The top-rated long-term care insurance agent in North Providence, Rhode Island is Kraig Cloutier: Allstate Insurance, rated 4.9 stars across 95 reviews. Other highly rated options include Stephen Guyott - GEICO Insurance Agent, A. E. Mazika Insurance Services, The Cloutier Insurance Agency. This directory lists 10 long-term care insurance agents serving North Providence.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kraig Cloutier: Allstate Insurance | 1535 Smith St UNIT 1 | (401) 861-7500 |
| 2 | Stephen Guyott - GEICO Insurance Agent | 1664 Mineral Spring Ave | (401) 288-4690 |
| 3 | A. E. Mazika Insurance Services | 1529 Mineral Spring Ave | (401) 353-9300 |
| 4 | The Cloutier Insurance Agency | 1535 Smith St | (401) 861-7500 |
| 5 | Jeo Sanchez: Allstate Insurance | 1987 Mineral Spring Ave | (401) 349-2900 |
| 6 | Safepoint Insurance RI | 132 Vincent Ave | (401) 859-3440 |
| 7 | A R Bucci Insurance Agency Inc | 214 High Service Ave | (401) 354-8700 |
| 8 | Capraro & Furtado Insurance | 959 Mineral Spring Ave | (401) 205-2597 |
| 9 | More Secured Insurance RI | 1635 Mineral Spring Ave | (401) 859-5631 |
| 10 | Equity Insurance Group LLC | 1515 Smith St J | (401) 648-6501 |
Kraig Cloutier: Allstate Insurance in North Providence, Rhode Island provides guidance on long-term care insurance plans designed to help individuals prepare for future custodial needs. Its services include policy selection assistance and ongoing support to review coverage as health and financial situations evolve. The agency helps clients understand policy features such as benefit periods and daily coverage limits. It services a range of properties, including single-family homes and apartments.
Stephen Guyott, serving North Providence and the surrounding Providence County area, provides long-term care insurance agent services designed to help clients plan for future care needs. This agency focuses on securing policies that cover extended nursing home stays, assisted living, and home health care. Clients typically work to protect their personal assets from the high costs of prolonged medical support. The agency handles the enrollment process for individual long-term care plans and offers underwriting guidance on policy options that manage home-based health aides.
Serving homeowners, families, and individuals in North Providence, A. E. Mazika Insurance Services focuses on long-term care insurance. The agency helps clients plan for potential future needs by discussing policy options that cover assisted living, home health care, and nursing facility stays. Representatives explain the differences among various plans available in Rhode Island. The firm works to match coverage with personal budgets and health histories. It also serves the greater Providence metro area, including nearby communities such as Cranston.
The Cloutier Insurance Agency serves North Providence and the surrounding Rhode Island communities, handling long-term care insurance needs for local residents. It works with clients to secure policies that cover expenses like nursing home stays, assisted living, and in-home care. The agency helps individuals plan for the financial challenges of extended medical or personal support services later in life. To handle a typical job, it reviews a client’s current health situation and future risk factors to identify appropriate coverage options.
Jeo Sanchez: Allstate Insurance in North Providence assists clients with the distinction between one-time long-term care policy evaluations and recurring plan management services. Coverage options are tailored to help protect assets while addressing future custodial or nursing care needs. Understanding local regulations ensures policies provide adequate support for extended home health or facility stays. Service appointments are available on an as-needed basis, allowing policyholders to request consultations or adjustments whenever personal circumstances or insurance requirements change.
Safepoint Insurance RI specializes in long-term care insurance planning, and it also assists clients with navigating policy options for future care needs. The agency serves the North Providence area through personalized consultations that focus on long-term financial protection. For local residents, understanding how to cover nursing home stays or in-home assistance can be complicated. Safepoint Insurance RI helps address these concerns, particularly for those approaching retirement and worried about the rising costs of senior care during winter months.
As North Providence residents begin planning for their later years, the need to safeguard savings from rising costs becomes pressing. A R Bucci Insurance Agency Inc provides guidance for those navigating long-term care insurance options, helping individuals understand policies that may cover assistance with daily living activities. The agency addresses client questions about coverage and benefit structures tailored to local health and financial situations. An initial consultation to review personal circumstances and policy needs is the first step in this planning process.
Capraro & Furtado Insurance assists individuals in preparing for future care needs through long-term care insurance coverage. Based in North Providence, RI, the agency specializes in policies that help manage costs associated with extended medical or personal care services. These plans are designed to protect savings from the high expense of assisted living or home health care. The agency can provide coverage solutions for commercial clients, including offices, warehouses, and food service businesses, offering a means to secure protection for key employees or business continuity planning.
More Secured Insurance RI offers long-term care insurance planning for residents of North Providence and the surrounding Rhode Island area. The agency assists individuals in evaluating policies that help cover future nursing home, assisted living, and home health care costs. Commercial long-term care coverage is also available for businesses seeking employee benefit options. The team can schedule follow-up appointments to review policy adjustments or address coverage questions between regular annual check-ins, ensuring the plan remains aligned with evolving needs.
Equity Insurance Group LLC in North Providence serves as a local source for long-term care insurance planning. The agency helps clients evaluate policy options that cover extended health services not paid by standard Medicare. Their primary work includes assessing individual needs for nursing home, assisted living, and home care coverage in the Rhode Island area. They provide assistance comparing plan features, benefit periods, and inflation protection. A specialty service this agency can add on is helping clients pair long-term care policies with life insurance riders for hybrid coverage.
What Does a a Long-Term Care Insurance Agent in North Providence Cost?
Typical costs for long-term care insurance in Rhode Island vary by age, health, and coverage level. For a 55-year-old, a policy may cost between $1,500 and $3,000 per year. For a 65-year-old, costs often range from $2,500 to $5,000 per year. These are estimates and actual premiums depend on your specific situation. This is general information and not insurance advice.
About long-term care insurance agents in North Providence
Long-term care insurance agents in North Providence, Rhode Island help residents plan for future care needs such as nursing home or home health aide services. Rhode Island law requires agents to be licensed by the state Department of Business Regulation. These agents can explain policy options that comply with the Rhode Island Partnership for Long-Term Care program.
Frequently Asked Questions
What does a long-term care insurance agent in North Providence do?
An agent helps you compare policies from different insurers and explains coverage for nursing homes, assisted living, and home care. They also guide you on how Rhode Island Partnership policies can protect your assets.
Is long-term care insurance required in Rhode Island?
No, long-term care insurance is not required by law in Rhode Island. However, it can help cover costs that Medicare does not pay for, such as extended nursing home stays.
How do I choose a long-term care insurance agent in North Providence?
Look for an agent licensed in Rhode Island with experience in long-term care policies. Check their credentials with the Rhode Island Department of Business Regulation and ask about their knowledge of the Rhode Island Partnership program.
Long-Term Care Insurance Agents in Other Rhode Island Cities
Cranston · East Greenwich · Johnston · Lincoln · Middletown · North Kingstown · Pawtucket · Providence · Warwick · Westerly