The top-rated long-term care insurance agent in West Bloomfield Township, Michigan is PKIG | Phil Klein Insurance Group, rated 4.9 stars across 641 reviews. Other highly rated options include Agency Advantage Insurance Agency, AAA Insurance - Waredni Insurance Agency, LLC, All Forms Insurance Agency. This directory lists 15 long-term care insurance agents serving West Bloomfield Township.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | PKIG | Phil Klein Insurance Group | 7125 Orchard Lake Rd #302 | (248) 682-7445 |
| 2 | Agency Advantage Insurance Agency | 7011 Orchard Lake Rd Suite 104 | (866) 680-7283 |
| 3 | AAA Insurance - Waredni Insurance Agency, LLC | 7035 Orchard Lake Rd Suite 100 | (248) 906-3400 |
| 4 | All Forms Insurance Agency | 5600 W Maple Rd Ste D403 | (248) 496-8480 |
| 5 | Monique Woods Agency-Insurance | 5640 W Maple Rd #202 | (248) 301-6620 |
| 6 | Highstreet ProLaw Group — formerly Paragon Underwriters, Inc. | 7115 Orchard Lake Rd # 500 | (248) 851-3066 |
| 7 | Nationwide Insurance: Jeffrey H Kaplan | 6960 Orchard Lake Rd #203 | (248) 539-9070 |
| 8 | AAA Insurance - Clifford Wallace Insurance Agency | 6057 Haggerty Rd | (248) 669-1966 |
| 9 | Dp Insurance Agency LLC | 4061 Haggerty Rd | (248) 779-7715 |
| 10 | Trotsky Insurance | 6960 Orchard Lake Rd suite 200 | (248) 761-2667 |
PKIG | Phil Klein Insurance Group serves clients throughout the West Bloomfield Township, MI area, focusing exclusively on long-term care insurance solutions. The company helps individuals and families navigate the complexities of planning for future care needs, including options for home health care, assisted living, and nursing home coverage. Agents assist with policy comparisons to align coverage with personal financial goals. Specialized services include comprehensive needs assessment and customized long-term care policy selection.
Serving West Bloomfield Township, MI, Agency Advantage Insurance Agency focuses exclusively on long-term care insurance, helping clients plan for future care needs with comprehensive policy options. It offers guidance on coverage selection and application support to ensure appropriate protection. Its service includes ongoing policy reviews to help plans adapt to changing health and financial circumstances. The agency assists clients through the claims process and provides updates on benefit adjustments. It services single-family homes, apartments, retail, and restaurants.
AAA Insurance Waredni Insurance Agency in West Bloomfield Township serves local homeowners and families who need long-term care insurance. These policies help cover nursing home stays, assisted living, or in-home care when a person can no longer manage daily tasks alone. The agency guides customers through policy choices for protecting assets and ensuring future care options. Its services are designed for those planning ahead for potential health-related care expenses later in life. The agency also serves nearby communities across the western suburbs of Metropolitan Detroit.
Serving West Bloomfield Township and the surrounding communities of southeastern Michigan, All Forms Insurance Agency handles long-term care insurance policies. These plans are designed to help individuals cover the costs of extended custodial or personal care, often needed at home or in a facility. The agency assists clients in understanding policy options that address future care needs while protecting assets. For a typical case, it reviews a client’s financial situation and health profile to recommend appropriate coverage options from available insurance carriers.
Monique Woods Agency-Insurance in West Bloomfield Township, MI distinguishes between clients seeking a single long-term care insurance policy review and those requiring ongoing advice as personal needs evolve. Coverage options are explained to help clients prepare for potential future care costs, including in-home and facility-based services. This agent assesses individual situations to recommend appropriate policy types and benefit periods. Service runs on an as-needed basis, available whenever a client wants to discuss new plans or update existing coverage.
Specializing in long-term care insurance, Highstreet ProLaw Group — formerly Paragon Underwriters, Inc. — helps families in West Bloomfield Township, MI, secure coverage for future care needs. It guides clients through policy options such as nursing home, home health, and assisted living benefits, focusing on asset protection and care planning. The agency addresses financial planning around life transitions, including upcoming Medicare enrollment periods or adjustments needed following a recent health change in the household.
Nationwide Insurance: Jeffrey H Kaplan provides long-term care insurance services to clients throughout the West Bloomfield Township, Michigan area. Its work focuses on helping individuals plan for future personal care needs through financial coverage. The agency specializes not in general insurance but exclusively in long-term care policies. This allows it to offer detailed guidance on policy options available for various situations. The company assists individuals as well as commercial entities, including local offices, warehouses, and food service operations, each of which may have distinct long-term care insurance considerations.
As West Bloomfield residents plan for the unpredictable costs of extended medical care later in life, AAA Insurance - Clifford Wallace Insurance Agency provides local guidance on long-term care coverage. The agency helps individuals evaluate policies that protect savings while addressing future assisted living or home health needs. By reviewing current health and family history, clients receive options suited to their specific financial situation and retirement goals. A no-obligation initial consultation is available to begin assessing whether a long-term care policy fits your broader insurance portfolio.
Dp Insurance Agency LLC provides residential long-term care insurance services for clients in West Bloomfield Township, Michigan. The agency also offers commercial coverage options for businesses seeking employee or owner protection plans throughout the local area and surrounding communities. Agents work with individuals and families to assess future care needs, explaining policy features and benefit structures for home, community, or facility services. After an initial policy is placed, the agency can schedule periodic reviews to adjust coverage as personal circumstances change between regular visits.
Trotsky Insurance is known for providing long-term care insurance guidance in West Bloomfield Township, MI, serving clients across the greater Detroit area. The agency assists individuals with planning for future care needs, including nursing home and home health coverage policies. It helps clients evaluate policy options that fit their budget and anticipated health scenarios. A specialty service this agency can add on is reviewing existing Medicaid asset protection strategies alongside new policy selection.
What Does a a Long-Term Care Insurance Agent in West Bloomfield Township Cost?
In Michigan long-term care insurance premiums vary widely based on age health and coverage level. For a 55 year old a policy with 150 dollars daily benefit and 3 year term might cost 1800 to 2500 dollars per year. Older applicants or those with health issues will pay more. This is general information not insurance advice. Always consult a licensed agent for a personalized quote.
About long-term care insurance agents in West Bloomfield Township
A long-term care insurance agent in West Bloomfield Township can help you compare policies and understand Michigan specific rules. Michigan offers a Partnership Program that allows policyholders to protect assets equal to the benefits paid. Local agents know the options for Oakland County residents and can guide you through the application process.
Frequently Asked Questions
What is the Michigan Long-Term Care Partnership Program?
The Michigan Long-Term Care Partnership Program is a state initiative that lets you keep assets equal to the amount your policy pays. This means if your policy pays 100000 dollars in benefits you can protect that same amount from Medicaid asset limits. An agent can explain how this works for West Bloomfield residents.
How do I choose a long-term care insurance agent in West Bloomfield Township?
Look for an agent licensed in Michigan who has experience with long-term care policies. Ask about their knowledge of the Michigan Partnership Program and whether they work with multiple insurance companies. A good agent will review your financial situation and health history before making recommendations.
What factors affect the cost of long-term care insurance in Michigan?
Costs depend on your age health and the policy features you choose. In Michigan typical annual premiums for a 55 year old can range from 1500 to 3000 dollars for a basic policy. Higher benefit amounts and inflation protection will increase the premium.
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