ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.
HomeLong-Term Care Insurance AgentsMichigan › Sterling Heights

Find Long-Term Care Insurance Agents Near You in Sterling Heights, MI

Browse long-term care insurance agents serving Sterling Heights, Michigan. Updated 2026-07-14.

The top-rated long-term care insurance agent in Sterling Heights, Michigan is Summit Health Services, rated 5.0 stars across 302 reviews. Other highly rated options include The Salvati Insurance Group, Inc., Frolka Insurance Agency Goosehead Insurance, Lakeside Insurance Agency. This directory lists 15 long-term care insurance agents serving Sterling Heights.

Showing 15 long-term care insurance agents in Sterling Heights, MIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Summit Health Services43409 Schoenherr Rd(248) 779-1000
2The Salvati Insurance Group, Inc.42370 Van Dyke Ave Ste 711(248) 720-1130
3Frolka Insurance Agency Goosehead Insurance44444 Mound Rd Suite 400C(810) 224-9438
4Lakeside Insurance Agency13900 Lakeside Cir(586) 286-5000
5L.A. Insurance42903 Van Dyke Ave(586) 254-8484
6Clear View Insurance13854 Lakeside Cir Ste 212(586) 742-0316
7Millennium Insurance Agency LLC -34865 Mound Rd34865 Mound Rd(248) 410-1858
8Gallagher Insurance, Risk Management & Consulting13900 Lakeside Cir(586) 323-5700
9Goosehead Insurance - Rebecca Frolka44444 Mound Rd Suite 400C(810) 224-9438
10AAA Insurance - Adnan Jilani Insurance Agency13462 15 Mile Rd(586) 553-9135
SH
43409 Schoenherr Rd
Summit Health Services
Long-Term Care Insurance Agent · Sterling Heights, MI

Summit Health Services serves the Sterling Heights, Michigan area as a local long-term care insurance agent. This agency helps individuals plan for the financial challenges associated with extended care needs, whether at home or in a facility. They guide clients through the process of selecting appropriate coverage options, offering personalized assessments to match policies with specific long-term care scenarios. Summit Health Services also assists with policy comparisons and application procedures tailored to local insurance regulations. Typical services handled include coordinating coverage options for assisted living support and home health care benefits.

SI
42370 Van Dyke Ave Ste 711
The Salvati Insurance Group, Inc.
Long-Term Care Insurance Agent · Sterling Heights, MI

The Salvati Insurance Group, Inc. provides comprehensive long-term care insurance planning and ongoing policy management for clients in Sterling Heights, MI. It assists individuals in evaluating coverage options to protect assets and maintain financial security against future care needs. The agency helps clients understand policy benefits and claims coordination throughout their coverage period. It services single-family homes, apartments, retail businesses, and local restaurants.

FI
44444 Mound Rd Suite 400C
Frolka Insurance Agency Goosehead Insurance
Long-Term Care Insurance Agent · Sterling Heights, MI

Frolka Insurance Agency Goosehead Insurance serves Sterling Heights and the surrounding communities in Macomb County, handling long-term care insurance needs for local residents. This agency assists clients in exploring policies that help cover expenses for in-home care, assisted living, or nursing facility services. It typically evaluates a client's financial situation, health status, and potential future care preferences, then compares available insurance products to identify suitable coverage options.

LI
13900 Lakeside Cir
Lakeside Insurance Agency
Long-Term Care Insurance Agent · Sterling Heights, MI

Serving individuals and families concerned about the costs of extended care, Lakeside Insurance Agency in Sterling Heights, MI, provides guidance on long-term care insurance policies. The agency helps clients navigate the complexities of protecting assets while planning for potential future health needs in this area. It works with local residents to review coverage options that can support home care, assisted living, or nursing home expenses. Lakeside Insurance Agency also extends its services to the neighboring communities within Macomb County.

LI
42903 Van Dyke Ave
L.A. Insurance
Long-Term Care Insurance Agent · Sterling Heights, MI

L.A. Insurance provides long-term care insurance planning for residents of Sterling Heights, Michigan, helping them prepare for future health and personal care needs. The agency also assists local businesses with commercial long-term care coverage options designed to protect their employees and operations across the region. Services are available to individuals and organizations throughout Sterling Heights and the surrounding communities. Clients often return for periodic policy reviews to adjust coverage as their circumstances change between regular annual visits.

