The top-rated medicare insurance agent in Baldwinsville, New York is Horan Companies - The Insurance Place, rated 5.0 stars across 140 reviews. Other highly rated options include Scott Northrup - State Farm Insurance Agent, Heritage Insurance Agency, Inc., White Harbor Group Insurance. This directory lists 15 medicare insurance agents serving Baldwinsville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Horan Companies - The Insurance Place | 63 E Genesee St Suite B | (315) 635-2095 |
| 2 | Scott Northrup - State Farm Insurance Agent | 52 Oswego St #1 | (315) 303-4426 |
| 3 | Heritage Insurance Agency, Inc. | 8 Tappan St | (315) 925-5300 |
| 4 | White Harbor Group Insurance | 26 E Genesee St #305 | (315) 352-0035 |
| 5 | State Farm Insurance | 60 1/2 Salina St | (315) 638-0247 |
| 6 | Frank Marinelli - State Farm Insurance Agent | 3444 NY-31 Ste 5 | (315) 622-7283 |
| 7 | Higgins Insurance Agency | 2273 Downer St | (315) 635-0050 |
| 8 | Central Cooperative Insurance | 6 Southgate Rd | (315) 635-7606 |
| 9 | Huntington Insurance Agency | 6 Southgate Rd | (315) 635-9795 |
| 10 | David H Horan Agency | 6 Oswego St # 2 | (315) 635-3666 |
Horan Companies - The Insurance Place serves Onondaga County and the greater Baldwinsville area as a local Medicare insurance agent. The agency assists individuals in understanding their available coverage options during enrollment periods and provides ongoing plan support. Common tasks include reviewing Part D prescription drug plans and comparing Medicare Advantage options. A specific service it handles in this area is providing guidance on Medigap supplemental policies for local Medicare beneficiaries.
Scott Northrup - State Farm Insurance Agent in Baldwinsville, NY, provides Medicare insurance services, helping clients understand their plan options and enrollment periods. The agency offers ongoing support to ensure coverage needs are addressed throughout the year, including assistance with plan changes. Its services focus on educating individuals about Medicare plans available in the region. The agency works with clients seeking coverage for single-family homes, apartments, retail, and restaurant properties where applicable.
Heritage Insurance Agency, Inc. serves Baldwinsville, New York, and the surrounding local communities. The company handles Medicare insurance plans, helping clients understand their coverage options and enrollment periods. It works with various plan types to meet individual healthcare needs and budgets. For a typical job, the agency conducts a thorough review of each client's current coverage and health priorities, then lays out plan comparisons that let the client make an informed choice.
White Harbor Group Insurance in Baldwinsville, NY, serves retirees and seniors navigating their individual healthcare needs, specializing in helping clients select suitable Medicare Advantage, Supplement, and Part D prescription drug plans. Its agents provide personalized guidance through enrollment and annual plan comparisons, aiming to align coverage with medical budgets and preferred providers. The company also covers the greater Syracuse metropolitan area, extending services to residents in nearby neighborhoods such as Liverpool or Clay.
Serving the Baldwinsville area, this Medicare insurance agency helps clients distinguish between one-time enrollment periods and the ongoing options for coverage adjustments that arise with life changes. The office focuses on explaining the differences in Medicare plans, including how coverage works for hospital care, medical services, and prescription drugs, while also addressing the role of supplemental policies. Their service is available on an as-needed basis, allowing clients to schedule appointments whenever they have specific questions or need to review their current plan.
Serving the Baldwinsville area and surrounding New York communities, Frank Marinelli - State Farm Insurance Agent handles Medicare insurance agent needs for local residents. The agency assists clients with understanding their Medicare options and finding suitable coverage plans. To handle a typical client's needs, the agency conducts a thorough review of individual health circumstances and existing coverage before presenting plan choices.
In Central New York, the fall Medicare Annual Enrollment Period prompts many residents near Baldwinsville to review their health coverage. Higgins Insurance Agency in Baldwinsville, New York, serves as a local Medicare insurance agent, guiding older adults through plan comparisons for Part D prescriptions and Medicare Advantage options. The agency focuses on explaining how local network restrictions and out-of-pocket costs apply. A no-cost initial consultation appointment begins with a review of the individual’s current prescriptions and preferred local doctors to determine which plans are likely available and suitable.
Central Cooperative Insurance specializes in Medicare Advantage and Medicare Supplement plan selection, assisting clients in Baldwinsville, New York. The agency provides thorough explanations of Part D prescription drug coverage and helps individuals compare annual plan changes. Guiding seniors through initial enrollment periods and coordinating with existing healthcare providers, it supports informed decision-making. The agency also helps residents manage the annual Medicare Open Enrollment period, ensuring timely adjustments to coverage that align with evolving medical needs and budget considerations.
Huntington Insurance Agency helps individuals in the Baldwinsville area navigate their health coverage options, with a particular focus on Medicare insurance agent services. As a local resource, the firm assists clients in understanding plan details, enrollment periods, and supplement choices tailored to their needs. Their work extends to serving both personal residences and commercial sectors, including local offices, warehouses, and food service businesses requiring group or individual Medicare-related guidance.
David H Horan Agency serves residents of Baldwinsville, New York, with Medicare insurance guidance for their healthcare needs. Commercial coverage options are also available for eligible individuals in the surrounding area. The agency helps clients navigate plan selection during enrollment periods and provides ongoing support for questions about benefits or coverage changes. Regular follow-up services are offered between annual enrollment visits to review any shifts in medical needs or plan updates.
What Does a a Medicare Insurance Agent in Baldwinsville Cost?
Medicare insurance agents in New York typically do not charge clients directly for their services. Agents are paid commissions by insurance companies. These commissions are built into the plan premiums and do not increase your out-of-pocket costs. However plan premiums for Medicare Advantage can range from 0 to over 100 dollars per month while Medigap plans in New York can cost between 100 and 400 dollars per month depending on age health and plan type. This is general information and not insurance advice.
About medicare insurance agents in Baldwinsville
Medicare insurance agents in Baldwinsville New York help residents navigate Original Medicare Medicare Advantage and Part D prescription drug plans. New York state law requires agents to be licensed and to follow specific marketing guidelines including a 12-month lock-in period for Medicare Advantage plans. Local agents understand the healthcare providers and coverage options available in the Baldwinsville area.
Frequently Asked Questions
What is the best time to enroll in Medicare in Baldwinsville New York?
The Initial Enrollment Period starts three months before your 65th birthday month and ends three months after that month. New York also offers a state-specific Open Enrollment Period from January 1 to March 31 each year for Medicare Advantage plan changes.
How do I choose a Medicare insurance agent in Baldwinsville?
Look for an agent licensed in New York with experience in Medicare plans. You can verify an agents license through the New York State Department of Financial Services website. Ask about their knowledge of local providers and plan networks in the Baldwinsville area.
Are there penalties for late Medicare enrollment in New York?
Yes. If you do not sign up for Part B when first eligible you may pay a late enrollment penalty of 10 percent for each full 12-month period you delayed. New York residents may qualify for a Special Enrollment Period if they have employer coverage or meet other exceptions.
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