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HomeLong-Term Care Insurance AgentsMichigan › St Clair Shores

Find Long-Term Care Insurance Agents Near You in St Clair Shores, MI

Browse long-term care insurance agents serving St Clair Shores, Michigan. Updated 2026-07-14.

The top-rated long-term care insurance agent in St Clair Shores, Michigan is Sue Crowe - State Farm Insurance Agent, rated 4.9 stars across 357 reviews. Other highly rated options include Lakepointe Insurance Agency, Michigan Insurance and Financial Services, DDI Insurance Agency. This directory lists 17 long-term care insurance agents serving St Clair Shores.

Showing 17 long-term care insurance agents in St Clair Shores, MIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Sue Crowe - State Farm Insurance Agent31800 Harper Ave(586) 296-3800
2Lakepointe Insurance Agency25124 Jefferson Ave(586) 776-6990
3Michigan Insurance and Financial Services26503 Harper Ave(586) 218-5980
4DDI Insurance Agency24522 Harper Ave(313) 925-3216
5Joe Manzella Agency - Goosehead Insurance23000 Greater Mack Ave 2nd Floor, Suite 400(313) 314-6811
6Goosehead Insurance - Joe Manzella23000 Greater Mack Ave Suite 400(313) 314-2227
7Jeffery Torrice: Allstate Insurance22811 Greater Mack Ave Ste 214(313) 881-0200
8Farm Bureau Insurance - Paul Genaw23420 Greater Mack Ave C(586) 218-7795
9McDaid & Associates Inc29700 Harper Ave # 5(586) 415-7200
10DC Insurance Group26333 Jefferson Ave # 103(586) 774-6400
SC
31800 Harper Ave
Sue Crowe - State Farm Insurance Agent
Long-Term Care Insurance Agent · St Clair Shores, MI

Sue Crowe - State Farm Insurance Agent serves the St Clair Shores, Michigan area as a long-term care insurance agent. The company helps clients plan for future extended care needs such as nursing home stays or home health aide services. It provides consultation on policy options that cover costs of daily living assistance when aging or a chronic condition arises. This agency works with individuals to select plans that protect savings and assets from high care expenses. Its services include comparing policy benefits and assisting with applications for long-term care coverage.

LI
25124 Jefferson Ave
Lakepointe Insurance Agency
Long-Term Care Insurance Agent · St Clair Shores, MI

Lakepointe Insurance Agency in St. Clair Shores, MI, provides long-term care insurance to help clients plan for future healthcare needs. The agency guides customers through policy selection and assists with ongoing maintenance of existing plans. Claim support and policy reviews are included to ensure coverage remains appropriate over time. This agent serves homeowners, apartment dwellers, retail store proprietors, and restaurant operators seeking long-term care financial protection across the local area.

MI
26503 Harper Ave
Michigan Insurance and Financial Services
Long-Term Care Insurance Agent · St Clair Shores, MI

Located in St Clair Shores, MI, Michigan Insurance and Financial Services serves clients across the surrounding communities in southeastern Michigan. The agency handles the placement of long-term care insurance policies designed to help individuals prepare for future care needs. It focuses on explaining coverage options and benefit structures to clients. A typical engagement begins with an initial consultation to assess personal circumstances and financial goals, then proceeds to compare available plans from various carriers to find a suitable match for the client's specific situation.

DI
24522 Harper Ave
DDI Insurance Agency
Long-Term Care Insurance Agent · St Clair Shores, MI

DDI Insurance Agency in St Clair Shores, MI helps individuals choose between a one-time policy purchase for a lump-sum benefit or recurring premium payments that maintain coverage over many years. Their long-term care insurance products cover services such as nursing home stays, assisted living, and home health care, depending on the plan selected. Assistance in customizing a policy to fit personal needs and budgets is provided. Service is available on a one-time, scheduled, or as-needed basis, depending on the client’s preference for policy review or updates.

JM
23000 Greater Mack Ave 2nd Floor, Suite 400
Joe Manzella Agency - Goosehead Insurance
Long-Term Care Insurance Agent · St Clair Shores, MI

The Joe Manzella Agency - Goosehead Insurance in St Clair Shores, MI, specializes in helping clients secure long-term care insurance policies to protect savings from future care costs. It also assists with comparing plans, understanding policy details, and selecting appropriate coverage for varying budgets and needs. For older residents in the area, the agency serves as a resource for planning before retirement age or during annual open enrollment periods.

GI
23000 Greater Mack Ave Suite 400
Goosehead Insurance - Joe Manzella
Long-Term Care Insurance Agent · St Clair Shores, MI

As St. Clair Shores residents begin planning for the financial uncertainties of later life, the need for sufficient long-term care coverage becomes more pressing. Located locally, Goosehead Insurance - Joe Manzella assists individuals in navigating policies that protect assets against the rising costs of extended care. Their agency works closely with clients to evaluate their specific health needs and budget considerations. The process commonly begins with a thorough initial consultation to assess existing coverage gaps and personal long-term goals. This preliminary review then leads directly into comparing suitable policy options.

