The top-rated medicare insurance agent in Spanish Fort, Alabama is Lad Drago - State Farm Insurance Agent, rated 5.0 stars across 790 reviews. Other highly rated options include Randon Carnathan - State Farm Insurance Agent, HRT Insurance Group, LLC, The Foxworth Agency. This directory lists 11 medicare insurance agents serving Spanish Fort.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lad Drago - State Farm Insurance Agent | 7623 Spanish Fort Blvd | (251) 626-1237 |
| 2 | Randon Carnathan - State Farm Insurance Agent | 30500 State Hwy 181 Suite 706 | (251) 626-3026 |
| 3 | HRT Insurance Group, LLC | 6729 Spanish Fort Blvd Suite J | (251) 445-8300 |
| 4 | The Foxworth Agency | 11617 US-31 | (251) 930-1397 |
| 5 | Southern Shield Insurance | 11141 Hwy 31 Suite B | (251) 725-9172 |
| 6 | Bayside Insurance Agency | 6389A Spanish Fort Blvd | (251) 586-0258 |
| 7 | Wynona's Insurance Agency | 4 Lancers Ln | (251) 540-4673 |
| 8 | Cochran Insurance Agency | 6450 US-90 B | (251) 635-4780 |
| 9 | Humana Insurance | 30524 Pine Ct | (866) 227-8640 |
| 10 | Health Markets Insurance - Jerry Island | 7688 Spanish Fort Blvd Suite F | (434) 258-1378 |
Lad Drago - State Farm Insurance Agent serves Spanish Fort, Alabama, along with surrounding Baldwin County communities. The agency provides guidance on Medicare insurance plans, helping individuals navigate coverage options and enrollment periods. As a local resource, it assists clients in reviewing plan details to align with their healthcare needs and budgets. The office handles Medicare Supplement plans and Medicare Advantage plan selection in this area, offering in-person consultations to clarify benefits and costs for eligible residents.
Randon Carnathan - State Farm Insurance Agent in Spanish Fort, AL, provides services that include guidance on Medicare insurance options, helping clients understand plan choices and enrollment periods. Their approach involves explaining coverage details and assisting with plan selection. Ongoing support is offered for claims issues and policy adjustments. Customers can reach out for annual plan reviews or when their needs change. The office services single-family homes, apartments, retail, and restaurants seeking individual insurance solutions for owners, employees, or residents.
HRT Insurance Group, LLC serves residents and families across Spanish Fort, AL who need guidance selecting appropriate Medicare coverage. As a local Medicare insurance agent, this company helps clients understand their plan options, including supplements and Part D drug plans, during enrollment periods. The agency works to match individual healthcare needs with available insurance products from various carriers. Its services also extend to homeowners in neighboring communities such as Daphne and the broader Fairhope area along the Eastern Shore.
The Foxworth Agency of Spanish Fort, AL assists clients with both initial Medicare enrollment and ongoing coverage adjustments. One-time service helps new beneficiaries select appropriate plans during their first eligibility period. Recurring service reviews existing plans annually during open enrollment to identify changes in costs or benefits. This local agency provides an important resource for navigating the complex Medicare landscape. Service runs on an as-needed or scheduled basis depending on whether a client requires a single consultation or annual plan reviews.
As Medicare open enrollment approaches each year, residents of Spanish Fort, AL often face complex decisions about coverage options. Southern Shield Insurance assists clients in navigating plan choices, helping to clarify gaps in Original Medicare and available supplement plans. Their local office provides personalized guidance on Part D prescription drug coverage and Medicare Advantage plans tailored to individual health needs. A person new to Medicare begins by scheduling a complimentary consultation to review their current medications and preferred providers before assessing available options.
Specializing in Medicare Supplement and Advantage plan guidance, Bayside Insurance Agency in Spanish Fort, AL, assists clients by comparing local coverage options to match individual health needs and budgets. The agency provides straightforward explanations of plan differences, enrollment procedures, and policy changes throughout the year. During the annual Open Enrollment Period from October to December, it helps residents adjust their existing plans to avoid coverage gaps or unexpected cost increases.
Wynona's Insurance Agency, located in Spanish Fort, AL, serves local residents seeking Medicare insurance solutions. The agency also offers guidance on commercial coverage options for area businesses. Their service area includes communities throughout Baldwin County and the greater Mobile Bay region. As a licensed Medicare insurance agent, they help clients navigate plan enrollment, annual changes, and coverage comparisons. The agency provides detailed policy explanations tailored to individual healthcare needs. They maintain ongoing client relationships, scheduling follow-up appointments between regular plan renewal periods to answer questions and review any necessary adjustments.
Cochran Insurance Agency provides guidance on Medicare coverage options for individuals in Spanish Fort, Alabama. The agency focuses on helping clients understand the complexities of Medicare supplement and advantage plans, including prescription drug coverage and cost-sharing considerations. It serves residents seeking to navigate annual enrollment periods and initial eligibility. Commercial sectors it can serve include offices, warehouses, and food service establishments.
Humana Insurance in Spanish Fort, AL, is known for helping local Medicare beneficiaries navigate their coverage options. The company offers a range of Medicare insurance plans, including Medicare Advantage and Medicare Supplements, tailored to seniors in the area. Licensed agents assist clients with plan selection during open enrollment and the annual election period. For more specialized needs, the agency can also provide stand-alone Medicare Part D prescription drug plan guidance.
Health Markets Insurance - Jerry Island specializes in Medicare Advantage, Supplement, and Part D plans, guiding clients through enrollment and annual changes. This Spanish Fort agency assists those turning sixty-five or exploring options during open enrollment periods. It provides personalized comparisons to help individuals find coverage matching their needs and budgets. The agent also helps with navigating Medicare’s initial enrollment period to avoid late penalties.
What Does a a Medicare Insurance Agent in Spanish Fort Cost?
There is no direct cost to you for using a Medicare insurance agent in Spanish Fort. Agents are paid by insurance carriers, and their commissions do not change your premium. Monthly premiums for Medicare Advantage plans in Alabama can range from $0 to over $100 depending on the plan. Part D drug plan premiums average around $30 to $70 per month. This is general information, not insurance advice.
About medicare insurance agents in Spanish Fort
Medicare insurance agents in Spanish Fort, Alabama help residents navigate Original Medicare, Medicare Advantage, and Part D drug plans. Agents licensed in Alabama must follow state regulations including annual enrollment periods and scope of appointment rules. Spanish Fort seniors often seek local agents who understand the Baldwin County healthcare network and nearby providers.
Frequently Asked Questions
What does a Medicare insurance agent in Spanish Fort do?
A Medicare insurance agent helps you compare plans, enroll in coverage, and understand your options. They are licensed in Alabama and can explain how plans work with local hospitals and doctors.
When can I enroll in Medicare in Spanish Fort?
You have a seven-month Initial Enrollment Period starting three months before your 65th birthday. Alabama also has an Annual Enrollment Period from October 15 to December 7 each year.
Are Medicare agents in Alabama paid by commission?
Yes, agents are paid commissions by insurance companies. Their services to you are free. Alabama law requires agents to disclose their compensation if you ask.
Medicare Insurance Agents in Other Alabama Cities
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