The top-rated long-term care insurance agent in Redmond, Oregon is Jake Waardenburg - State Farm Insurance Agent, rated 5.0 stars across 252 reviews. Other highly rated options include AIC Insurance - Redmond - Bend, Cheri Towery: Allstate Insurance, Graybeal Group, Inc. This directory lists 19 long-term care insurance agents serving Redmond.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jake Waardenburg - State Farm Insurance Agent | 1421 S Hwy 97 Ste B | (541) 504-5555 |
| 2 | AIC Insurance - Redmond - Bend | 847 SW 6th St | (541) 504-1822 |
| 3 | Cheri Towery: Allstate Insurance | 141 NW 6th St Ste A | (541) 548-1416 |
| 4 | Graybeal Group, Inc | 1935 S Hwy 97 | (541) 504-2134 |
| 5 | Brian Myers - State Farm Insurance Agent | 314 SW 7th St | (541) 516-6010 |
| 6 | Farmers Insurance - Patrick Kirby | 711 SW 10th St | (541) 548-0127 |
| 7 | Joe Lochner - State Farm Insurance Agent | 123 SW 5th St | (541) 548-6023 |
| 8 | Tony Cook - COUNTRY Financial Agent | 703 SW 8th St | (541) 504-1227 |
| 9 | Jose Gonzalez American Family Insurance | 651 NW 6th St D | (541) 504-7900 |
| 10 | Farmers Insurance - Jerry Burger ur new agent | 1000 SW Indian Ave | (541) 548-8194 |
Jake Waardenburg - State Farm Insurance Agent serves the Redmond, Oregon area and the surrounding county as a provider of long-term care insurance. This type of coverage helps people manage the costs of extended personal care services, whether delivered at home, in a senior community, or within a nursing facility. Policies typically address assistance with daily activities such as bathing, dressing, and eating. The company assists clients in exploring plan options and comparing coverage details specific to their age and health needs in central Oregon.
AIC Insurance - Redmond - Bend offers services ranging from initial policy consultations to assistance with claims for long-term care coverage in the Redmond area. Ongoing service includes yearly policy reviews to help clients adjust their plans as needs or regulations change. The insurance agents explain the nuances of coverage options and facilitate the application process. This agency serves individual homeowners, dwellers in apartments, retail business owners, and operators of local restaurants seeking financial protection for future care costs.
Homeowners and individuals planning for future care needs in Redmond, Oregon, turn to Cheri Towery: Allstate Insurance for long-term care insurance guidance. The agency explains policy coverage options that help protect personal savings against the high costs of extended care services. Clients receive straightforward explanations of how these plans work and what benefits they provide. The office also assists families in evaluating different insurance solutions tailored to their specific situation. This long-term care insurance agent serves not only Redmond but also the neighboring community of Bend.
Serving Redmond, Oregon, and the surrounding Central Oregon communities, Graybeal Group, Inc handles the needs of individuals planning for long-term care. As a long-term care insurance agent, it assists clients in understanding how policies can help protect assets and manage future care expenses. The company typically begins by reviewing a client’s personal goals and financial situation. From there, it presents available policy options and guides the individual through selection to ensure clarity on coverage details.
Brian Myers - State Farm Insurance Agent in Redmond, OR helps clients understand the difference between a one-time policy for covering a single care event and a recurring service option that provides ongoing benefits for extended care needs. Long-term care insurance protects savings by covering costs for home health aides, assisted living, or nursing home care. Policies are typically designed as scheduled or as-needed plans, with coverage assessed based on individual health and financial goals. Service arrangements run on a one-time, scheduled, or as-needed basis.
Farmers Insurance - Patrick Kirby specializes in long-term care insurance, helping individuals in Redmond, Oregon plan for future care needs. It also offers guidance on how policies can coordinate with other assets and health coverage to protect savings. Families often seek assistance when anticipating possible home-based care or assisted living expenses after a sudden health change or retirement transition.
As residents of central Oregon begin to plan for future healthcare needs, long-term care insurance becomes an important consideration. Joe Lochner - State Farm Insurance Agent in Redmond helps local individuals understand coverage options that protect savings from rising care costs. The agency offers professional guidance on policies that may cover home care, assisted living, or nursing facility expenses. A comprehensive initial assessment is scheduled to discuss personal situations and evaluate suitable plan choices.
Tony Cook - COUNTRY Financial Agent in Redmond, Oregon, focuses on helping individuals plan for future care needs. As a long-term care insurance agency, its core work involves guiding clients through policies that cover extended health services many standard plans exclude. Typical advice includes planning for in-home assistance or facility care during aging or chronic illness. These services can be tailored for small businesses needing coverage options as employee benefits. The office regularly consults with local workplaces, including offices, warehouses, and food service operators, to incorporate long-term care solutions into financial planning.
Jose Gonzalez American Family Insurance is known for helping Redmond residents plan for future care needs through long-term care insurance policies. Its service range includes initial policy consultations, tailored coverage options for home or facility-based care, and assistance navigating claims processes. The agency regularly reviews clients' changing healthcare requirements to adjust their plans accordingly. A specialty service it can add on is financial planning integration to coordinate insurance with retirement savings strategies.
What Does a a Long-Term Care Insurance Agent in Redmond Cost?
Long-term care insurance premiums in Oregon vary widely based on age health and benefit amount. A typical policy for a 55-year-old might cost 150 to 300 dollars per month. For a 65-year-old the same policy could cost 250 to 500 dollars per month. Oregon law allows annual premium increases but only with state insurance division approval. This is general information not insurance advice.
About long-term care insurance agents in Redmond
A long-term care insurance agent in Redmond Oregon helps you plan for future care needs while protecting your savings. Oregon offers the Oregon Partnership for Long-Term Care program which provides asset protection for those who purchase qualified policies. Local agents can explain how these state-specific plans work with Medicaid eligibility rules.
Frequently Asked Questions
What is the Oregon Partnership for Long-Term Care?
The Oregon Partnership is a state program that allows you to keep assets equal to the amount your long-term care insurance policy pays out. This means if your policy pays 100000 dollars in benefits you can protect 100000 dollars in assets from Medicaid spend-down requirements.
How long does it take to get a long-term care insurance policy in Redmond?
The application process typically takes two to six weeks. It includes a health questionnaire and sometimes a phone interview or medical records review. Oregon law requires agents to provide a detailed outline of coverage before you purchase a policy.
Can I buy long-term care insurance if I already have health issues?
You may still qualify but premiums will be higher and some conditions may be excluded. Oregon insurance regulations require carriers to offer a guaranteed issue policy to certain state employees and retirees. For others each company has its own underwriting guidelines.
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