The top-rated medicare insurance agent in Saraland, Alabama is Laurel Flowers - State Farm Insurance Agent, rated 5.0 stars across 558 reviews. Other highly rated options include Direct Auto Insurance, Alfa Insurance - McKee Sturdivant Agency, Donna Gatlin - State Farm Insurance Agent. This directory lists 19 medicare insurance agents serving Saraland.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Laurel Flowers - State Farm Insurance Agent | 400 Saraland Blvd Ste B | (251) 675-4736 |
| 2 | Direct Auto Insurance | 1095 Industrial Pkwy | (251) 234-6122 |
| 3 | Alfa Insurance - McKee Sturdivant Agency | 370 Saraland Blvd | (251) 675-5490 |
| 4 | Donna Gatlin - State Farm Insurance Agent | 401 Hwy 43 S | (251) 675-4945 |
| 5 | Kenneth Morgan: Allstate Insurance | 1120 Shelton Beach Rd | (251) 679-1110 |
| 6 | Southern Insurance Pros - Kelly DeFord | 210 Commerce Dr Suite B | (251) 341-2399 |
| 7 | Farmers Insurance - Will Stewart | 932 Shelton Beach Rd | (251) 675-7844 |
| 8 | Dale Ballard - State Farm Insurance Agent | 5 Saraland Blvd S Ste 2 | (251) 675-4920 |
| 9 | Candice Jones Insurance | 7 Saraland Blvd Suite 7A | (251) 440-3354 |
| 10 | North Mobile Agency | 1120 - B, Shelton Beach Rd | (251) 679-9090 |
Laurel Flowers - State Farm Insurance Agent serves the Saraland, Alabama area, offering Medicare insurance guidance and policy options. This local agency helps clients navigate Medicare enrollment periods and plan selections. Assistance is provided for both Medicare Supplement and Medicare Advantage plans. The agent works with individuals to compare coverage choices available in Mobile County. Specific services handled include coordinating Part D prescription drug plans.
Direct Auto Insurance serves the Saraland, Alabama area as a local Medicare Insurance Agent. The company helps beneficiaries understand their coverage options through the annual enrollment period and special enrollment windows. Its agents assist with comparing Medicare Supplement plans along with Medicare Advantage and Part D prescription drug plans. Clients can receive help reviewing their current drug coverage and making changes when needed. Direct Auto Insurance guides customers through both initial enrollment and plan transitions during open enrollment.
Alfa Insurance - McKee Sturdivant Agency offers Medicare insurance agent services to the Saraland area. The agency assists clients by explaining available Medicare plans and guiding them through the enrollment process. Ongoing support is provided to help policyholders with plan adjustments during open enrollment periods. This agency handles consultations for senior clients seeking coverage solutions. Services are available for single-family homes, apartments, retail, and restaurants.
Donna Gatlin - State Farm Insurance Agent serves homeowners, families, and individual clients in Saraland, AL, helping them select Medicare insurance plans that fit their healthcare needs and budget. The agent guides clients through the complexities of Medicare options, including supplemental coverage and prescription drug plans. Assistance is provided with annual enrollment periods and plan comparisons to ensure informed decisions. This local office also extends its services to clients in the greater Mobile metropolitan area, including nearby communities such as Mobile and Chickasaw.
Kenneth Morgan: Allstate Insurance serves Saraland, Alabama, and the surrounding communities in Mobile County. As a Medicare insurance agent, it handles plan comparisons for Medicare Advantage, Medigap, and Part D prescription drug coverage. The agency assists clients navigating annual enrollment periods and understanding their coverage options. It typically approaches each customer by first reviewing their current health needs and budget, then presenting available plans that align with those requirements without pressure or overcomplication.
Southern Insurance Pros - Kelly DeFord distinguishes between a single enrollment consultation and ongoing policy review to find the right fit. This involves comparing plans that cover hospital stays, doctor visits, and prescription drugs. The agent operates on a scheduled basis by appointment, allowing a focused discussion. Service continues on an as-needed basis for questions and annual re-enrollment support, ensuring coverage adapts to changing health needs.
Specializing in Medicare Advantage, Medicare Supplement, and Part D prescription drug plans, Farmers Insurance - Will Stewart provides personalized guidance to seniors in Saraland, AL. The agency helps clients compare plan options, understand coverage gaps, and enroll during designated enrollment periods. It also assists with transitioning from employer coverage and navigating original Medicare’s hospital and medical benefits. As each plan’s network and costs change annually, the agent helps review choices during the fall open enrollment period or if a client loses existing coverage unexpectedly.
During Medicare’s Open Enrollment Period, many Saraland seniors need to compare their plan options carefully. Dale Ballard, as a State Farm Insurance Agent in Saraland, AL, helps individuals navigate these Medicare insurance choices throughout the year. The agent assists in reviewing current coverage and explaining plan features so clients understand how benefits work. This Medicare insurance agent provides guidance on Part D prescriptions, supplement plans, and advantage options. A typical first step involves a no-obligation inspection of the client’s existing policies and their specific healthcare needs.
Candice Jones Insurance provides guidance on Medicare plans and coverage options for individuals in Saraland, AL. The agency specializes in helping clients navigate Medicare supplements, Part D prescription drug plans, and Medicare Advantage policies. It focuses on explaining plan choices and costs to ensure clients understand their benefits. The company can assist individuals associated with local offices, warehouses, and food service establishments in evaluating their Medicare needs.
North Mobile Agency serves the Saraland, AL area with residential medicare insurance guidance, helping individuals navigate plan options for their healthcare needs. Commercial coverage is also addressed for local businesses seeking medicare solutions for eligible employees or clients. The agency focuses on aligning coverage with each client’s specific situation in this region. Appointments and consultations are arranged to help clarify choices, and follow-up service is provided between regular visits to adjust plans as needs evolve.
What Does a a Medicare Insurance Agent in Saraland Cost?
Medicare insurance agents in Alabama generally do not charge a fee for their services. Their compensation comes from insurance carriers, so you pay no direct cost for agent help. However, the plans they recommend have monthly premiums that vary. Medicare Part B has a standard premium of about $174.70 per month in 2024, while Medicare Advantage plans often have $0 premiums but may have copays and deductibles. Medigap plans in Alabama cost between $50 and $300 per month depending on your age and health. This is general information, not insurance advice.
About medicare insurance agents in Saraland
Medicare insurance agents in Saraland, Alabama help residents navigate Original Medicare, Medicare Advantage, and Part D drug plans. Alabama law requires agents to be licensed by the Alabama Department of Insurance and to follow state regulations on plan marketing and enrollment. Working with a local agent can provide guidance on plans available in Mobile County and nearby areas.
Frequently Asked Questions
What does a Medicare insurance agent in Saraland do?
A Medicare insurance agent helps you compare plans, enroll in Medicare Part A and Part B, and choose Medicare Advantage or Medigap policies. They also assist with annual enrollment periods and special enrollment periods as allowed by Alabama law.
When can I enroll in Medicare in Saraland Alabama?
The Initial Enrollment Period starts three months before you turn 65 and ends three months after your birthday month. Alabama residents also have an Annual Enrollment Period from October 15 to December 7 each year. Special Enrollment Periods may apply for certain life events.
Are Medicare insurance agents in Alabama free to use?
Most Medicare insurance agents are paid by insurance companies through commissions, so their services are typically free to you. Alabama law does not allow agents to charge consumers directly for plan enrollment assistance. Always confirm fees before working with an agent.
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