CV
13854 Lakeside Cir Ste 212
Clear View Insurance
Long-Term Care Insurance Agent · Sterling Heights, MI

Clear View Insurance offers focused guidance on long-term care insurance policies, helping clients in Sterling Heights, MI, evaluate coverage options for extended custodial and medical needs. The agency assists individuals in understanding policy benefits, premium structures, and eligibility requirements to protect assets from future care costs. It works with families to tailor plans that address personal health outlooks. The company also addresses end-of-year concerns, such as reviewing coverage gaps before annual enrollment periods close, ensuring clients are prepared for unexpected care transitions.

MI
34865 Mound Rd
Millennium Insurance Agency LLC -34865 Mound Rd
Long-Term Care Insurance Agent · Sterling Heights, MI

At Millennium Insurance Agency LLC in Sterling Heights, Michigan, clients choose between one-time policy consultations and recurring service support for managing their plan. Their long-term care coverage helps protect assets from the high costs of extended nursing or home-based assistance. As a local insurance agent, this firm guides customers through policy options and claim coordination with insurers. They provide service on either a one-time or as-needed basis, depending on individual client needs and policy requirements for ongoing plan maintenance.

GI
13900 Lakeside Cir
Gallagher Insurance, Risk Management & Consulting
Long-Term Care Insurance Agent · Sterling Heights, MI

Gallagher Insurance, Risk Management & Consulting in Sterling Heights, Michigan is known for its thorough guidance on long-term care insurance, helping clients assess future care needs and coverage options. The agency explains how policy riders and benefit periods affect premiums within plan designs. Clients seeking to protect retirement savings from extended care costs may discuss tax-qualified plans with the firm. A particular specialty service includes consultation on hybrid life insurance policies paired with long-term care benefits.

GI
44444 Mound Rd Suite 400C
Goosehead Insurance - Rebecca Frolka
Long-Term Care Insurance Agent · Sterling Heights, MI

As Michigan winters bring increased concerns about future care needs, many local families in Sterling Heights seek guidance on protecting their savings. Goosehead Insurance - Rebecca Frolka provides long-term care insurance agent services to help residents plan for potential assisted living or home health expenses. The company assists clients in understanding policy options that may cover long-term nursing or in-home support. An initial consultation typically includes a review of personal health history and financial goals to assess appropriate coverage choices.

AI
13462 15 Mile Rd
AAA Insurance - Adnan Jilani Insurance Agency
Long-Term Care Insurance Agent · Sterling Heights, MI
DM
43599 Schoenherr Rd #200a
Denys Michael Agency
Long-Term Care Insurance Agent · Sterling Heights, MI
(586) 739-9937
oakpointeinf.com
RI
14426 15 Mile Rd
Reagan Insurance Agency
Long-Term Care Insurance Agent · Sterling Heights, MI
(586) 838-5656
reaganinsuranceagency.com
PI
2071 15 Mile Rd
Primary Insurance Group
Long-Term Care Insurance Agent · Sterling Heights, MI
(586) 979-1755
primaryinsuranceagency.com
CF
43455 Schoenherr Rd # 14
Ciennik Financial Group
Long-Term Care Insurance Agent · Sterling Heights, MI
(586) 474-5172
americagrouprsc.com
AI
42460 Van Dyke Ave
AAA Insurance - Hakim Insurance Services
Long-Term Care Insurance Agent · Sterling Heights, MI
(586) 488-0039
locator.acg.aaa.com/mi/sterling-heights/aaa-insurance-hakim-insurance-services

What Does a a Long-Term Care Insurance Agent in Sterling Heights Cost?

Long-term care insurance premiums in Michigan vary by age health and benefit amount. A typical policy for a 55 year old might cost between 150 and 300 dollars per month. For a 65 year old the same policy could range from 250 to 500 dollars per month. Costs also depend on inflation protection and waiting period choices. This is general information not insurance advice.

About long-term care insurance agents in Sterling Heights

A long-term care insurance agent in Sterling Heights helps Michigan residents plan for future care needs. Michigan offers the Partnership for Long-Term Care program which allows policyholders to protect assets equal to the benefits paid. Local agents can guide you through policy options and Michigan specific rules.

Frequently Asked Questions

What is the Michigan Partnership for Long-Term Care?

It is a state program that lets you keep assets equal to the amount your insurance policy pays. This helps you qualify for Medicaid later without spending down all your savings.

How do I choose a long-term care insurance agent in Sterling Heights?

Look for an agent licensed in Michigan with experience in long-term care policies. Ask about their knowledge of Michigan Partnership plans and how they compare policies from different carriers.

What are the age limits for buying long-term care insurance in Michigan?

Most carriers in Michigan issue policies to people ages 18 to 84. Premiums are lower when you buy at a younger age. Some carriers have higher age limits or special underwriting rules.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each long-term care insurance agent's credentials and current standing with your state Department of Insurance.