The top-rated long-term care insurance agent in Providence, Rhode Island is Globe Life American Income Division: Zuzick Organization, rated 4.9 stars across 2,274 reviews. Other highly rated options include Cross Insurance, Podmaska Insurance Agency Inc, Wilson Insurance Agency. This directory lists 19 long-term care insurance agents serving Providence.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Globe Life American Income Division: Zuzick Organization | 754 Branch Ave #10A | (401) 429-1847 |
| 2 | Cross Insurance | 291 Promenade St | (401) 431-9200 |
| 3 | Podmaska Insurance Agency Inc | 1309 Chalkstone Ave | (401) 272-5444 |
| 4 | Wilson Insurance Agency | 723 Atwells Ave | (401) 453-6659 |
| 5 | Nelson Services | 761 Broad St | (401) 461-2599 |
| 6 | Guzman Insurance Group, LLC: Allstate Insurance | 1214 Broad St Lowr Level | (401) 785-0806 |
| 7 | ONE STOP INSURANCE AGENCY | 858 Broad St | (401) 785-3339 |
| 8 | World Insurance Associates LLC | 477 Elmwood Ave | (401) 572-3303 |
| 9 | Farmington Insurance Agency | 24 Farmington Ave | (401) 944-2230 |
| 10 | AAA Northeast Insurance Corporate Office | 70 Royal Little Dr | (401) 535-9995 |
Globe Life American Income Division: Zuzick Organization serves the Providence, Rhode Island, metro area as a provider of long-term care insurance coverage. The agency helps individuals and families plan for the financial challenges of extended care needs, whether at home, in assisted living, or in a nursing facility. It assists clients in reviewing policy options and comparing benefits to match their healthcare goals and budget. The agency handles personal consultations and policy enrollment for long-term care insurance in this region.
Cross Insurance offers a range of long-term care insurance solutions tailored to clients in Providence, Rhode Island, and the surrounding area. The agency helps individuals evaluate policy options that address future care needs, including home care, assisted living, and nursing facility coverage. It provides guidance on plan selection and ongoing policy maintenance to ensure coverage remains aligned with changing health and financial circumstances. The company services a variety of property types, including single-family homes, apartments, retail businesses, and restaurants.
Podmaska Insurance Agency Inc serves individuals and families in Providence, Rhode Island, who need to plan for potential long-term care expenses. The agency helps clients navigate policy options that can cover costs for nursing homes, assisted living, or home-based care. It works with customers to explain how these policies can protect personal savings during retirement years. Podmaska Insurance Agency also provides its long-term care insurance services to residents throughout Cranston and the surrounding Providence metro area.
Wilson Insurance Agency in Providence focuses on long-term care insurance planning, assisting clients in safeguarding assets against future care needs. It pairs this specialty with general insurance guidance, helping individuals navigate policy options for home care, assisted living, or nursing facility expenses. The agency explains benefit structures and the impact of underwriting on coverage costs for local residents. Its work addresses the seasonal concern of annual policy review, ensuring that coverage keeps pace with rising care costs in Rhode Island and potential changes in family health circumstances.
As spring approaches, many Providence residents begin reviewing their financial plans for the coming year. Nelson Services helps local families address the rising costs of extended care through long-term care insurance policies. Working as a dedicated agent in the area, the company assists clients in evaluating their personal assets and health history. Each potential policy is reviewed to match individual needs and budgets within the long-term care insurance market in Rhode Island. The initial step involves scheduling a confidential assessment to survey a client's current coverage and long-term goals.
Guzman Insurance Group, LLC: Allstate Insurance provides general insurance services to clients in the Providence area. The agency specializes in arranging long-term care insurance policies, which help cover the costs of extended personal or medical care that typical health plans do not support. This coverage assists individuals in paying for assistance at home or in a facility. It can serve various local commercial sectors, including offices, warehouses, and food service operations.
ONE STOP INSURANCE AGENCY serves residents in Providence, Rhode Island, helping individuals protect assets through long-term care insurance coverage. They also assist local business owners with group long-term care benefits for employees. Their service area covers Providence and the surrounding region within Rhode Island. The agency explains policy options for nursing home, home health, and assisted living care to help clients plan for future needs. Clients often return when adjusting coverage during life changes, and the agency follows up between regular visits to address any questions about policy terms or benefit updates.
World Insurance Associates LLC in Providence, RI is known for guiding families through the selection of long-term care insurance policies that help cover the costs of home health aides, assisted living, and nursing home care. The agency works with clients to evaluate policy benefits such as daily benefit amounts and coverage periods, tailoring plans to individual future care needs. It also coordinates with clients to explore hybrid life insurance policies that combine a death benefit with a long-term care rider for added flexibility.
AAA Northeast Insurance Corporate Office in Providence provides long-term care insurance for individuals planning for potential extended care needs, differentiating between one-time consultation options for immediate advice and recurring service options for ongoing policy management. Clients can discuss coverage that typically includes assistance with daily living activities and chronic conditions. Services at this agency can be arranged on an as-needed basis according to client requirements.
What Does a a Long-Term Care Insurance Agent in Providence Cost?
Long-term care insurance premiums in Rhode Island vary based on age, health, and coverage level. For a 55-year-old, a policy with a 3-year benefit period and a 90-day waiting period can cost between 150 and 300 dollars per month. Costs are higher for older applicants and lower for younger ones. This is general information, not insurance advice.
About long-term care insurance agents in Providence
Long-term care insurance agents in Providence help Rhode Island residents plan for future care needs. Rhode Island law requires agents to be licensed by the state Department of Business Regulation. These agents can explain policies that cover nursing home stays, assisted living, and home health care.
Frequently Asked Questions
What does a long-term care insurance agent in Providence do?
A long-term care insurance agent helps you compare policies from different companies. They explain coverage options for nursing homes, assisted living, and home care. They also help you understand Rhode Island rules about policy benefits.
Is long-term care insurance required in Rhode Island?
No, Rhode Island does not require long-term care insurance. However, the state offers a Partnership Program that lets you keep more assets if you use a qualified policy. An agent can explain how this program works.
How do I choose a long-term care insurance agent in Providence?
Look for an agent licensed in Rhode Island with experience in long-term care policies. Ask about their knowledge of the Rhode Island Partnership Program. Check their standing with the Rhode Island Department of Business Regulation.
Long-Term Care Insurance Agents in Other Rhode Island Cities
Cranston · East Greenwich · Johnston · Lincoln · Middletown · North Kingstown · North Providence · Pawtucket · Warwick · Westerly