The top-rated medicare insurance agent in Oxford, Alabama is Globe Life Liberty National Division: The Harris Agencies, rated 4.9 stars across 366 reviews. Other highly rated options include Anthony Fleming - State Farm Insurance Agent, Matthew Maniscalco - State Farm Insurance Agent, Jonathan Everly: Allstate Insurance. This directory lists 18 medicare insurance agents serving Oxford.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Globe Life Liberty National Division: The Harris Agencies | 917 Snow St | (256) 236-0361 |
| 2 | Anthony Fleming - State Farm Insurance Agent | 919 Snow St suite d | (256) 237-9408 |
| 3 | Matthew Maniscalco - State Farm Insurance Agent | 250 Davis Loop | (256) 835-7774 |
| 4 | Jonathan Everly: Allstate Insurance | 1102 Hwy Dr | (256) 831-1780 |
| 5 | Tammie Shaddix - State Farm Insurance Agent | 328 Snow St | (256) 241-2680 |
| 6 | Alfa Insurance Thomas Shelton Agency LLC | 501 Main St | (256) 342-0310 |
| 7 | The Parnell Insurance Agency, Inc | 400 Snow St | (256) 831-8887 |
| 8 | Alfa Insurance | 52 Plaza Ln | (256) 831-7770 |
| 9 | West Insurance: Betty West | 1211 Hamric Dr W | (256) 831-0205 |
| 10 | AAA Oxford Insurance and Member Services | 119 Commons Way Suite 101 | (256) 832-3101 |
Globe Life Liberty National Division: The Harris Agencies serves Oxford, Alabama, and the surrounding Calhoun County area as a local medicare insurance agent. They help clients understand and enroll in Medicare plans, including Medicare Advantage and Medicare Supplement policies. Their typical work involves guiding beneficiaries through the annual enrollment period and explaining coverage options for outpatient care. They also handle Part D prescription drug plan selections for local residents.
Anthony Fleming - State Farm Insurance Agent in Oxford, AL, provides Medicare insurance guidance to help individuals understand their coverage options. The agency assists clients with selecting plans that suit their healthcare needs and budget. Ongoing support is available throughout the year for questions or claim help. Regular plan reviews are offered to adjust to changing medical or life circumstances. The agent services a variety of properties, including single-family homes, apartments, retail locations, and restaurants.
Serving Oxford, Alabama, and the surrounding communities, Matthew Maniscalco - State Farm Insurance Agent handles Medicare insurance needs for local residents. The agency helps clients navigate plan options, including both Medicare Supplement and Medicare Advantage policies. It assists with annual enrollment periods and plan comparisons to find suitable coverage. The typical job begins with a personal consultation to understand the client’s healthcare preferences and budget, followed by a clear explanation of available choices to guide the final decision.
Residents and business owners in Oxford, Alabama, who are navigating their Medicare options can receive assistance from Jonathan Everly: Allstate Insurance. The agency provides guidance on plan selections, coverage details, and enrollment periods for individuals approaching retirement age or current recipients. Clear explanations help clients understand Parts A, B, and supplemental policies available in the local market. The team focuses on personalized consultations to match customers with appropriate health insurance solutions. Services also extend to neighboring communities within Calhoun County, including Anniston, for those seeking reliable Medicare support.
In this area, residents choose between one-time consultations for immediate needs or recurring support to review changing plans. Tammie Shaddix - State Farm Insurance Agent provides local guidance for Medicare insurance, helping clarify coverage options that vary by individual health and budget. Whether exploring supplements, Advantage plans, or Part D, the agent explains the practical differences. This service runs on an as-needed basis, accommodating both initial enrollment dates and annual period changes.
Alfa Insurance Thomas Shelton Agency LLC provides specialized guidance in Medicare insurance options for residents in the Oxford, Alabama area. The agency works with clients to understand their coverage needs and enrolls them in suitable Medicare plans. It offers ongoing support for policy questions and plan adjustments. Each year, the company helps clients navigate the Annual Enrollment Period effectively, ensuring coverage aligns with changing healthcare needs throughout the season.
During the Annual Enrollment Period each fall, residents of Oxford, Alabama, often find themselves weighing multiple changes to their Part D and Medicare Advantage options. The Parnell Insurance Agency, Inc. responds by providing clear, comparative guidance through personalized consultations. Their work involves clarifying plan differences, helping clients avoid late enrollment penalties, and ensuring coverage matches local healthcare needs. An initial assessment typically begins with a thorough review of a client’s existing prescriptions, preferred providers, and budget considerations before any plan is recommended.
As Medicare's Annual Enrollment Period approaches each year, residents of Oxford, Alabama often seek guidance on plan changes and benefit updates. Alfa Insurance offers in-person assistance to navigate these complex decisions, helping clients evaluate their prescription drug and supplemental coverage options. Local customers can schedule a consultation to review current plans and compare available policies for the upcoming year, ensuring they understand coverage details before making any selections. The first step involves a complimentary review of the individual’s existing health coverage and Medicare needs.
West Insurance: Betty West assists individuals with their Medicare coverage needs in the Oxford, Alabama area. The agency specializes in guiding clients through Medicare supplement plans and prescription drug coverage options. Every policy is explained clearly to help residents make informed healthcare decisions during the annual enrollment periods. Should clients need assistance with transitioning from employer coverage or navigating initial enrollment, the agency provides thorough one-on-one help. The company can serve local offices, warehouses, and food service establishments looking for group Medicare supports for their employees.
AAA Oxford Insurance and Member Services serves residents of Oxford, AL, with Medicare insurance guidance for individual health needs. The agency also helps local business owners understand commercial coverage options that complement their employee benefits. Their service area includes Oxford and the surrounding communities in Calhoun County and northeast Alabama. Clients return for seasonal plan reviews and ongoing policy updates between regular annual visits to ensure their coverage remains aligned with changing Medicare guidelines.
What Does a a Medicare Insurance Agent in Oxford Cost?
Medicare Part A is usually premium-free for most beneficiaries. Part B has a standard monthly premium of $174.70 in 2024 for most people. Medigap plans in Alabama range from about $100 to $300 per month depending on the plan type and your age. Part D drug plan premiums average $30 to $70 per month in Calhoun County. These costs vary by income, plan choice, and health status. This is general information, not insurance advice.
About medicare insurance agents in Oxford
Medicare insurance agents in Oxford, Alabama help residents compare Medicare Advantage, Part D, and Medigap plans. Alabama follows federal Medicare guidelines with specific state regulations on plan marketing and enrollment. Agents licensed by the Alabama Department of Insurance can explain how local providers and costs affect your choices.
Frequently Asked Questions
What is the best time to enroll in Medicare in Oxford Alabama?
Your Initial Enrollment Period begins three months before your 65th birthday month and ends three months after. If you miss this window, you may face a late enrollment penalty unless you have qualifying coverage. Alabama does not extend federal enrollment deadlines.
Do Medicare agents in Oxford charge a fee for their services?
Most Medicare agents in Alabama are paid by insurance companies through commissions, not by you. They typically provide plan comparisons at no direct cost to you. Always confirm the agent's compensation method before working with them.
What Alabama laws affect Medicare supplement plans in Oxford?
Alabama requires Medigap policies to be guaranteed issue during your six-month open enrollment period starting when you turn 65. After that, insurers may use medical underwriting. Alabama also limits how agents can market plans during certain times of the year.
Medicare Insurance Agents in Other Alabama Cities
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