The top-rated long-term care insurance agent in Cicero, New York is Dan Tivnan - State Farm Insurance Agent, rated 5.0 stars across 784 reviews. Other highly rated options include Mike Baltrusitis - State Farm Insurance Agent, Brittany Krywosa at Comparion Insurance Agency, Tanner Insurance Agency, Inc (Cicero Office). This directory lists 18 long-term care insurance agents serving Cicero.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Dan Tivnan - State Farm Insurance Agent | 8131 Brewerton Rd | (315) 699-8000 |
| 2 | Mike Baltrusitis - State Farm Insurance Agent | 5720 S Bay Rd | (315) 458-3255 |
| 3 | Brittany Krywosa at Comparion Insurance Agency | 7997 Brewerton Rd | (315) 233-9516 |
| 4 | Tanner Insurance Agency, Inc (Cicero Office) | 8261 Brewerton Rd | (315) 752-5100 |
| 5 | Jessica Schwenn at Comparion Insurance Agency | 7997 Brewerton Rd | (315) 233-9521 |
| 6 | Brittian Stock at Comparion Insurance Agency | 7997 Brewerton Rd | (315) 233-9011 |
| 7 | Comparion Insurance Agency | 7997 Brewerton Rd | (315) 468-4000 |
| 8 | Christine Crosby at Comparion Insurance Agency | 7997 Brewerton Rd | (518) 612-6095 |
| 9 | Cherie Jean at Comparion Insurance Agency | 7997 Brewerton Rd | (315) 233-3450 |
| 10 | Hunsberger Insurance Agency, LLC | 8325 Moyer Carriage | (315) 284-0925 |
Dan Tivnan - State Farm Insurance Agent serves the Cicero, New York area, offering long-term care insurance to individuals planning for future health needs. This agency assists clients in understanding coverage options for services such as nursing home care and in-home assistance. Policies are designed to help protect savings from the high costs of extended care. The agent guides customers through the process of selecting appropriate plans that fit their specific circumstances. Dan Tivnan - State Farm Insurance Agent handles long-term care insurance policy selections and consultations for residents in and around Cicero.
Mike Baltrusitis - State Farm Insurance Agent in Cicero, NY, provides long-term care insurance services, helping clients plan for potential future care needs. Its service plans include policy reviews and assistance with claims coordination to ensure coverage remains appropriate over time. Ongoing maintenance involves periodic check-ins to adjust policies for changing health or financial circumstances. The agency regularly conducts strategy sessions to clarify benefit options and coordinate with existing insurance. This agent services single-family homes, apartments, retail stores, and local restaurants in the Cicero area.
Brittany Krywosa at Comparion Insurance Agency assists homeowners, small business owners, and property managers in the Cicero, NY area with long-term care insurance coverage. This type of planning helps clients protect savings while preparing for potential future custodial or home health needs. The agency evaluates individual health histories and care preferences to recommend suitable policy structures. Brittany Krywosa also serves clients in nearby communities such as Liverpool and North Syracuse, offering personalized long-term care insurance guidance throughout the greater Syracuse metropolitan region.
Serving Cicero, New York, and the surrounding communities of Onondaga and Madison counties, Tanner Insurance Agency, Inc (Cicero Office) handles long-term care insurance planning for individuals and families. The agency focuses on policies that help cover costs for nursing homes, assisted living, or home-based care. It works with clients to explain coverage options and assess potential future needs, comparing plans to find a suitable fit. For a typical job, the agency reviews a client's financial and health situation to recommend a specific policy from available carriers.
For one-time policy comparisons or ongoing portfolio reviews, Jessica Schwenn at Comparion Insurance Agency guides individuals in Cicero, NY, through long-term care insurance options that protect assets from future care costs. Covering both facility and home-based care services, this agent clarifies policy terms and benefit structures so clients understand their financial exposure. Service runs on both a one-time consultation basis for immediate needs and an as-needed schedule for periodic policy reassessments.
Brittian Stock at Comparion Insurance Agency specializes in long-term care insurance, helping clients in and around Cicero, NY, plan for future health-related expenses. The agency works with individuals to assess coverage options that protect personal assets and ensure access to necessary care services. This type of planning addresses the financial risks of aging, chronic illness, or unexpected disability. Many families consider this protection seriously when facing an upcoming recovery from surgery or managing a parent’s declining health.
Comparion Insurance Agency provides long-term care insurance services to clients in and around Cicero, New York. As a specialist in this field, the agency assists individuals in planning for future care needs that may not be covered by standard health insurance. Clients can consult with the agent to explore policy options that protect assets and provide financial security. The agency serves local offices, warehouses, and food service operations seeking coverage for employees.
As the unpredictable winters in Cicero, New York, often underscore the importance of planning for future health needs, many local families turn to Christine Crosby at Comparion Insurance Agency for guidance on long‑term care insurance. This local agency provides focused assistance in comparing policies that help cover expenses not generally paid by standard health or Medicare plans. Their work includes explaining coverage options for in‑home assistance and facility‑based care. An initial‑assessment step involves reviewing a client’s current health status and financial goals to determine suitable policy structures.
Cherie Jean at Comparion Insurance Agency works with individuals and families in Cicero, New York, to secure coverage for long-term care needs. This agency helps clients prepare for expenses related to extended illness, disability, or aging that typical health insurance may not cover. Policies can offer financial protection for services received at home, in assisted living, or in skilled nursing facilities. In addition to long-term care coverage, Cherie Jean at Comparion Insurance Agency serves commercial sectors including offices, warehouses, and food service.
What Does a a Long-Term Care Insurance Agent in Cicero Cost?
Long-term care insurance premiums in New York vary widely. A 55-year-old might pay between $1,500 and $3,000 per year for a policy with $150 daily benefit and 3-year term. Older applicants and those with health issues face higher rates. New York law requires policies to include certain consumer protections that can affect pricing. This is general information, not insurance advice.
About long-term care insurance agents in Cicero
Long-term care insurance agents in Cicero, New York help residents plan for future care costs while protecting assets. New York offers a Partnership for Long-Term Care program that allows policyholders to qualify for Medicaid without spending down all assets. Agents guide clients through policy options that meet New York state requirements and local care costs.
Frequently Asked Questions
What is the New York Partnership for Long-Term Care?
The New York Partnership is a state program that lets policyholders keep assets equal to the benefits paid by their policy if they later need Medicaid. Agents in Cicero can explain how this works with your financial plan.
How do I choose a long-term care insurance agent in Cicero?
Look for an agent licensed in New York who has experience with long-term care policies. Ask about their knowledge of New York Partnership plans and how they compare policies from different insurers.
What factors affect long-term care insurance costs in New York?
Costs depend on your age, health, benefit amount, and policy features. New York requires insurers to offer inflation protection and nonforfeiture benefits, which can raise premiums but provide important protections.
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