The top-rated long-term care insurance agent in Albany, Oregon is Marisa Luna - State Farm Insurance Agent, rated 5.0 stars across 265 reviews. Other highly rated options include Suzanne Bodlovic - State Farm Insurance Agent, Corwin Insurance Agency, Rhodes-Warden Insurance Agency. This directory lists 20 long-term care insurance agents serving Albany.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Marisa Luna - State Farm Insurance Agent | 629 NW Hickory St Suite 110 | (541) 967-9100 |
| 2 | Suzanne Bodlovic - State Farm Insurance Agent | 904 Pacific Blvd SE | (541) 926-5501 |
| 3 | Corwin Insurance Agency | 2231 Santiam Hwy SE | (541) 928-6196 |
| 4 | Rhodes-Warden Insurance Agency | 1129 Hill St SE | (541) 967-8062 |
| 5 | Jessie Carlson - State Farm Insurance Agent | 2350 14th Ave SE | (541) 926-6665 |
| 6 | LeDoux Insurance | 1550 SE 9th Ave | (541) 683-5112 |
| 7 | Michelle Morford - COUNTRY Financial Representative | 1821 14th Ave SE | (541) 928-1929 |
| 8 | Bob Symons Insurance | 440 SE 1st Ave #4 | (541) 928-3149 |
| 9 | The RBI Agency LLC | 1207 SE 9th Ave | (541) 738-1500 |
| 10 | Allen & Associates Insurance, Inc. | 917 SE 19th Ave | (541) 967-7283 |
Marisa Luna - State Farm Insurance Agent in Albany, OR provides a range of long-term care insurance services, including needs assessments and policy selection guidance for individuals planning for future care costs. Ongoing policy reviews and claims support help clients adapt their coverage as circumstances change. The agency serves local property owners, including landlords of single-family homes, apartment complexes, retail spaces, and restaurants.
Suzanne Bodlovic - State Farm Insurance Agent serves the Albany, Oregon area, offering long-term care insurance policies to area residents. This insurance helps cover costs associated with assisted living, nursing home care, and in-home personal care services. The agency works to help clients plan for potential future needs by explaining policy options that protect assets and provide support during extended medical situations. She handles policy reviews and eligibility guidance for individuals exploring their long-term care insurance options in the region.
Corwin Insurance Agency assists homeowners and families in Albany, Oregon, with securing long-term care insurance coverage to help protect assets and plan for future care needs. The agency works with individuals exploring policies that cover extended medical and personal care services, focusing on local options and personalized guidance through the selection process. Services include policy comparisons and explanations of benefits for those looking ahead to retirement or managing health concerns. Corwin also serves residents in the surrounding Linn County area, including Lebanon and Sweet Home.
Serving Albany, Oregon, and surrounding communities, Rhodes-Warden Insurance Agency handles long-term care insurance needs. It helps clients plan for the financial challenges of extended care, whether at home, in assisted living, or in a nursing facility. The agency focuses on explaining policy options, including coverage for personal care services. To handle a typical job, it begins with a thorough discussion of a client's personal assets and health history before reviewing available plans.
Jessie Carlson - State Farm Insurance Agent in Albany, OR offers long-term care insurance planning to help local families protect savings against the high costs of extended personal care. The agency also provides standard insurance services, including assistance with health, life, auto, and home policies, all tailored to individual budgets. This is a straightforward option for those needing professional guidance on care coverage. As the end of the year approaches, many clients seek help reviewing whether their current policies still meet changing health needs.
LeDoux Insurance in Albany, Oregon helps clients navigate the difference between a one-time policy purchase for immediate needs and recurring premium payments for ongoing long-term care coverage. Their services address the financial strategies required to manage the expenses of extended care, such as assisted living or home health support. As a local Long-Term Care Insurance Agent, this business provides guidance on plan selection and claim assistance. Client consultations are offered on an as-needed basis, allowing policyholders to schedule appointments whenever guidance is required.
As Oregonians begin planning for the challenges of winter, many families in Albany consider the financial risks of future care needs. Michelle Morford - COUNTRY Financial Representative offers guidance on long-term care insurance policies that can help protect savings during such transitions. This local agent works with individuals to explained coverage options covering home health aides and assisted living costs. A complimentary initial consultation reviews current health circumstances and potential policy structures that might fit the household budget.
Bob Symons Insurance assists individuals and families in Albany, Oregon, with planning for the financial challenges of extended care needs. As a specialized long-term care insurance agent, the company helps clients evaluate policy options that cover home care, assisted living, and nursing home expenses. The agency focuses on explaining coverage details and benefit structures to support informed decisions for future health and living arrangements. This local insurance office can serve commercial sectors requiring employee benefit consultations, including offices, warehouses, and food service businesses.
The RBI Agency LLC in Albany, Oregon, provides residential long-term care insurance services, helping clients secure coverage for in-home support and assisted living needs. The agency also offers long-term care policies for commercial entities, serving businesses throughout the region. With a clear focus on matching plans to individual circumstances, the office assists clients through the enrollment process. Follow-up consultations and policy reviews are conducted between regular visits to ensure ongoing coverage aligns with evolving care requirements.
What Does a a Long-Term Care Insurance Agent in Albany Cost?
Long-term care insurance premiums in Oregon vary widely based on age, health, and benefit amounts. A healthy 55-year-old might pay between $1,500 and $3,000 per year for a standard policy. Older applicants or those with health conditions can face significantly higher costs. This is general information and not insurance advice.
About long-term care insurance agents in Albany
Long-term care insurance agents in Albany Oregon assist residents in planning for future care needs. Oregon law offers a Partnership Program that allows policyholders to protect assets while qualifying for Medicaid. These agents can explain how state rules affect policy choices and premiums.
Frequently Asked Questions
What does a long-term care insurance agent in Albany do?
An agent helps you compare policies from different carriers and explains coverage options. They also guide you through Oregon Partnership Program requirements and tax implications. Their goal is to match a policy to your health and financial situation.
How does the Oregon Partnership Program affect my policy?
The Oregon Partnership Program lets you buy a qualified policy that provides dollar-for-dollar asset protection. If you later need Medicaid, the state will disregard assets equal to what your policy paid out. Agents can confirm if a policy meets Partnership standards.
Are there time limits for buying long-term care insurance in Oregon?
Oregon does not have a state-imposed deadline for purchasing a policy. However, premiums increase with age and health changes. Many agents recommend buying before age 60 to lock in lower rates and avoid medical underwriting issues.
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