The top-rated long-term care insurance agent in Bronx, New York is Hielly Martinez - State Farm Insurance Agent, rated 5.0 stars across 2,116 reviews. Other highly rated options include Gladys Quinones - State Farm Insurance Agent, Traci Menes - State Farm Insurance Agent, Hector Camilo Jr - State Farm Insurance Agent. This directory lists 22 long-term care insurance agents serving Bronx.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Hielly Martinez - State Farm Insurance Agent | 251 E 138th St | (347) 271-4444 |
| 2 | Gladys Quinones - State Farm Insurance Agent | 1029 E 167th St | (718) 484-3373 |
| 3 | Traci Menes - State Farm Insurance Agent | 4734 White Plains Rd | (718) 325-0100 |
| 4 | Hector Camilo Jr - State Farm Insurance Agent | 584 E 187th St Fl 2 | (833) 271-7166 |
| 5 | National Income Life: Pappas Agencies by Relentless | 2100 Bartow Ave | (718) 635-9655 |
| 6 | Mendoza Agency Inc | 2010 Williamsbridge Rd | (718) 684-5200 |
| 7 | Martin Alex Taveras Agency: Allstate Insurance | 3612 E Tremont Ave | (718) 822-4500 |
| 8 | BIC Brokerage - Insurance & Taxes | 2481 Crotona Ave | (718) 220-1111 |
| 9 | Pearland Brokerage | 805 Melrose Ave | (718) 665-4750 |
| 10 | Capital Shield Agency Inc | 3600 E Tremont Ave | (718) 829-3200 |
Hielly Martinez, a State Farm Insurance Agent in the Bronx, NY, offers long-term care insurance with both one-time policy setup and recurring service options for managing benefits and adjustments. Coverage is designed to help protect savings from the high cost of extended custodial care, whether at home or in a facility. Policy reviews and claims assistance are available on an as-needed basis.
Gladys Quinones - State Farm Insurance Agent in Bronx, NY, provides long-term care insurance policies designed to help clients cover the costs of extended support services. The agency assists with policy selection, application processes, and evaluates coverage needs for future care scenarios. Ongoing service includes policy reviews to adjust benefits or premiums as personal circumstances change. The agency services single-family homes, apartments, retail establishments, and restaurants within the local community.
Serving homeowners and individuals in the Bronx, Traci Menes - State Farm Insurance Agent provides long-term care insurance to help clients plan for future care needs. This type of insurance covers assistance with daily activities at home or in a facility. The agency works with customers to explain policy features, premiums, and benefit periods. Each plan is tailored to typical policyholder goals for financial protection and healthcare. They also serve clients in surrounding Westchester County neighborhoods and parts of the greater New York City metro area.
Serving the Bronx, New York, and surrounding communities, Hector Camilo Jr - State Farm Insurance Agent focuses on long-term care insurance policies. These policies help clients manage the often significant costs of extended nursing home stays, assisted living, or in-home care. The agent assists individuals in evaluating different policy structures for their personal circumstances. Each long-term care review begins with a careful assessment of the client's current health, future coverage needs, and financial plan to determine a suitable policy option.
Specializing in long-term care insurance solutions, National Income Life: Pappas Agencies by Relentless serves individuals and families in Bronx, NY. The agency assists clients in planning for future care needs, helping them select policies that cover nursing home stays, in-home assistance, and assisted living expenses. It works closely with customers to navigate the complexities of coverage options and eligibility requirements. As health needs can change unexpectedly, the agency helps residents address the financial gaps that often arise during the winter months when care demands typically increase.
As Bronx residents plan for the coming year, many consider how to protect their savings from the high cost of extended medical care. Mendoza Agency Inc addresses this need by specializing in long-term care insurance policies designed for local clients. Their agents explain coverage options that help pay for home health aides, assisted living, or nursing home stays. Each potential plan is tailored to individual financial situations and health concerns during a complimentary initial-assessment step.
Martin Alex Taveras Agency: Allstate Insurance in the Bronx helps individuals and families manage the financial risks of extended care through long-term care insurance policies. The agency specializes in planning strategies that address future personal care needs while protecting assets from depletion. Serving local residents and business owners throughout the borough, it works with clients to explain coverage options for home-based care, assisted living, and nursing facility stays. The agency supports commercial sectors including offices, warehouses, and food service with relevant protection plans for their employees and operations.
BIC Brokerage - Insurance & Taxes provides long-term care insurance guidance to residents in the Bronx, New York, and can also assist with commercial coverage options for local businesses in the surrounding area. The agency supports clients in navigating policy choices that address future care needs while working within their financial situations. After an initial consultation and policy setup, continued assistance remains available whenever ongoing plan adjustments or claim questions arise between regular visits.
Pearland Brokerage is known for guiding Bronx residents through the complexities of long-term care insurance, offering personalized consultations to match clients with suitable policies. The agency helps individuals plan for nursing home, assisted living, and in-home care expenses. It evaluates coverage options from multiple insurers to secure practical protection based on each client's financial and care needs. As a local specialist, it also advises on policy riders that adjust for inflation or provide shared benefits between spouses, helping to preserve long-term assets.
Capital Shield Agency Inc in Bronx, New York assists individuals with planning for future custodial needs by connecting them to Long-Term Care Insurance policies. The agency specializes in helping clients understand coverage options that can protect personal savings from high care costs. In the commercial sector, it serves professional offices, warehouses, and food service establishments by advising on employee benefits packages that include long-term care options.
What Does a a Long-Term Care Insurance Agent in Bronx Cost?
Long-term care insurance agent services in New York typically do not charge a separate fee; agents earn commissions from insurance companies. Policy premiums vary widely based on age, health, and coverage level. For a 55-year-old in good health, a policy might cost between $1,500 and $3,000 per year. Costs can be higher for older applicants or those with health conditions. This is general information, not insurance advice.
About long-term care insurance agents in Bronx
Long-term care insurance agents in Bronx, New York help residents plan for future care needs. New York has a Partnership for Long-Term Care program that allows policyholders to protect assets while qualifying for Medicaid. Agents licensed in New York can explain these state-specific rules and compare policies from multiple carriers.
Frequently Asked Questions
What does a long-term care insurance agent in Bronx do?
An agent helps you evaluate and purchase long-term care insurance policies. They explain coverage options, costs, and how policies interact with New York Medicaid rules. Agents do not provide legal advice but can assist with plan selection.
Do I need a New York-licensed agent for long-term care insurance?
Yes, only agents licensed by the New York State Department of Financial Services can sell long-term care insurance in Bronx. They must follow state regulations including rate stability rules and consumer protections.
What is the New York Partnership for Long-Term Care?
This state program lets you buy a qualified long-term care insurance policy that provides asset protection. If you use all policy benefits, you can still qualify for Medicaid without spending down all assets. An agent can explain if this program fits your needs.
Long-Term Care Insurance Agents in Other New York Cities
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