The top-rated long-term care insurance agent in Medford, Oregon is Insurance Lounge, rated 4.9 stars across 115 reviews. Other highly rated options include Focus1 Insurance Group, Protectors Insurance LLC, Marsh McLennan Agency. This directory lists 19 long-term care insurance agents serving Medford.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Insurance Lounge | 151 Rossanley Dr #105 | (541) 200-2222 |
| 2 | Focus1 Insurance Group | 720 E Jackson St | (541) 772-3120 |
| 3 | Protectors Insurance LLC | 1555 E McAndrews Rd #301 | (541) 773-5358 |
| 4 | Marsh McLennan Agency | 38 N Central Ave | (541) 779-1321 |
| 5 | Linda Clarkson Medicare and Life Insurance with Futurity First | 516 Crater Lake Ave | (541) 973-2122 |
| 6 | Mr. D's Insurance by AIC Insurance Agency | 150 Hawthorne St B | (541) 779-6017 |
| 7 | Ashland Insurance, Inc. | 801 O'Hare Pkwy Ste 101 | (541) 857-0679 |
| 8 | Carol A. Page Insurance Agency | 905 W 8th St | (541) 857-8050 |
| 9 | ALSAFE Insurance Agency | 1560 Biddle Rd Suite D | (541) 646-9200 |
| 10 | Shreeve Insurance | 107 E Main St Ste 7 | (541) 499-0357 |
Insurance Lounge provides long-term care insurance services to individuals and families in Medford, Oregon. Their offerings help clients prepare for potential future care needs through comprehensive policy guidance and enrollment assistance. The company also offers ongoing policy reviews to ensure coverage remains aligned with changing health circumstances and financial goals. In addition, they help clients navigate claims processes and policy modifications when needed. Insurance Lounge serves a variety of residential and commercial clients throughout the area, including single-family homes, apartments, retail businesses, and restaurants.
Focus1 Insurance Group serves Medford and the greater Jackson County area, specializing as a long-term care insurance agent. The company helps families plan for future care needs by explaining policy options for in-home assistance, assisted living, and nursing facility coverage. Local clients can get guidance on preserving assets while qualifying for Medicaid benefits if needed. The agency also assists with comparing hybrid life and long-term care insurance policies produced for the Oregon region.
Protectors Insurance LLC serves homeowners, retirees, and families planning for future care needs in Medford, Oregon. The agency assists clients in securing long-term care insurance policies designed to cover expenses such as home health aides, assisted living, and nursing facility stays. It guides individuals through plan selection to help protect assets and maintain financial stability during extended care situations. This Medford-based agent also provides its insurance services to residents in the neighboring community of Central Point.
Marsh McLennan Agency provides guidance on long-term care insurance options, including policy evaluation and plan comparisons. It assists clients in navigating coverage for care costs at home, in assisted living, or in nursing facilities. Regular policy reviews and updates help maintain alignment with changing health needs and financial goals. The firm services single-family homes, apartments, retail establishments, and restaurants in and around Medford, Oregon.
Residents considering long-term care often choose between a dedicated policy for predictable premiums or a hybrid life insurance and long-term care plan that can also provide a death benefit. Linda Clarkson Medicare and Life Insurance with Futurity First, based in Medford, Oregon, assists clients in weighing these distinct options. The agency explains how coverage addresses daily personal care needs not paid by Medicare, ensuring clients can access necessary support at home or in a facility. These services are arranged on an as-needed basis to help families prepare for future care requirements.
Mr. D's Insurance by AIC Insurance Agency serves Medford, Oregon, and the surrounding Rogue Valley communities, handling long-term care insurance coverage for local residents. This agency assists clients in planning for future personal care needs by explaining policy options that help protect assets against the high costs of assisted living, nursing homes, or home health aides. Its general approach involves evaluating each individual's current health, age, and financial situation to recommend a suitable long-term care insurance plan that fits their unique circumstances and budget.
Ashland Insurance, Inc. specializes in helping individuals plan for the financial challenges of extended care needs. As a long-term care insurance agent based in Medford, Oregon, the company guides clients in selecting policies that cover nursing home stays, assisted living, and home care. General services include reviewing current coverage options and explaining policy benefits to local families. In the Rogue Valley, winter months often prompt discussions about how to afford ongoing in-home care during the cold season when family support may be limited.
As southern Oregon residents think ahead to protecting their assets from the rising costs of extended care, Carol A. Page Insurance Agency in Medford helps families navigate long-term care insurance options. The agency works with individuals to understand policy features like daily benefit amounts and elimination periods, tailoring plans to local needs. Coverage decisions in this area often depend on regional care costs and future planning goals. An initial consultation begins with a review of the client’s current health and financial situation to determine suitable policy parameters.
ALSafe Insurance Agency provides long-term care insurance guidance to clients in the Medford area. The company specializes in helping individuals plan for future care needs through policy selection and coverage education. It assists customers in understanding benefit options and premium structures that suit their personal situations. The agency works with a range of commercial sectors, including offices, warehouses, and food service establishments.
What Does a a Long-Term Care Insurance Agent in Medford Cost?
Long-term care insurance premiums in Oregon vary widely based on age, health, and coverage amount. A typical policy for a 55-year-old in Medford might cost between 150 and 300 dollars per month. Policies with higher daily benefits or longer benefit periods cost more. This is general information and not insurance advice.
About long-term care insurance agents in Medford
Long-term care insurance agents in Medford, Oregon help residents plan for future care needs. Oregon offers the Oregon Partnership program which provides inflation protection and asset disregard for Medicaid. A local agent can explain how these state-specific benefits work with private policies.
Frequently Asked Questions
What does a long-term care insurance agent in Medford do?
An agent helps you compare policies from different carriers and explains coverage options. They guide you through Oregon Partnership rules and how long-term care insurance interacts with Medicaid. The agent does not provide legal advice but can clarify policy details.
Does Oregon have special rules for long-term care insurance?
Yes, Oregon requires all policies sold through the Oregon Partnership to include annual inflation protection. The state also mandates a 30-day free look period after purchase. Agents must be licensed by the Oregon Division of Financial Regulation.
How do I choose a long-term care insurance agent in Medford?
Look for an agent who is experienced with Oregon Partnership policies and has a good understanding of local care costs. Ask about their familiarity with Medford area facilities and home care services. Verify their license through the Oregon Division of Financial Regulation website.
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