The top-rated long-term care insurance agent in Lake Oswego, Oregon is Ed Lief, Private Client Insurance – AssuredPartners Oregon, rated 4.9 stars across 166 reviews. Other highly rated options include Kylie Tacheny at Comparion Insurance Agency, Laurie Lum at Comparion Insurance Agency, Keely Schmidt: Allstate Insurance. This directory lists 21 long-term care insurance agents serving Lake Oswego.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ed Lief, Private Client Insurance – AssuredPartners Oregon | 5005 Meadows Rd #402 | — |
| 2 | Kylie Tacheny at Comparion Insurance Agency | 4949 Meadows Rd Suite 660 | (503) 462-0536 |
| 3 | Laurie Lum at Comparion Insurance Agency | 4949 Meadows Rd Suite 660 | (503) 462-0531 |
| 4 | Keely Schmidt: Allstate Insurance | 644 N State St Ste 3 | (503) 908-1940 |
| 5 | Kristine Wiseman Patzke Agency, LLC American Family Insurance | 415 N State St STE 138 | (503) 636-0200 |
| 6 | Michael Jenkins Agency Inc American Family Insurance | 15630 Boones Ferry Rd #5 | (503) 699-2575 |
| 7 | Comparion Insurance Agency | 4949 Meadows Rd Suite 660 | (503) 430-2664 |
| 8 | MAC Insurance, Inc. | 5200 Meadows Rd #150 | (971) 238-2502 |
| 9 | Northwest Insurance Inc. | 15455 Hallmark Dr #100 | (503) 620-4444 |
| 10 | Oregon ACA | 4948 SW Meadow Ave | (503) 433-5178 |
Families and individuals in Lake Oswego seeking financial security for their later years turn to Kylie Tacheny at Comparion Insurance Agency for guidance. The agency specializes in structuring long-term care insurance policies, helping clients preserve savings against the high costs of assisted living, nursing homes, or in-home care. They explain policy options, including benefit durations and coverage types, to match personal health goals. The firm also serves clients in the broader Portland metro area, including the nearby community of West Linn.
Serving the Lake Oswego area and surrounding communities, Laurie Lum at Comparion Insurance Agency handles long-term care insurance for local clients. This work involves advising individuals on coverage options for extended care needs, including home care and assisted living. The agent assists with comparing policies from different carriers to find suitable protection. Typically, a job begins with a needs assessment and ends with a review of policy details, helping the client make an informed decision.
Keely Schmidt: Allstate Insurance in Lake Oswego, Oregon provides comprehensive long-term care insurance agent services for local residents. The company assists clients in exploring coverage options designed to protect assets and help manage future care needs. Regular policy reviews and claim support are part of the ongoing maintenance plans offered to policyholders. The firm works with individuals and families, serving those in single-family homes, apartments, retail locations, and restaurants throughout the area.
Kristine Wiseman Patzke Agency, LLC American Family Insurance in Lake Oswego offers both one-time consultations and recurring service options for long-term care planning. Coverage typically addresses assistance with daily activities, such as bathing and dressing, for clients facing chronic illness or disability. Understanding policy choices, including benefit triggers and daily benefit amounts, is essential for residents considering their future care needs. The difference between a one-time policy review and ongoing service is significant. Their long-term care insurance agent work in this area runs on a one-time and as-needed basis.
As Lake Oswego residents plan for their long-term health needs, the Michael Jenkins Agency Inc American Family Insurance provides guidance in selecting appropriate coverage through its local agency. Long-term care insurance agents help individuals understand policy options, including benefit periods and daily coverage amounts, to address potential future care costs. The company serves clients throughout the greater region. An initial consultation typically begins with a review of the client's personal health and financial situation.
Comparion Insurance Agency provides long-term care insurance services from its Lake Oswego, Oregon location. It assists individuals and families in this region with evaluating coverage options for extended healthcare needs. The agency helps clients understand policy structures and the financial implications of nursing home, assisted living, and in-home care. This work becomes particularly important to discuss during the annual Medicare open enrollment period, when people often review their broader care protection strategies.
MAC Insurance, Inc., based in Lake Oswego, Oregon, assists local residents with long-term care insurance policies to help cover future personal and custodial care needs. The agency also provides commercial long-term care solutions for businesses seeking group coverage options. Their service area includes Lake Oswego and surrounding communities within the Portland metropolitan region. Following an initial needs assessment and policy placement, the office typically schedules a follow-up review to adjust coverage before the next open enrollment period or regular plan renewal date.
Northwest Insurance Inc. in Lake Oswego, Oregon, operates as a local long-term care insurance agency known for helping individuals plan for future care needs. The firm guides clients through various policy options tailored to protect assets and cover assisted living or home health expenses. Its services typically include explaining benefit triggers, daily coverage amounts, and inflation protection features to ensure comprehensive planning. The agency also offers consultation on hybrid life insurance policies that combine long-term care benefits with a death benefit for added flexibility.
What Does a a Long-Term Care Insurance Agent in Lake Oswego Cost?
Long-term care insurance costs in Oregon vary by age health and benefit amount. A typical annual premium for a 55 year old might range from 1500 to 3000 for a moderate policy. Costs increase with age and for richer benefits. This is general information not insurance advice.
About long-term care insurance agents in Lake Oswego
Long-term care insurance agents in Lake Oswego help residents plan for future care needs. Oregon offers a Long-Term Care Partnership Program that allows policyholders to protect assets equal to the benefits paid. Agents can explain how this program works with your overall financial plan.
Frequently Asked Questions
What does a long-term care insurance agent in Lake Oswego do?
An agent helps you compare policies from different carriers and explains Oregon specific rules. They can show you how a partnership policy works to protect your assets. They do not provide legal advice but can guide your insurance choices.
How does the Oregon Long-Term Care Partnership Program work?
This program lets you keep assets equal to the benefits your policy pays out. For example if your policy pays 200000 in benefits you can protect 200000 of assets from Medicaid recovery. An agent can help you find a partnership qualified policy.
Are there time limits to buy long-term care insurance in Oregon?
There is no state deadline to buy a policy but premiums increase with age. Most people apply between ages 50 and 65 when they are still healthy. Oregon requires agents to explain the 30 day free look period for all policies.
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