The top-rated medicare insurance agent in Clifton Park, New York is Tim Mcgrath - State Farm Insurance Agent, rated 5.0 stars across 553 reviews. Other highly rated options include Farmers Insurance - Christine Sheppard, Cote Insurance Agency, Michele Metzger at Comparion Insurance Agency. This directory lists 27 medicare insurance agents serving Clifton Park.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tim Mcgrath - State Farm Insurance Agent | 1471 US-9 Unit 107 | (518) 631-5113 |
| 2 | Farmers Insurance - Christine Sheppard | 632 Plank Rd #111 | (518) 220-2010 |
| 3 | Cote Insurance Agency | 1690 US-9 | (518) 630-6478 |
| 4 | Michele Metzger at Comparion Insurance Agency | 28 Corporate Dr #106 | (518) 243-1129 |
| 5 | Lee Serino - State Farm Insurance Agent | 868 NY-146 | (518) 371-0377 |
| 6 | Foursurance | 636 Plank Rd # 109 | (518) 978-4044 |
| 7 | Farmers Insurance - Mary Ann O'Brien | 22 Clifton Country Rd Suite 52 | (518) 280-1396 |
| 8 | StoneBuilt Insurance Agency Inc | 985 NY-146 Ste 1 | (518) 691-1233 |
| 9 | Thomas Rupert - State Farm Insurance Agent | 308 Grooms Rd | (518) 383-0060 |
| 10 | Kevin Simon at Comparion Insurance Agency | 28 Corporate Dr #106 | (518) 243-1124 |
Tim McGrath - State Farm Insurance Agent serves the Clifton Park, NY area and primarily helps residents with Medicare insurance needs. As an independent agent, he guides clients through the complexities of Medicare plans, including both Medicare Advantage and Medicare Supplement options. The goal is to match individuals with coverage that aligns with their healthcare requirements and budget. This agency handles the annual enrollment process and assists with Part D prescription drug plans.
Farmers Insurance - Christine Sheppard provides a full range of Medicare insurance services, including initial enrollment consultations, plan comparisons, and annual policy reviews for clients in Clifton Park, New York. The agency offers ongoing support to help beneficiaries understand their coverage options and manage plan changes during open enrollment periods. Service plans focus on explaining the differences between Medicare Advantage, Medigap, and Part D drug plans. It serves individuals living in single-family homes, apartments, and condominiums, as well as those retiring from local retail and restaurant positions.
Serving seniors and individuals approaching Medicare eligibility in Clifton Park, this agency guides clients through plan options for medical and prescription drug coverage. The Medicare insurance agents help with annual enrollment periods and explain the differences between supplement and advantage plans. They aim to simplify complex federal healthcare choices for local residents needing reliable coverage guidance. The agency assists with plan comparisons and paperwork throughout the process. Coverage assistance also extends to clients across nearby Saratoga Springs.
Serving Clifton Park and the surrounding communities of Saratoga County, Michele Metzger at Comparion Insurance Agency handles Medicare insurance options for local residents. The agency helps clients navigate annual enrollment periods and compare Medicare Advantage, Supplement, and Part D drug plans. Each consultation begins with a review of the individual’s current coverage and healthcare needs to identify gaps or cost-saving opportunities. The agency then presents clear plan comparisons, guiding each person to make an informed decision based on their specific prescription medications and preferred doctors.
Lee Serino - State Farm Insurance Agent in Clifton Park, NY, helps clients distinguish between one-time plan comparisons and recurring annual enrollment assistance for Medicare coverage. Their services include explaining the key differences between Medicare Supplement, Part D prescription drug plans, and Medicare Advantage to match individual healthcare needs. Assistance is available on either a scheduled or as-needed basis, depending on the season and client preference.
Foursurance specializes in helping clients understand Medicare Advantage, Supplement, and Part D drug plans. Serving individuals and families throughout Clifton Park, New York, the agency provides personalized guidance to compare coverage options and enrollment periods. Agents work directly with each client to assess their healthcare needs and budget. The agency frequently assists people navigating the complexities of the Annual Enrollment Period, ensuring they meet deadlines to avoid late penalties and maintain essential prescription drug coverage.
As Medicare enrollment periods approach each year, residents of Clifton Park, NY often review their coverage options. Farmers Insurance agent Mary Ann O'Brien assists individuals in understanding plan benefits and comparing available Medicare insurance products. The agency provides straightforward guidance for those navigating supplement and prescription drug selections. Clients seeking clarity on their current policy can arrange a consultation to review their specific situation. An initial assessment of individual needs is scheduled at the first meeting.
StoneBuilt Insurance Agency Inc in Clifton Park, NY, supports local residents by helping them navigate Medicare supplement and Advantage plan options. The firm focuses on explaining coverage details and enrollment periods for those newly eligible or reassessing current policies. It can assist with plan comparisons for individual clients and also serves commercial sectors such as medical offices, care warehouses, and food service establishments needing group health solutions.
Thomas Rupert in Clifton Park, NY provides residential Medicare insurance services to help individuals navigate plan selections. Commercial coverage options are also available for local business owners needing employee or group health solutions. The agency serves clients throughout the Clifton Park area and surrounding communities. Each appointment includes a clear review of available plans and coverage details, and follow-up service is provided between regular annual visits to address any changes in health needs or policy adjustments.
What Does a a Medicare Insurance Agent in Clifton Park Cost?
Medicare insurance agents in New York generally do not charge you directly. Their compensation comes from the insurance carrier. Plan costs vary widely. For example, Medicare Part B premiums in 2025 are $185.00 per month for most people. Medigap plans in New York can range from $100 to $400 per month depending on your age and plan type. This is general information and not insurance advice.
About medicare insurance agents in Clifton Park
Medicare insurance agents in Clifton Park, New York help residents compare Part D, Medicare Advantage, and Medigap plans. New York state law guarantees a Medigap open enrollment period of 12 months starting at age 65. Agents can explain how New York-specific rules like guaranteed issue rights affect your choices.
Frequently Asked Questions
When can I enroll in Medicare in Clifton Park?
Your Initial Enrollment Period starts three months before your 65th birthday month and ends three months after. New York also has a General Enrollment Period from January 1 to March 31 each year for those who missed initial sign up.
What is the difference between Medicare Advantage and Medigap in New York?
Medicare Advantage plans replace Original Medicare and often include drug coverage. Medigap plans supplement Original Medicare and help pay out-of-pocket costs. In New York, Medigap plans are guaranteed issue for the first 12 months after you turn 65.
Do Medicare agents in Clifton Park charge fees?
Most Medicare insurance agents are paid by insurance companies through commissions. You typically do not pay a separate fee for agent services. Always confirm the payment arrangement before you enroll.
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