent helps you compare policies from different insurers and explains coverage for care at home, in assisted living, or in a nursing home. They must follow Michigan rules for policy illustrations and cannot make misleading promises about future benefits.
Are there Michigan laws that affect long-term care insurance?
Yes, Michigan requires a 30-day free look period for new policies and mandates that agents provide a detailed outline of coverage before you buy. The state also limits rate increases on certain partnership policies.
How do I choose a long-term care insurance agent in Redford Township?
Look for an agent who is licensed in Michigan and has experience with LTC policies. Ask about their knowledge of the Michigan Long-Term Care Partnership program, which offers asset protection for qualifying policies.
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