JT
22811 Greater Mack Ave Ste 214
Jeffery Torrice: Allstate Insurance
Long-Term Care Insurance Agent · St Clair Shores, MI

Jeffery Torrice: Allstate Insurance serves homeowners and individuals seeking financial protection, with a focus on long-term care insurance policies. These plans help clients cover costs associated with extended personal care or assisted living, supporting asset preservation and family stability. The agency assists residents in St Clair Shores, Michigan, by explaining available coverage options and tailoring plans to individual needs. General services include policy comparisons, enrollment assistance, and claims guidance for local customers. It also provides coverage solutions for neighboring communities throughout Macomb County.

FB
23420 Greater Mack Ave C
Farm Bureau Insurance - Paul Genaw
Long-Term Care Insurance Agent · St Clair Shores, MI

Farm Bureau Insurance - Paul Genaw is known in St Clair Shores, Michigan, for providing long-term care insurance agent services. The agency helps clients in the metro Detroit area plan for future care needs beyond standard health coverage. General protection strategies discussed include policies addressing nursing home stays and in-home support expenses. A specialty service it can add on is helping to coordinate a facility care transition plan with client savings goals.

MA
29700 Harper Ave # 5
McDaid & Associates Inc
Long-Term Care Insurance Agent · St Clair Shores, MI

McDaid & Associates Inc serves clients in the St Clair Shores area who are planning for future medical expenses. As a long-term care insurance agent, the company helps individuals understand policy options that cover extended care needs not typically paid for by health insurance. By exploring coverage for home care, assisted living, and nursing facility services, they assist with financial protection against high care costs. Their services are available to small office settings, distribution warehouses, and food service businesses seeking coverage for their staff or planning needs.

DI
26333 Jefferson Ave # 103
DC Insurance Group
Long-Term Care Insurance Agent · St Clair Shores, MI

DC Insurance Group, based in St Clair Shores, MI, provides long-term care insurance solutions for residents across the local area, helping individuals plan for future care needs. The agency also offers commercial coverage options for businesses seeking to protect employees and operations within the same service region. Guided by general industry practices, the team works to assess clients' personal circumstances and recommend appropriate policy structures. After an initial policy is secured, agents typically follow up to review coverage during regular intervals.

IH
24150 Little Mack Ave
Interstate Healthcare
Long-Term Care Insurance Agent · St Clair Shores, MI
(800) 419-5999
medmalquotes.com
MI
27735 Jefferson Ave
Montagne Insurance Agency
Long-Term Care Insurance Agent · St Clair Shores, MI
(586) 202-2887
DI
31750 Harper Ave
Davis Insurance Group Agency
Long-Term Care Insurance Agent · St Clair Shores, MI
(586) 944-2220
davisinsgrp.com
GI
22930 E 9 Mile Rd
Gallagher Insurance, Risk Management & Consulting
Long-Term Care Insurance Agent · St Clair Shores, MI
(586) 774-5300
locations.ajg.com/us/mi/saint-clair-shores/22930-nine-mile-road
EM
24220 Jefferson Ave # A
Eastern Michigan Agencies Inc
Long-Term Care Insurance Agent · St Clair Shores, MI
(586) 778-9900
emainsurance.com
GI
21731 Greater Mack Ave
Gardner Insurance
Long-Term Care Insurance Agent · St Clair Shores, MI
(586) 359-2286
thegardnerinsurance.com
PP
23409 Jefferson Ave STE 100B
Perry & Perry Insurance Group Inc.
Long-Term Care Insurance Agent · St Clair Shores, MI
(586) 774-5711

What Does a a Long-Term Care Insurance Agent in St Clair Shores Cost?

Long-term care insurance premiums in Michigan vary based on age, health, benefit amount, and policy features. For a healthy 55-year-old, a policy with a $150 daily benefit and a 3-year benefit period may cost between $1,500 and $3,000 per year. Costs increase with age and for those with health conditions. This is general information and not insurance advice.

About long-term care insurance agents in St Clair Shores

Long-term care insurance agents in St Clair Shores, Michigan help residents plan for future care costs while protecting assets. Michigan law offers the Michigan Long-Term Care Partnership program, which allows policyholders to keep assets equal to benefits paid. Agents guide clients through policy choices and state-specific rules to find suitable coverage.

Frequently Asked Questions

What does a long-term care insurance agent do in St Clair Shores?

An agent helps you compare policies from different carriers and explains coverage options like daily benefit amounts and elimination periods. They also inform you about Michigan Partnership policies that provide asset protection. Agents do not sell one specific product but present multiple choices.

Is long-term care insurance tax deductible in Michigan?

Premiums for qualified long-term care insurance may be deductible as a medical expense on your federal taxes if you itemize. Michigan follows federal guidelines for tax treatment. An agent can provide general information but you should consult a tax professional for your specific situation.

What is the Michigan Long-Term Care Partnership program?

This program allows you to keep assets equal to the amount of benefits your policy pays if you later need Medicaid. Policies must meet state standards and be certified by the Michigan Department of Insurance and Financial Services. An agent can explain how this works for St Clair Shores residents.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each long-term care insurance agent's credentials and current standing with your state Department of Insurance.