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Find Long-Term Care Insurance Agents in St Joseph, MI

Directory of long-term care insurance agents in St Joseph, Michigan. Verify credentials with the state department of insurance before hiring.

17 agents listed
Updated May 2026
St Joseph, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 17 long-term care insurance agents in St Joseph, MI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jaden Gebbink - State Farm Insurance Agent
500 Renaissance Dr Ste 105-A, St Joseph, MI 49085
(269) 932-4722 jadeninsurance.com
Todd Heeter - State Farm Insurance Agent
2600 Niles Ave, St Joseph, MI 49085
(269) 983-7171 letsgoheeter.com
Jason Vadney - State Farm Insurance Agent
4062 Red Arrow Hwy, St Joseph, MI 49085
(269) 408-8345 vadneyinsurance.com
The Batalis Agency - Farm Bureau Insurance
2396 S Cleveland Ave Box 917, St Joseph, MI 49085
(269) 983-0179 batalisagency.com
Nulty Insurance Agency
720 St Joseph Dr, St Joseph, MI 49085
(269) 983-7161 ciainsurancemi.com
IMS Insurance
501 Main St, St Joseph, MI 49085
(269) 983-7101 imsinsuranceagency.com
Metzger Insurance Agency
4146 M-139, St Joseph, MI 49085
(269) 429-3160 metzgerinsurance.net
The Blaszczyk Agency- Farm Bureau Insurance
2396 S Cleveland Ave, St Joseph, MI 49085
(219) 306-6187 farmbureauinsurance-mi.com
Saint Joseph, MI AAA Insurance Agency
2900 Niles Ave, St Joseph, MI 49085
(269) 982-5262 michigan.aaa.com
Ryan James Agency: Allstate Insurance
818 Ship St, St Joseph, MI 49085
(269) 684-5200 agents.allstate.com
Wallace Agency
206 Court St Suite B, St Joseph, MI 49085
(269) 932-7100 wallaceagency.com
Liskey / TRICOR Insurance
517 Broad Street, St Joseph, MI 49085
(269) 983-1644 liskeyinsurance.com
Farm Bureau Insurance - Resseguie Agency
2396 S Cleveland Ave, St Joseph, MI 49085
(269) 983-2165 caseyresseguieinsurancequote.com
AAA Insurance - Bradford Insurance Agency
2900 Niles Rd, St Joseph, MI 49085
(269) 982-5262 locator.acg.aaa.com
Dave Clark Insurance
2523 Niles Ave, St Joseph, MI 49085
(269) 982-2901
Donnellan Insurance
800 Ship St # 105, St Joseph, MI 49085
(269) 983-3900
Red Arrow Insurance
2907 Division St, St Joseph, MI 49085
(269) 982-3420 redarrowinsurance.com

What Does a Long-Term Care Insurance Agent in St Joseph Cost?

Long-term care insurance premiums in Michigan vary widely based on age, health, and policy features. A typical annual premium for a 55-year-old in good health might range from 1,500 to 3,000 dollars for a policy with a 150 dollar daily benefit and three-year benefit period. Costs increase significantly for older applicants or those with health conditions. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a long-term care insurance agent in St Joseph do?
An agent helps you compare policies from multiple insurers and find coverage that fits your budget and health needs. They explain benefit triggers, elimination periods, and inflation protection. They do not provide medical or legal advice.
What Michigan laws apply to long-term care insurance?
Michigan requires insurers to offer inflation protection options and a 30-day free look period for new policies. The state also mandates that policies cannot deny coverage based on pre-existing conditions after six months of continuous coverage.
How do I choose a long-term care insurance agent in St Joseph?
Look for an agent licensed in Michigan with experience in long-term care products. Ask about their knowledge of local care costs in St Joseph and nearby areas. Check their standing with the Michigan Department of Insurance and Financial Services.