The top-rated mobile home insurance agent in Pelham, Alabama is Ryan Fagerstrom - State Farm Insurance Agent, rated 5.0 stars across 423 reviews. Other highly rated options include Joseph Chambers - State Farm Insurance Agent, Blake Guy - State Farm Insurance Agent, Standifer Insurance Group: Allstate Insurance. This directory lists 17 mobile home insurance agents serving Pelham.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ryan Fagerstrom - State Farm Insurance Agent | 2789 Pelham Pkwy | (205) 985-2917 |
| 2 | Joseph Chambers - State Farm Insurance Agent | 306 Canyon Park Dr | (205) 663-3276 |
| 3 | Blake Guy - State Farm Insurance Agent | 2132 US-31 Suite B | (205) 988-4525 |
| 4 | Standifer Insurance Group: Allstate Insurance | 199 Canyon Park Dr | (205) 664-3200 |
| 5 | Acceptance Insurance | 2852 Pelham Pkwy | (205) 564-7096 |
| 6 | Alfa Insurance - The Sims Agency, LLC | 3391 Pelham Pkwy A | (205) 624-6637 |
| 7 | The Family Agency, Inc: Allstate Insurance | 3183 Pelham Pkwy Ste E | (205) 664-1892 |
| 8 | Goosehead Insurance - William Cox | 2105 Old Montgomery Hwy Suite 202 | (205) 286-6386 |
| 9 | InsuranceSouth | 240 Applegate Pkwy | (844) 235-5754 |
| 10 | Alfa Insurance - Justin Rumph Agency | 136 Bowling Ln | (205) 382-8255 |
Ryan Fagerstrom - State Farm Insurance Agent serves the Pelham, Alabama area and surrounding Shelby County communities, offering mobile home insurance policies. The agency helps manufactured and modular home owners secure coverage that protects their property and personal belongings. Policies typically include options for dwelling protection, liability coverage, and loss of use benefits tailored to mobile homes. Specific services handled include quotes for new policies and assistance with claims following storm damage or other covered incidents.
Joseph Chambers - State Farm Insurance Agent in Pelham, AL provides a range of mobile home insurance options tailored to protect manufactured and modular dwellings. It offers assistance in selecting coverage plans that address specific structural and liability needs commonly encountered in the local area. Routine policy maintenance and periodic coverage reviews help ensure policies remain aligned with changing property values and risks. This agency services single-family mobile homes, apartment complexes with manufactured housing units, retail establishments that sell mobile homes, and restaurants operating in modular structures.
Blake Guy - State Farm Insurance Agent serves homeowners and property managers in Pelham, Alabama, by offering mobile home insurance policies that help protect manufactured and modular dwellings against common risks. Customers receive assistance in selecting coverage options suited for their specific property needs. The agency also provides personalized guidance during the claims process. Additionally, it supports clients living in nearby communities within the Shelby County area, such as the greater Birmingham metro region.
Located in Pelham, AL. Standifer Insurance Group: Allstate Insurance serves mobile home owners in Pelham and the surrounding communities of Shelby County. This agency handles a full range of mobile home insurance needs, including policies for single-wide and double-wide manufactured homes. It provides coverage for property damage, personal liability, and additional structures. For a typical job, the agent reviews the client’s current coverage, discusses potential risks specific to mobile homes in the area, and works to tailor a policy that matches the homeowner’s situation.
Acceptance Insurance in Pelham, Alabama serves Pelham and the surrounding communities, handling mobile home insurance policies for local residents. It focuses on coverage for manufactured and mobile homes, protecting these structures against common regional risks. To begin a typical job, the company assesses the specific coverage needs of the client’s home and then recommends an appropriate policy from its available options.
Alfa Insurance - The Sims Agency, LLC in Pelham, AL distinguishes between a one-time policy, which covers a single mobile home without future service commitments, and a recurring plan that provides ongoing protection with periodic adjustments. Coverage typically includes the structure itself as well as liability and contents against common regional risks. Service for this mobile home insurance agent operates on an ongoing scheduled basis under the recurring option, or as-needed when a one-time policyholder initiates a request.
The Family Agency, Inc: Allstate Insurance in Pelham, AL specializes in tailoring mobile home insurance policies. Its general service work includes assessing coverage needs and explaining standard protections for manufactured housing. The agency helps local homeowners secure financial protection against common regional threats. During Alabama’s severe weather seasons, it specifically advises clients on safeguarding their mobile homes against hail and tornado damage.
Goosehead Insurance - William Cox provides mobile home insurance coverage in and around Pelham, Alabama. This agency assists homeowners with primary policies and also offers specialty options such as extended replacement cost, contents coverage, and protection for detached structures. Local clients benefit from having an agent who understands regional weather risks. The company arranges policies that meet specific budget and safety requirements for mobile and manufactured homes. It serves commercial sectors including offices, warehouses, and food service establishments.
After a spring storm sweeps through Pelham, homeowners often need prompt coverage assessments for their mobile homes. InsuranceSouth serves this need by offering policies tailored to manufactured housing in central Alabama. Their agents explain the differences between standard and mobile home coverage, including protections for wind, hail, and replacement cost. Because each structure is unique, the company begins by inspecting the home’s foundation, roof condition, and tie-downs. This initial site visit allows them to recommend a specific policy that matches the home’s actual risk factors.
What Does a a Mobile Home Insurance Agent in Pelham Cost?
Typical mobile home insurance costs in Alabama range from 300 to 800 dollars per year for basic coverage, but can be higher for older homes or those in high-risk areas. Factors like the home age, location in Pelham, and chosen deductibles affect the premium. This is general information, not insurance advice.
About mobile home insurance agents in Pelham
Mobile home insurance agents in Pelham, Alabama help owners protect their manufactured homes against common risks like storms and fire. Alabama law requires mobile home owners to carry liability coverage if the home is financed or located in a park. Agents can explain how local building codes and windstorm deductibles affect your policy.
Frequently Asked Questions
What does a mobile home insurance agent in Pelham do?
A mobile home insurance agent helps you find a policy that covers your home structure, personal property, and liability. They can also advise on Alabama-specific requirements such as flood insurance in flood zones.
Is mobile home insurance required in Alabama?
Alabama does not require mobile home insurance by state law, but lenders and mobile home parks often require it. An agent can help you meet those requirements and avoid gaps in coverage.
How do I choose a mobile home insurance agent in Pelham?
Look for an agent who specializes in manufactured homes and understands Alabama weather risks. Ask about their experience with local insurers and whether they offer policies that meet your specific needs.